Credit Acceptance Ownership
| CACC Stock | USD 471.47 11.79 2.44% |
Shares in Circulation | First Issued 1992-03-31 | Previous Quarter 12.4 M | Current Value 12.5 M | Avarage Shares Outstanding 31.1 M | Quarterly Volatility 11.3 M |
Some institutional investors establish a significant position in stocks such as Credit Acceptance in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Credit Acceptance, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.
Credit |
Credit Stock Ownership Analysis
About 39.0% of the company shares are held by company insiders. The book value of Credit Acceptance was currently reported as 145.22. The company has Price/Earnings To Growth (PEG) ratio of 1.15. Credit Acceptance recorded earning per share (EPS) of 19.87. The entity had not issued any dividends in recent years. The firm had 2:1 split on the 21st of December 1994. Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company was founded in 1972 and is headquartered in Southfield, Michigan. Credit Acceptance operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 2073 people. For more info on Credit Acceptance please contact the company at 248-353-2700 or go to https://www.creditacceptance.com.Besides selling stocks to institutional investors, Credit Acceptance also allocates a substantial amount of its earnings to a pull of share-based compensation to be paid out to its employees, managers, executives, and members of the board of directors. Share-Based compensation (also sometimes called Stock-Based Compensation) is a way of paying different Credit Acceptance's stakeholders with equity in the business. It is typically used as a motivation factor for employees to contribute beyond their regular compensation (salary and bonus). It is also used as a tool to align Credit Acceptance's strategic interests with those of the company's shareholders. Shares issued to employees are usually subject to a vesting period before they are earned and sold.
Credit Acceptance Quarterly Liabilities And Stockholders Equity |
|
Credit Acceptance Insider Trades History
About 39.0% of Credit Acceptance are currently held by insiders. Unlike Credit Acceptance's institutional investors, corporate insiders most likely have a limit on the maximum percentage of share ownership. This is done to align insiders' influence against Credit Acceptance's private investors even though both sides will benefit from rising prices or experience loss when the share price declines. The good rule to have in mind is that the maximum share ownership percentage of the corporate insiders should not surpass 25%. View all of Credit Acceptance's insider trades
Credit Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Credit Acceptance is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Credit Acceptance backward and forwards among themselves. Credit Acceptance's institutional investor refers to the entity that pools money to purchase Credit Acceptance's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | |||
| Abrams Bison Investments, Llc | 2024-12-31 | 175 K | |
| Alfreton Capital Llp | 2024-12-31 | 170 K | |
| Rv Capital Gmbh | 2024-12-31 | 131.6 K | |
| Goodnow Investment Group Llc | 2024-12-31 | 126.8 K | |
| Mig Capital, Llc | 2024-12-31 | 126.5 K | |
| State Street Corp | 2024-12-31 | 112.4 K | |
| Geode Capital Management, Llc | 2024-12-31 | 111.4 K | |
| London Company Of Virginia | 2024-12-31 | 102.6 K | |
| Charles Schwab Investment Management Inc | 2024-12-31 | 95.9 K | |
| Prescott General Partners Llc | 2024-12-31 | 1.6 M | |
| Prescott Investors Inc | 2024-12-31 | 1.6 M |
Credit Acceptance Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Credit Acceptance insiders, such as employees or executives, is commonly permitted as long as it does not rely on Credit Acceptance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Credit Acceptance insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Credit Acceptance Outstanding Bonds
Credit Acceptance issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Credit Acceptance uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Credit bonds can be classified according to their maturity, which is the date when Credit Acceptance has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| CREDIT ACCEP P Corp BondUS225310AM36 | View | |
| ACAFP 5301 12 JUL 28 Corp BondUS22534PAC77 | View | |
| ACAFP 1907 16 JUN 26 Corp BondUS22535WAG24 | View | |
| ACAFP 1247 26 JAN 27 Corp BondUS22535WAH07 | View | |
| ACAFP 4125 10 JAN 27 Corp BondUS22535WAB37 | View | |
| ACAFP 8125 Corp BondUS225313AJ46 | View | |
| ACAFP 4 10 JAN 33 Corp BondUS225313AK19 | View | |
| ACAFP 325 14 JAN 30 Corp BondUS225313AM74 | View |
Credit Acceptance Corporate Filings
| 7th of March 2025 Other Reports | ViewVerify | |
8K | 28th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 14th of February 2025 Other Reports | ViewVerify | |
10K | 12th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Credit Acceptance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Credit Acceptance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Credit Acceptance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Credit Acceptance Stock:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Credit Acceptance. If investors know Credit will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Credit Acceptance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.682 | Earnings Share 19.87 | Revenue Per Share | Quarterly Revenue Growth 0.33 | Return On Assets |
The market value of Credit Acceptance is measured differently than its book value, which is the value of Credit that is recorded on the company's balance sheet. Investors also form their own opinion of Credit Acceptance's value that differs from its market value or its book value, called intrinsic value, which is Credit Acceptance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Credit Acceptance's market value can be influenced by many factors that don't directly affect Credit Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Credit Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Credit Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Credit Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.