Credit Acceptance Net Worth
Credit Acceptance Net Worth Breakdown | CACC |
Credit Acceptance Net Worth Analysis
Credit Acceptance's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Credit Acceptance's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Credit Acceptance's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Credit Acceptance's net worth analysis. One common approach is to calculate Credit Acceptance's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Credit Acceptance's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Credit Acceptance's net worth. This approach calculates the present value of Credit Acceptance's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Credit Acceptance's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Credit Acceptance's net worth. This involves comparing Credit Acceptance's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Credit Acceptance's net worth relative to its peers.
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To determine if Credit Acceptance is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Credit Acceptance's net worth research are outlined below:
| About 66.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from news.google.com: Insiders Favor These 3 Growth Stocks With High Ownership - Simply Wall St |
Credit Acceptance uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Credit Acceptance. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Credit Acceptance's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 31st of January 2024 Upcoming Quarterly Report | View | |
| 6th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 31st of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Know Credit Acceptance's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Credit Acceptance is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Credit Acceptance backward and forwards among themselves. Credit Acceptance's institutional investor refers to the entity that pools money to purchase Credit Acceptance's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Abrams Bison Investments, Llc | 2024-12-31 | 175 K | Alfreton Capital Llp | 2024-12-31 | 170 K | Rv Capital Gmbh | 2024-12-31 | 131.6 K | Goodnow Investment Group Llc | 2024-12-31 | 126.8 K | Mig Capital, Llc | 2024-12-31 | 126.5 K | State Street Corp | 2024-12-31 | 112.4 K | Geode Capital Management, Llc | 2024-12-31 | 111.4 K | London Company Of Virginia | 2024-12-31 | 102.6 K | Charles Schwab Investment Management Inc | 2024-12-31 | 95.9 K | Prescott General Partners Llc | 2024-12-31 | 1.6 M | Prescott Investors Inc | 2024-12-31 | 1.6 M |
Follow Credit Acceptance's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 6.04 B.Market Cap |
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Project Credit Acceptance's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.03 | 0.05 | |
| Return On Capital Employed | 0.10 | 0.10 | |
| Return On Assets | 0.03 | 0.05 | |
| Return On Equity | 0.14 | 0.18 |
When accessing Credit Acceptance's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Credit Acceptance's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Credit Acceptance's profitability and make more informed investment decisions.
Please note, the presentation of Credit Acceptance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Credit Acceptance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Credit Acceptance's management manipulating its earnings.
Evaluate Credit Acceptance's management efficiency
Credit Acceptance has return on total asset (ROA) of 0.0301 % which means that it generated a profit of $0.0301 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1415 %, meaning that it created $0.1415 on every $100 dollars invested by stockholders. Credit Acceptance's management efficiency ratios could be used to measure how well Credit Acceptance manages its routine affairs as well as how well it operates its assets and liabilities. At present, Credit Acceptance's Return On Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.18, whereas Return On Capital Employed is forecasted to decline to 0.1. At present, Credit Acceptance's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 9.2 B, whereas Non Current Assets Total are forecasted to decline to about 14 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 141.98 | 149.07 | |
| Tangible Book Value Per Share | 141.98 | 149.07 | |
| Enterprise Value Over EBITDA | 32.00 | 20.24 | |
| Price Book Value Ratio | 3.31 | 3.93 | |
| Enterprise Value Multiple | 32.00 | 20.24 | |
| Price Fair Value | 3.31 | 3.93 | |
| Enterprise Value | 11.3 B | 11.9 B |
Credit Acceptance showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Enterprise Value Revenue 5.5536 | Revenue | Quarterly Revenue Growth 0.33 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Credit Acceptance insiders, such as employees or executives, is commonly permitted as long as it does not rely on Credit Acceptance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Credit Acceptance insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Credit Acceptance Corporate Filings
| 7th of March 2025 Other Reports | ViewVerify | |
8K | 28th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 14th of February 2025 Other Reports | ViewVerify | |
10K | 12th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
Credit Acceptance Earnings per Share Projection vs Actual
Credit Acceptance Corporate Management
| Wendy Rummler | Chief Officer | Profile | |
| Ravi Valiyaveettil | Chief Officer | Profile | |
| Jonathan Lum | Chief Officer | Profile | |
| Jay Martin | Senior Officer | Profile | |
| Noah Kotch | Chief Officer | Profile | |
| Ravi Mohan | Chief Officer | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Credit Acceptance. If investors know Credit will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Credit Acceptance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.682 | Earnings Share 20.53 | Revenue Per Share | Quarterly Revenue Growth 0.33 | Return On Assets |
The market value of Credit Acceptance is measured differently than its book value, which is the value of Credit that is recorded on the company's balance sheet. Investors also form their own opinion of Credit Acceptance's value that differs from its market value or its book value, called intrinsic value, which is Credit Acceptance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Credit Acceptance's market value can be influenced by many factors that don't directly affect Credit Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Credit Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Credit Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Credit Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.