German American Net Worth
German American Net Worth Breakdown | GABC |
German American Net Worth Analysis
German American's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including German American's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of German American's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform German American's net worth analysis. One common approach is to calculate German American's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares German American's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing German American's net worth. This approach calculates the present value of German American's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of German American's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate German American's net worth. This involves comparing German American's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into German American's net worth relative to its peers.
Enterprise Value |
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To determine if German American is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding German American's net worth research are outlined below:
| German American generated a negative expected return over the last 90 days | |
| Latest headline from finance.yahoo.com: Exploring 3 Undervalued Small Caps On US With Recent Insider Activity |
German American Quarterly Good Will |
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German American uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in German American Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to German American's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 29th of January 2024 Upcoming Quarterly Report | View | |
| 22nd of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 29th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
German American Target Price Consensus
German target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. German American's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 6 | Buy |
Most German analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand German stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of German American Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationGerman American Target Price Projection
German American's current and average target prices are 40.33 and 47.83, respectively. The current price of German American is the price at which German American Bancorp is currently trading. On the other hand, German American's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
German American Market Quote on 18th of February 2025
Target Price
Analyst Consensus On German American Target Price
Know German American's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as German American is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading German American Bancorp backward and forwards among themselves. German American's institutional investor refers to the entity that pools money to purchase German American's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Northern Trust Corp | 2024-09-30 | 264.1 K | Bank Of New York Mellon Corp | 2024-12-31 | 196.3 K | Mutual Of America Capital Management Llc | 2024-12-31 | 194.4 K | Proshare Advisors Llc | 2024-09-30 | 186.5 K | Deprince Race & Zollo Inc | 2024-09-30 | 169.5 K | Kennedy Capital Management Inc | 2024-09-30 | 144.5 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 142.7 K | Goldman Sachs Group Inc | 2024-09-30 | 140.1 K | Aptus Capital Advisors, Llc | 2024-09-30 | 134.1 K | Blackrock Inc | 2024-09-30 | 2.5 M | Vanguard Group Inc | 2024-12-31 | 1.7 M |
Follow German American's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.51 B.Market Cap |
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Project German American's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.09 |
When accessing German American's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures German American's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of German American's profitability and make more informed investment decisions.
Please note, the presentation of German American's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, German American's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of German American's management manipulating its earnings.
Evaluate German American's management efficiency
German American Bancorp has return on total asset (ROA) of 0.0135 % which means that it generated a profit of $0.0135 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1216 %, meaning that it created $0.1216 on every $100 dollars invested by stockholders. German American's management efficiency ratios could be used to measure how well German American manages its routine affairs as well as how well it operates its assets and liabilities. As of February 18, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.02. At present, German American's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 2.4 B, whereas Other Assets are forecasted to decline to about 73.9 M.| Last Reported | Projected for Next Year | ||
| Enterprise Value Over EBITDA | 10.24 | 13.39 | |
| Book Value Per Share | 20.20 | 21.21 | |
| Tangible Book Value Per Share | 14.52 | 15.25 | |
| Price Book Value Ratio | 1.66 | 2.01 | |
| Enterprise Value Multiple | 10.24 | 13.39 | |
| Price Fair Value | 1.66 | 2.01 | |
| Enterprise Value | 906 M | 951.3 M |
German American's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue 6.7884 | Revenue | Quarterly Revenue Growth 0.054 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific German American insiders, such as employees or executives, is commonly permitted as long as it does not rely on German American's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases German American insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
German American Corporate Filings
F5 | 14th of February 2025 The annual filing required by the Securities and Exchange Commission (SEC) from company insiders or beneficial owners | ViewVerify |
| 13th of February 2025 Other Reports | ViewVerify | |
8K | 12th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F3 | 11th of February 2025 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
German American Earnings Estimation Breakdown
The calculation of German American's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of German American is estimated to be 0.665 with the future projection ranging from a low of 0.41 to a high of 0.78. Please be aware that this consensus of annual earnings estimates for German American Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.41 Lowest | Expected EPS | 0.78 Highest |
German American Earnings Projection Consensus
Suppose the current estimates of German American's value are higher than the current market price of the German American stock. In this case, investors may conclude that German American is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and German American's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 6 | 93.44% | 0.78 | 0.665 | 2.83 |
German American Earnings per Share Projection vs Actual
Actual Earning per Share of German American refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering German American Bancorp predict the company's earnings will be in the future. The higher the earnings per share of German American, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.German American Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as German American, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of German American should always be considered in relation to other companies to make a more educated investment decision.German Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact German American's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-01-27 | 2024-12-31 | 0.7 | 0.78 | 0.08 | 11 | ||
2024-10-28 | 2024-09-30 | 0.7 | 0.71 | 0.01 | 1 | ||
2024-07-29 | 2024-06-30 | 0.62 | 0.68 | 0.06 | 9 | ||
2024-04-29 | 2024-03-31 | 0.64 | 0.64 | 0.0 | 0 | ||
2024-01-29 | 2023-12-31 | 0.67 | 0.73 | 0.06 | 8 | ||
2023-10-31 | 2023-09-30 | 0.7 | 0.73 | 0.03 | 4 | ||
2023-07-31 | 2023-06-30 | 0.67 | 0.75 | 0.08 | 11 | ||
2023-04-24 | 2023-03-31 | 0.8 | 0.71 | -0.09 | 11 | ||
2023-01-30 | 2022-12-31 | 0.84 | 0.83 | -0.01 | 1 | ||
2022-10-31 | 2022-09-30 | 0.81 | 0.83 | 0.02 | 2 | ||
2022-07-25 | 2022-06-30 | 0.71 | 0.81 | 0.1 | 14 | ||
2022-04-25 | 2022-03-31 | 0.69 | 0.77 | 0.08 | 11 | ||
2022-01-31 | 2021-12-31 | 0.73 | 0.73 | 0.0 | 0 | ||
2021-10-25 | 2021-09-30 | 0.71 | 0.81 | 0.1 | 14 | ||
2021-07-26 | 2021-06-30 | 0.63 | 0.9 | 0.27 | 42 | ||
2021-04-26 | 2021-03-31 | 0.66 | 0.74 | 0.08 | 12 | ||
2021-01-25 | 2020-12-31 | 0.58 | 0.79 | 0.21 | 36 | ||
2020-10-26 | 2020-09-30 | 0.51 | 0.55 | 0.04 | 7 | ||
2020-07-27 | 2020-06-30 | 0.36 | 0.54 | 0.18 | 50 | ||
2020-05-06 | 2020-03-31 | 0.45 | 0.47 | 0.02 | 4 | ||
2020-01-27 | 2019-12-31 | 0.59 | 0.59 | 0.0 | 0 | ||
2019-10-28 | 2019-09-30 | 0.58 | 0.55 | -0.03 | 5 | ||
2019-07-29 | 2019-06-30 | 0.56 | 0.63 | 0.07 | 12 | ||
2019-04-29 | 2019-03-31 | 0.56 | 0.58 | 0.02 | 3 | ||
2019-01-28 | 2018-12-31 | 0.53 | 0.53 | 0.0 | 0 | ||
2018-10-29 | 2018-09-30 | 0.56 | 0.55 | -0.01 | 1 | ||
2018-07-30 | 2018-06-30 | 0.49 | 0.48 | -0.01 | 2 | ||
2018-04-30 | 2018-03-31 | 0.48 | 0.45 | -0.03 | 6 | ||
2018-01-29 | 2017-12-31 | 0.42 | 0.41 | -0.01 | 2 | ||
2017-10-30 | 2017-09-30 | 0.44 | 0.4 | -0.04 | 9 | ||
2017-07-31 | 2017-06-30 | 0.42 | 0.43 | 0.01 | 2 | ||
2017-04-24 | 2017-03-31 | 0.41 | 0.42 | 0.01 | 2 | ||
2017-01-30 | 2016-12-31 | 0.42 | 0.42 | 0.0 | 0 | ||
2016-10-31 | 2016-09-30 | 0.41 | 0.43 | 0.02 | 4 | ||
2016-07-25 | 2016-06-30 | 0.37 | 0.41 | 0.04 | 10 | ||
2016-04-28 | 2016-03-31 | 0.36 | 0.37 | 0.01 | 2 | ||
2016-01-25 | 2015-12-31 | 0.36 | 0.39 | 0.03 | 8 | ||
2015-10-26 | 2015-09-30 | 0.37 | 0.39 | 0.02 | 5 | ||
2015-07-27 | 2015-06-30 | 0.35 | 0.37 | 0.02 | 5 | ||
2015-04-27 | 2015-03-31 | 0.34 | 0.37 | 0.03 | 8 | ||
2015-01-26 | 2014-12-31 | 0.35 | 0.39 | 0.04 | 11 | ||
2014-10-27 | 2014-09-30 | 0.34 | 0.39 | 0.05 | 14 | ||
2014-07-28 | 2014-06-30 | 0.33 | 0.34 | 0.01 | 3 | ||
2014-04-28 | 2014-03-31 | 0.32 | 0.32 | 0.0 | 0 | ||
2014-01-28 | 2013-12-31 | 0.32 | 0.33 | 0.01 | 3 | ||
2013-10-29 | 2013-09-30 | 0.31 | 0.34 | 0.03 | 9 | ||
2013-07-29 | 2013-06-30 | 0.29 | 0.35 | 0.06 | 20 | ||
2013-04-30 | 2013-03-31 | 0.29 | 0.31 | 0.02 | 6 | ||
2013-01-29 | 2012-12-31 | 0.31 | 0.33 | 0.02 | 6 | ||
2012-10-29 | 2012-09-30 | 0.31 | 0.33 | 0.02 | 6 | ||
2012-07-30 | 2012-06-30 | 0.28 | 0.31 | 0.03 | 10 | ||
2012-05-01 | 2012-03-31 | 0.27 | 0.29 | 0.02 | 7 | ||
2012-01-31 | 2011-12-31 | 0.26 | 0.29 | 0.03 | 11 | ||
2011-11-01 | 2011-09-30 | 0.25 | 0.27 | 0.02 | 8 | ||
2011-07-26 | 2011-06-30 | 0.21 | 0.26 | 0.05 | 23 | ||
2011-04-28 | 2011-03-31 | 0.15 | 0.25 | 0.1 | 66 | ||
2011-02-01 | 2010-12-31 | 0.2 | 0.19 | -0.01 | 5 | ||
2010-10-26 | 2010-09-30 | 0.2 | 0.21 | 0.01 | 5 | ||
2010-07-26 | 2010-06-30 | 0.18 | 0.21 | 0.03 | 16 | ||
2010-05-03 | 2010-03-31 | 0.18 | 0.19 | 0.01 | 5 | ||
2010-01-27 | 2009-12-31 | 0.18 | 0.2 | 0.02 | 11 | ||
2009-10-29 | 2009-09-30 | 0.18 | 0.19 | 0.01 | 5 | ||
2009-07-27 | 2009-06-30 | 0.13 | 0.17 | 0.04 | 30 | ||
2009-04-30 | 2009-03-31 | 0.17 | 0.18 | 0.01 | 5 | ||
2009-01-27 | 2008-12-31 | 0.18 | 0.2 | 0.02 | 11 | ||
2008-10-28 | 2008-09-30 | 0.18 | 0.2 | 0.02 | 11 | ||
2008-07-24 | 2008-06-30 | 0.16 | 0.19 | 0.03 | 18 | ||
2008-04-24 | 2008-03-31 | 0.16 | 0.18 | 0.02 | 12 | ||
2008-01-30 | 2007-12-31 | 0.17 | 0.17 | 0.0 | 0 | ||
2007-10-30 | 2007-09-30 | 0.17 | 0.15 | -0.02 | 11 |
German American Corporate Management
| Vicki Schuler | Controller, VP | Profile | |
| Amy Jackson | Executive Officer | Profile | |
| Clay Barrett | Executive Officer | Profile | |
| Jane Balsmeyer | Senior Marketing | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of German American. If investors know German will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about German American listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.073 | Dividend Share 1.1 | Earnings Share 2.83 | Revenue Per Share | Quarterly Revenue Growth 0.054 |
The market value of German American Bancorp is measured differently than its book value, which is the value of German that is recorded on the company's balance sheet. Investors also form their own opinion of German American's value that differs from its market value or its book value, called intrinsic value, which is German American's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because German American's market value can be influenced by many factors that don't directly affect German American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between German American's value and its price as these two are different measures arrived at by different means. Investors typically determine if German American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, German American's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.