German American Bancorp Stock Today

GABC Stock  USD 44.98  0.16  0.35%   

Performance

8 of 100

 
Weak
 
Strong
OK

Odds Of Distress

Less than 5

 
High
 
Low
Very Low
German American is trading at 44.98 as of the 30th of November 2024, a 0.35 percent decrease since the beginning of the trading day. The stock's open price was 45.14. German American has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat ok performance during the last 90 days. Equity ratings for German American Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 3rd of June 2024 and ending today, the 30th of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
21st of May 1993
Category
Financial Services
Classification
Financials
German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana. German Amer operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 29.68 M outstanding shares of which 1.6 M shares are currently shorted by private and institutional investors with about 17.83 trading days to cover. More on German American Bancorp

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German Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO ChairmanNeil CPA
Old NameGCP ASSET BACKED INCOME FUND LIMITED
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00860.014
Way Down
Slightly volatile
Asset Turnover0.03460.0407
Fairly Down
Slightly volatile
Gross Profit Margin0.740.9219
Significantly Down
Slightly volatile
Total Current Liabilities6.7 M7.1 M
Notably Down
Very volatile
Non Current Liabilities Total5.8 B5.5 B
Sufficiently Up
Slightly volatile
Total Assets6.5 B6.2 B
Sufficiently Up
Slightly volatile
Total Current Assets109.6 M115.3 M
Notably Down
Slightly volatile
Total Cash From Operating Activities112.6 M107.2 M
Sufficiently Up
Slightly volatile
Debt Levels
German American can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand German American's financial leverage. It provides some insight into what part of German American's total assets is financed by creditors.
Liquidity
German American Bancorp currently holds 127.97 M in liabilities with Debt to Equity (D/E) ratio of 8.16, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about German American's use of debt, we should always consider it together with its cash and equity.

Stock Based Compensation

2.45 Million
German American Bancorp (GABC) is traded on NASDAQ Exchange in USA. It is located in 711 Main Street, Jasper, IN, United States, 47546 and employs 840 people. German American is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.33 B. German American Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 29.68 M outstanding shares of which 1.6 M shares are currently shorted by private and institutional investors with about 17.83 trading days to cover. German American Bancorp currently holds about 532.96 M in cash with 107.23 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 18.08.
Check German American Probability Of Bankruptcy
Ownership Allocation
German American Bancorp has a total of 29.68 Million outstanding shares. Over half of German American's outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check German Ownership Details

German Stock Institutional Holders

InstituionRecorded OnShares
First Trust Advisors L.p.2024-06-30
227.8 K
Morgan Stanley - Brokerage Accounts2024-06-30
223 K
Bank Of New York Mellon Corp2024-06-30
202.7 K
Proshare Advisors Llc2024-09-30
186.5 K
Deprince Race & Zollo Inc2024-09-30
169.5 K
Mutual Of America Capital Management Llc2024-09-30
165.9 K
Kennedy Capital Management Inc2024-09-30
144.5 K
Royce & Associates, Lp2024-09-30
133.2 K
Aptus Capital Advisors, Llc2024-06-30
108.4 K
Blackrock Inc2024-06-30
2.3 M
Vanguard Group Inc2024-09-30
1.8 M
View German American Diagnostics

German American Historical Income Statement

At present, German American's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 90.4 M, whereas EBIT is forecasted to decline to about 52 M. View More Fundamentals

German Stock Against Markets

German American Corporate Management

Vicki SchulerController, VPProfile
Amy JacksonExecutive OfficerProfile
Clay BarrettExecutive OfficerProfile
Jane BalsmeyerSenior MarketingProfile
When determining whether German American Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of German American's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of German American Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on German American Bancorp Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of German American. If investors know German will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about German American listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
1.08
Earnings Share
2.77
Revenue Per Share
8.341
Quarterly Revenue Growth
0.005
The market value of German American Bancorp is measured differently than its book value, which is the value of German that is recorded on the company's balance sheet. Investors also form their own opinion of German American's value that differs from its market value or its book value, called intrinsic value, which is German American's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because German American's market value can be influenced by many factors that don't directly affect German American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between German American's value and its price as these two are different measures arrived at by different means. Investors typically determine if German American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, German American's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.