Credit Acceptance Financials
| CACC Stock | USD 502.02 16.32 3.36% |
Credit |
Understanding current and past Credit Acceptance Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Credit Acceptance's financial statements are interrelated, with each one affecting the others. For example, an increase in Credit Acceptance's assets may result in an increase in income on the income statement.
Please note, the presentation of Credit Acceptance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Credit Acceptance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Credit Acceptance's management manipulating its earnings.
Credit Acceptance Stock Summary
Credit Acceptance competes with World Acceptance, FirstCash, Dorman Products, Encore Capital, and CorVel Corp. Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company was founded in 1972 and is headquartered in Southfield, Michigan. Credit Acceptance operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 2073 people.Specialization | Financial Services, Financial Services |
| Instrument | USA Stock View All |
| Exchange | NASDAQ Exchange |
| ISIN | US2253101016 |
| CUSIP | 225310101 |
| Location | Michigan; U.S.A |
| Business Address | 25505 West Twelve |
| Sector | Consumer Finance |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.creditacceptance.com |
| Phone | 248 353 2700 |
| Currency | USD - US Dollar |
Credit Acceptance Key Financial Ratios
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0301 | ||||
| Target Price | 483.75 | ||||
| Beta | 1.52 |
Credit Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Credit Acceptance's current stock value. Our valuation model uses many indicators to compare Credit Acceptance value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Credit Acceptance competition to find correlations between indicators driving Credit Acceptance's intrinsic value. More Info.Credit Acceptance is rated fourth in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.21 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Credit Acceptance is roughly 4.70 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Credit Acceptance's earnings, one of the primary drivers of an investment's value.Credit Acceptance Systematic Risk
Credit Acceptance's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Credit Acceptance volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Credit Acceptance correlated with the market. If Beta is less than 0 Credit Acceptance generally moves in the opposite direction as compared to the market. If Credit Acceptance Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Credit Acceptance is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Credit Acceptance is generally in the same direction as the market. If Beta > 1 Credit Acceptance moves generally in the same direction as, but more than the movement of the benchmark.
About Credit Acceptance Financials
What exactly are Credit Acceptance Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Credit Acceptance's income statement, its balance sheet, and the statement of cash flows. Potential Credit Acceptance investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Credit Acceptance investors may use each financial statement separately, they are all related. The changes in Credit Acceptance's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Credit Acceptance's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.Credit Acceptance March 21, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Credit Acceptance help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Credit Acceptance. We use our internally-developed statistical techniques to arrive at the intrinsic value of Credit Acceptance based on widely used predictive technical indicators. In general, we focus on analyzing Credit Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Credit Acceptance's daily price indicators and compare them against related drivers.
| Downside Deviation | 1.89 | |||
| Information Ratio | 0.0966 | |||
| Maximum Drawdown | 7.26 | |||
| Value At Risk | (3.06) | |||
| Potential Upside | 3.36 |
Complementary Tools for Credit Stock analysis
When running Credit Acceptance's price analysis, check to measure Credit Acceptance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credit Acceptance is operating at the current time. Most of Credit Acceptance's value examination focuses on studying past and present price action to predict the probability of Credit Acceptance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credit Acceptance's price. Additionally, you may evaluate how the addition of Credit Acceptance to your portfolios can decrease your overall portfolio volatility.
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