German Historical Income Statement

GABC Stock  USD 38.14  0.21  0.55%   
Historical analysis of German American income statement accounts such as Selling General Administrative of 89.4 M or Total Revenue of 225.7 M can show how well German American Bancorp performed in making a profits. Evaluating German American income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of German American's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining German American Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether German American Bancorp is a good buy for the upcoming year.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

About German Income Statement Analysis

German American Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to German American shareholders. The income statement also shows German investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

German American Income Statement Chart

At present, German American's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 89.4 M, whereas Operating Income is forecasted to decline to about 5.1 M.

Total Revenue

Total revenue comprises all receipts German American Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of German American Bancorp minus its cost of goods sold. It is profit before German American operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of German American Bancorp. It is also known as German American overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.
Most accounts from German American's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into German American Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
At present, German American's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 89.4 M, whereas Operating Income is forecasted to decline to about 5.1 M.
 2022 2023 2024 2025 (projected)
Interest Expense18.3M66.2M100.5M105.5M
Depreciation And Amortization10.4M9.6M9.3M9.7M

German American income statement Correlations

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0.470.680.520.470.540.740.190.43-0.090.310.440.30.460.310.37-0.40.510.280.520.64-0.36
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German American Account Relationship Matchups

German American income statement Accounts

202020212022202320242025 (projected)
Depreciation And Amortization9.5M8.5M10.4M9.6M9.3M9.7M
Interest Expense19.1M9.5M18.3M66.2M100.5M105.5M
Selling General Administrative68.1M70.0M86.0M86.1M85.2M89.4M
Total Revenue209.7M220.3M259.7M250.7M214.9M225.7M
Gross Profit193.5M200.7M236.3M231.1M291.0M305.6M
Other Operating Expenses134.7M117.5M10.7M144.5M214.9M225.7M
Operating Income75.0M102.8M117.5M109.3M5.4M5.1M
Ebit74.9M103.0M98.9M103.5M119.0M125.0M
Ebitda84.5M111.6M109.3M113.1M5.4M5.1M
Total Operating Expenses(134.7M)(117.5M)10.7M144.5M214.9M225.7M
Income Before Tax75.0M102.8M99.2M103.6M104.1M109.3M
Total Other Income Expense Net(4.3M)(4.2M)(17.7M)(5.7M)98.7M103.6M
Net Income62.2M84.1M81.8M85.9M83.8M88.0M
Income Tax Expense12.8M18.6M17.4M17.8M20.3M21.3M
Selling And Marketing Expenses3.6M4.2M4.4M4.9M3.9M2.3M
Cost Of Revenue16.2M19.6M23.4M19.6M(76.1M)(72.3M)
Net Income Applicable To Common Shares59.2M62.2M84.1M81.8M94.1M98.8M
Net Income From Continuing Ops87.9M84.1M81.8M88.8M83.8M69.0M
Tax Provision12.8M18.6M17.4M19.3M20.3M16.2M
Net Interest Income155.2M160.8M200.6M197.2M190.6M157.8M
Interest Income174.4M170.4M218.9M250.5M291.0M188.3M
Reconciled Depreciation9.4M2.7M3.7M9.6M9.3M7.5M

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When determining whether German American Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of German American's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of German American Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on German American Bancorp Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of German American. If investors know German will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about German American listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.075
Dividend Share
1.1
Earnings Share
2.83
Revenue Per Share
8.446
Quarterly Revenue Growth
0.054
The market value of German American Bancorp is measured differently than its book value, which is the value of German that is recorded on the company's balance sheet. Investors also form their own opinion of German American's value that differs from its market value or its book value, called intrinsic value, which is German American's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because German American's market value can be influenced by many factors that don't directly affect German American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between German American's value and its price as these two are different measures arrived at by different means. Investors typically determine if German American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, German American's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.