German American Bancorp Stock Probability Of Bankruptcy

GABC Stock

USD 37.93 0.66 1.71%

German American's odds of distress is under 9% at the present time. It has tiny probability of undergoing some form of financial distress in the near future. Probability of distress shows the probability of financial torment over the next two years of operations under current economic and market conditions. All items used in analyzing the odds of distress are taken from the German balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out German American Piotroski F Score and German American Altman Z Score analysis.

The current year's Market Cap is expected to grow to about 1.3 B. The current year's Enterprise Value is expected to grow to about 1.3 B

German American Bancorp Company probability of distress Analysis

German American's Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.

Probability Of Bankruptcy

Normalized

Z-Score

More About Probability Of Bankruptcy | All Equity Analysis

Current German American Probability Of Bankruptcy

Less than 9%

Most of German American's fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, German American Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Our calculation of German American probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting German American odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of German American Bancorp financial health.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of German American. If investors know German will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about German American listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.075

Dividend Share

1.1

Earnings Share

2.83

Revenue Per Share

8.446

Quarterly Revenue Growth

0.054

The market value of German American Bancorp is measured differently than its book value, which is the value of German that is recorded on the company's balance sheet. Investors also form their own opinion of German American's value that differs from its market value or its book value, called intrinsic value, which is German American's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because German American's market value can be influenced by many factors that don't directly affect German American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Accounts Payable	Net Receivables	Total Liab	Total Current Assets	Short Term Debt	Good Will	Common Stock	Long Term Debt	Short Term Investments	Intangible Assets	Property Plant Equipment	Net Tangible Assets	Capital Surpluse	Long Term Investments	Short Long Term Debt	Long Term Debt Total	Earning Assets	Current Deferred Revenue	Net Invested Capital	Capital Stock
Total Assets		0.98	0.04	0.97	0.93	0.8	1.0	-0.26	0.1	0.97	0.3	0.33	0.6	0.56	0.79	0.82	0.95	0.3	-0.87	0.94	0.9	0.89	0.84	0.33
Total Stockholder Equity	0.98		0.1	0.95	0.95	0.71	0.97	-0.25	0.17	0.95	0.28	0.37	0.62	0.58	0.74	0.89	0.93	0.39	-0.88	0.96	0.93	0.92	0.88	0.17
Net Debt	0.04	0.1		-0.08	0.03	-0.26	0.03	0.53	0.69	-0.01	0.45	0.36	-0.23	0.35	0.04	0.2	-0.08	0.74	0.11	-0.01	0.04	0.1	0.15	0.0
Retained Earnings	0.97	0.95	-0.08		0.9	0.86	0.97	-0.28	0.05	0.97	0.11	0.27	0.71	0.43	0.84	0.74	0.98	0.22	-0.85	0.93	0.88	0.85	0.82	0.28
Accounts Payable	0.93	0.95	0.03	0.9		0.73	0.93	-0.4	0.0	0.9	0.33	0.19	0.6	0.57	0.64	0.83	0.88	0.24	-0.79	0.93	0.87	0.86	0.81	0.23
Net Receivables	0.8	0.71	-0.26	0.86	0.73		0.81	-0.26	-0.06	0.83	-0.08	0.08	0.7	0.27	0.81	0.36	0.86	-0.04	-0.63	0.72	0.66	0.6	0.62	0.37
Total Liab	1.0	0.97	0.03	0.97	0.93	0.81		-0.27	0.09	0.97	0.3	0.32	0.6	0.56	0.8	0.81	0.95	0.29	-0.87	0.94	0.9	0.88	0.83	0.35
Total Current Assets	-0.26	-0.25	0.53	-0.28	-0.4	-0.26	-0.27		0.68	-0.33	-0.23	0.18	-0.01	-0.32	-0.13	-0.29	-0.32	0.16	0.25	-0.42	-0.3	-0.33	-0.26	-0.32
Short Term Debt	0.1	0.17	0.69	0.05	0.0	-0.06	0.09	0.68		0.09	0.0	0.58	-0.01	0.27	0.18	0.16	0.04	0.63	-0.06	0.06	0.14	0.2	0.27	-0.29
Good Will	0.97	0.95	-0.01	0.97	0.9	0.83	0.97	-0.33	0.09		0.26	0.4	0.6	0.62	0.82	0.77	0.99	0.33	-0.86	0.96	0.92	0.9	0.87	0.37
Common Stock	0.3	0.28	0.45	0.11	0.33	-0.08	0.3	-0.23	0.0	0.26		0.3	-0.29	0.73	0.03	0.51	0.14	0.42	-0.19	0.34	0.33	0.32	0.3	0.55
Long Term Debt	0.33	0.37	0.36	0.27	0.19	0.08	0.32	0.18	0.58	0.4	0.3		0.02	0.6	0.25	0.48	0.34	0.6	-0.5	0.4	0.5	0.59	0.47	0.17
Short Term Investments	0.6	0.62	-0.23	0.71	0.6	0.7	0.6	-0.01	-0.01	0.6	-0.29	0.02		-0.02	0.61	0.36	0.71	-0.02	-0.52	0.61	0.55	0.45	0.61	-0.1
Intangible Assets	0.56	0.58	0.35	0.43	0.57	0.27	0.56	-0.32	0.27	0.62	0.73	0.6	-0.02		0.36	0.65	0.51	0.62	-0.45	0.68	0.65	0.68	0.71	0.37
Property Plant Equipment	0.79	0.74	0.04	0.84	0.64	0.81	0.8	-0.13	0.18	0.82	0.03	0.25	0.61	0.36		0.48	0.85	0.43	-0.59	0.74	0.7	0.66	0.77	0.31
Net Tangible Assets	0.82	0.89	0.2	0.74	0.83	0.36	0.81	-0.29	0.16	0.77	0.51	0.48	0.36	0.65	0.48		0.72	0.46	-0.81	0.86	0.89	0.89	0.79	0.13
Capital Surpluse	0.95	0.93	-0.08	0.98	0.88	0.86	0.95	-0.32	0.04	0.99	0.14	0.34	0.71	0.51	0.85	0.72		0.26	-0.84	0.94	0.9	0.86	0.86	0.33
Long Term Investments	0.3	0.39	0.74	0.22	0.24	-0.04	0.29	0.16	0.63	0.33	0.42	0.6	-0.02	0.62	0.43	0.46	0.26		-0.2	0.38	0.39	0.45	0.59	-0.02
Short Long Term Debt	-0.87	-0.88	0.11	-0.85	-0.79	-0.63	-0.87	0.25	-0.06	-0.86	-0.19	-0.5	-0.52	-0.45	-0.59	-0.81	-0.84	-0.2		-0.83	-0.85	-0.88	-0.68	-0.23
Long Term Debt Total	0.94	0.96	-0.01	0.93	0.93	0.72	0.94	-0.42	0.06	0.96	0.34	0.4	0.61	0.68	0.74	0.86	0.94	0.38	-0.83		0.94	0.92	0.94	0.26
Earning Assets	0.9	0.93	0.04	0.88	0.87	0.66	0.9	-0.3	0.14	0.92	0.33	0.5	0.55	0.65	0.7	0.89	0.9	0.39	-0.85	0.94		0.92	0.89	0.25
Current Deferred Revenue	0.89	0.92	0.1	0.85	0.86	0.6	0.88	-0.33	0.2	0.9	0.32	0.59	0.45	0.68	0.66	0.89	0.86	0.45	-0.88	0.92	0.92		0.85	0.26
Net Invested Capital	0.84	0.88	0.15	0.82	0.81	0.62	0.83	-0.26	0.27	0.87	0.3	0.47	0.61	0.71	0.77	0.79	0.86	0.59	-0.68	0.94	0.89	0.85		0.09
Capital Stock	0.33	0.17	0.0	0.28	0.23	0.37	0.35	-0.32	-0.29	0.37	0.55	0.17	-0.1	0.37	0.31	0.13	0.33	-0.02	-0.23	0.26	0.25	0.26	0.09

	2020	2021	2022	2023	2024	2025 (projected)
Return On Assets	0.0135	0.0125	0.015	0.0133	0.014	0.00872
Asset Turnover	0.0421	0.0393	0.0422	0.0407	0.0341	0.0472
Net Debt	136.6M	105.0M	151.6M	48.7M	83.5M	119.4M
Total Current Liabilities	51.8M	43.6M	68.7M	7.1M	6.4M	6.0M
Non Current Liabilities Total	194.5M	152.2M	68.7M	5.5B	153.3M	145.6M
Total Assets	5.0B	5.6B	6.2B	6.2B	6.3B	6.6B
Total Current Assets	391.0M	441.2M	119.6M	115.3M	1.6B	1.0B
Total Cash From Operating Activities	92.4M	100.8M	110.0M	107.2M	95.8M	100.6M

	Return On Equity	0.12
	Return On Asset	0.0135
	Profit Margin	0.33 %
	Operating Margin	0.46 %
	Current Valuation	1.44 B
	Shares Outstanding	37.43 M
	Shares Owned By Insiders	5.15 %
	Shares Owned By Institutions	44.30 %
	Number Of Shares Shorted	923.53 K
	Price To Earning	15.22 X
	Price To Book	2.02 X
	Price To Sales	5.77 X
	Revenue	214.93 M
	Gross Profit	250.48 M
	EBITDA	5.42 M
	Net Income	83.81 M
	Cash And Equivalents	532.96 M
	Cash Per Share	18.08 X
	Total Debt	153.27 M
	Debt To Equity	8.16 %
	Book Value Per Share	24.09 X
	Cash Flow From Operations	95.76 M
	Short Ratio	6.95 X
	Earnings Per Share	2.83 X
	Price To Earnings To Growth	2.43 X
	Target Price	47.83
	Number Of Employees	1.02 K
	Beta	0.59
	Market Capitalization	1.44 B
	Total Asset	6.3 B
	Retained Earnings	513.59 M
	Annual Yield	0.03 %
	Five Year Return	2.06 %
	Net Asset	6.3 B
	Last Dividend Paid	1.1

German American Bancorp Stock Probability Of Bankruptcy

German American Bancorp Company probability of distress Analysis

Probability Of Bankruptcy

Normalized

Z-Score

Current German American Probability Of Bankruptcy

German Probability Of Bankruptcy Driver Correlations

German Probability Of Bankruptcy Peer Comparison

German American Main Bankruptcy Drivers

German American ESG Sustainability

German Fundamentals

About German American Fundamental Analysis

Also Currently Popular

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY