German American Company Insiders
GABC Stock | USD 39.60 0.41 1.05% |
German American's insiders are aggressively buying. The analysis of insiders' sentiment of trading German American Bancorp stock suggests that all insiders are extremely bullish at this time. German American employs about 15 people. The company is managed by 15 executives with a total tenure of roughly 37 years, averaging almost 2.0 years of service per executive, having 1.0 employees per reported executive.
Neil Dauby President Executive Vice President - Chief Commercial Banking Officer |
Insider Sentiment 100
Aggressively Buying
Selling | Buying |
Latest Trades
2025-02-15 | Susan J Ellspermann | Acquired 42 @ 40.35 | View | ||
2025-01-22 | Zachary W Bawel | Acquired 22 @ 39.04 | View | ||
2024-12-15 | Christina M Ryan | Acquired 19 @ 44.38 | View | ||
2024-10-15 | Jack Sheidler | Acquired 22 @ 40.75 | View | ||
2024-08-09 | Thomas W Seger | Acquired 3000 @ 36.8 | View | ||
2024-08-05 | Diane B Medley | Acquired 710 @ 36.37 | View | ||
2024-07-15 | Tyson J Wagler | Acquired 368 @ 37.99 | View | ||
2024-06-15 | Thomas W Seger | Acquired 26 @ 32.19 | View | ||
2024-05-15 | Susan J Ellspermann | Acquired 52 @ 33 | View | ||
2024-04-15 | Thomas W Seger | Acquired 27 @ 32.06 | View | ||
2024-03-14 | Diane B Medley | Acquired 1000 @ 33.64 | View |
Monitoring German American's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
German |
German American's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with German American's future performance. Based on our forecasts, it is anticipated that German will maintain a workforce of about 170 employees by March 2025.German American Management Team Effectiveness
The company has return on total asset (ROA) of 0.0135 % which means that it generated a profit of $0.0135 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1216 %, meaning that it created $0.1216 on every $100 dollars invested by stockholders. German American's management efficiency ratios could be used to measure how well German American manages its routine affairs as well as how well it operates its assets and liabilities. As of February 27, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.02. At present, German American's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 2.4 B, whereas Other Assets are forecasted to decline to about 73.9 M.The current year's Net Income Applicable To Common Shares is expected to grow to about 98.8 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 20.4 M.
German American Workforce Comparison
German American Bancorp is currently under evaluation in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 2,752. German American adds roughly 0.0 in number of employees claiming only tiny portion of equities under Financials industry.
German American Profit Margins
The company has Profit Margin (PM) of 0.33 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.44 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.44.Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Gross Profit Margin | 0.74 | 0.83 |
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Net Profit Margin | 0.2 | 0.288 |
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Operating Profit Margin | 0.55 | 0.5 |
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Pretax Profit Margin | 0.27 | 0.3577 |
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Return On Assets | 0.0086 | 0.0126 |
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Return On Equity | 0.088 | 0.12 |
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German American Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific German American insiders, such as employees or executives, is commonly permitted as long as it does not rely on German American's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, German American insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
---|---|---|---|---|---|
2024-12-01 | 13.0 | 13 | 1 | 375.61 | 20,000 |
2024-06-01 | 22.0 | 22 | 1 | 13,747 | 0.00 |
2024-03-01 | 3.8 | 19 | 5 | 44,401 | 3,608 |
2023-12-01 | 4.0 | 32 | 8 | 33,982 | 0.00 |
2023-06-01 | 32.0 | 32 | 1 | 42,345 | 0.00 |
2022-12-01 | 3.2 | 32 | 10 | 9,155 | 7,568 |
2022-09-01 | 19.0 | 19 | 1 | 7,129 | 0.00 |
2022-03-01 | 9.6667 | 29 | 3 | 41,112 | 0.00 |
2021-12-01 | 5.1667 | 31 | 6 | 8,360 | 0.00 |
2021-06-01 | 3.8 | 19 | 5 | 981.00 | 9,090 |
2021-03-01 | 3.125 | 25 | 8 | 23,099 | 94,120 |
2020-12-01 | 3.7778 | 34 | 9 | 12,327 | 2,116 |
2020-06-01 | 24.0 | 24 | 1 | 1,863 | 0.00 |
2020-03-01 | 3.3077 | 43 | 13 | 52,686 | 35,000 |
2019-12-01 | 4.2222 | 38 | 9 | 13,392 | 7,500 |
2019-09-01 | 11.0 | 22 | 2 | 10,387 | 5,000 |
2019-03-01 | 31.0 | 31 | 1 | 21,663 | 0.00 |
2018-12-01 | 5.5 | 33 | 6 | 20,547 | 943.00 |
2018-09-01 | 3.0 | 6 | 2 | 2,903 | 2,000 |
2018-06-01 | 21.0 | 21 | 1 | 30,729 | 2,516 |
2017-12-01 | 4.2857 | 30 | 7 | 14,937 | 1,646 |
2017-09-01 | 12.5 | 25 | 2 | 11,254 | 7,194 |
2017-06-01 | 10.5 | 21 | 2 | 973.27 | 3,360 |
2017-03-01 | 27.0 | 27 | 1 | 8,738 | 1,800 |
2016-12-01 | 2.6667 | 32 | 12 | 3,989 | 6,504 |
2016-09-01 | 22.0 | 22 | 1 | 7,055 | 0.00 |
2015-12-01 | 6.6 | 33 | 5 | 7,313 | 417.00 |
2014-12-01 | 6.6667 | 20 | 3 | 4,959 | 350.00 |
2014-03-01 | 7.0 | 14 | 2 | 2,627 | 780.00 |
2013-12-01 | 7.5 | 15 | 2 | 2,575 | 0.00 |
2012-12-01 | 7.0 | 14 | 2 | 5,289 | 497.00 |
2012-06-01 | 7.0 | 7 | 1 | 668.00 | 0.00 |
2011-12-01 | 1.2 | 6 | 5 | 2,090 | 50,038 |
2011-06-01 | 9.0 | 9 | 1 | 1,200 | 0.00 |
2011-03-01 | 0.8235 | 14 | 17 | 4,781 | 5,693 |
2010-12-01 | 1.25 | 5 | 4 | 3,355 | 0.00 |
2009-12-01 | 1.0 | 7 | 7 | 432.97 | 0.00 |
2009-09-01 | 4.5 | 9 | 2 | 7,400 | 6,808 |
2009-06-01 | 3.0 | 6 | 2 | 2,019 | 2,175 |
2008-12-01 | 1.4 | 7 | 5 | 1,837 | 0.00 |
2007-12-01 | 0.7143 | 5 | 7 | 326.09 | 0.00 |
2006-12-01 | 0.2 | 2 | 10 | 175.19 | 0.00 |
2006-03-01 | 3.5 | 14 | 4 | 6,664 | 5,388 |
2005-12-01 | 0.7778 | 7 | 9 | 2,884 | 0.00 |
2005-09-01 | 2.0 | 8 | 4 | 5,131 | 7,649 |
2005-06-01 | 25.0 | 25 | 1 | 15,608 | 1,000.00 |
2005-03-01 | 3.2222 | 29 | 9 | 24,442 | 17,926 |
2004-12-01 | 1.0667 | 16 | 15 | 33,980 | 35,847 |
2004-09-01 | 0.8421 | 16 | 19 | 126,587 | 186,387 |
2004-03-01 | 2.1667 | 13 | 6 | 16,739 | 5,264 |
2003-06-01 | 9.0 | 9 | 1 | 19,598 | 11,598 |
German American Notable Stakeholders
A German American stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as German American often face trade-offs trying to please all of them. German American's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting German American's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Neil CPA | CEO Chairman | Profile | |
Terri Eckerle | Executive President | Profile | |
Neil Dauby | Executive Vice President - Chief Commercial Banking Officer | Profile | |
Adrian Brown | Senior President | Profile | |
Bradley Rust | CFO, Executive VP, Sr. Admin. Officer, CFO of German American Bank, Executive VP of German American Bank and Sr. Admin. Officer of The German American Bank | Profile | |
Keith Leinenbach | Chief Credit Officer, Sr. VP, Chief Credit Officer of German Amercian Bank and Sr. VP of German American Bank | Profile | |
Randall Braun | Head of Retail Banking, Sr. VP, Head of Retail Banking of German American Bank and Sr. VP of German American Bank | Profile | |
Bradley Arnett | Chief VP | Profile | |
Vicki Schuler | Controller, VP | Profile | |
Amy Jackson | Executive Officer | Profile | |
Clay Barrett | Executive Officer | Profile | |
Jane Balsmeyer | Senior Marketing | Profile | |
Michael Beckwith | Executive Officer | Profile | |
Ann Brown | Senior Capital | Profile | |
Brock Goggins | Senior Banking | Profile |
About German American Management Performance
The success or failure of an entity such as German American Bancorp often depends on how effective the management is. German American management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of German management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the German management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | 0.02 | 0.02 | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.12 | 0.09 |
Please note, the presentation of German American's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, German American's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of German American's management manipulating its earnings.
German American Workforce Analysis
Traditionally, organizations such as German American use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare German American within its industry.German American Manpower Efficiency
Return on German American Manpower
Revenue Per Employee | 19.4M | |
Revenue Per Executive | 19.4M | |
Net Income Per Employee | 5.7M | |
Net Income Per Executive | 5.7M |
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When running German American's price analysis, check to measure German American's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy German American is operating at the current time. Most of German American's value examination focuses on studying past and present price action to predict the probability of German American's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move German American's price. Additionally, you may evaluate how the addition of German American to your portfolios can decrease your overall portfolio volatility.
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