Bread Historical Cash Flow
| BFH Stock | USD 62.24 0.52 0.83% |
Analysis of Bread Financial cash flow over time is an excellent tool to project Bread Financial Holdings future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Depreciation of 213.6 M or Other Non Cash Items of 1.2 B as it is a great indicator of Bread Financial ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining Bread Financial Holdings latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Bread Financial Holdings is a good buy for the upcoming year.
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About Bread Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in Bread balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Bread's non-liquid assets can be easily converted into cash.
Bread Financial Cash Flow Chart
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Free Cash Flow
The amount of cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Stock Based Compensation
Compensation provided to employees in the form of equity or options to purchase company stock. This type of compensation is used to align the interests of employees and shareholders.Most accounts from Bread Financial's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Bread Financial Holdings current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bread Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. As of now, Bread Financial's Begin Period Cash Flow is increasing as compared to previous years. The Bread Financial's current Net Income is estimated to increase to about 753.9 M, while Change In Cash is forecasted to increase to (295.4 M).
| 2021 | 2022 | 2023 | 2024 (projected) | Begin Period Cash Flow | 3.5B | 3.9B | 3.9B | 4.1B | End Period Cash Flow | 3.9B | 3.9B | 3.6B | 3.8B |
Bread Financial cash flow statement Correlations
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Bread Financial Account Relationship Matchups
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Bread Financial cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (9.6M) | (494.9M) | 460M | 4M | (311M) | (295.5M) | |
| Free Cash Flow | 1.1B | 1.8B | 1.5B | 1.8B | 2.0B | 1.0B | |
| Other Cashflows From Financing Activities | 8.2B | (14.9M) | (148M) | 7.2B | (313M) | (297.4M) | |
| Depreciation | 249.3M | 183.8M | 123M | 113M | 116M | 213.6M | |
| Other Non Cash Items | 1.1B | 1.4B | 646M | 1.8B | 1.1B | 1.2B | |
| Capital Expenditures | 142.3M | 54M | 84M | 68M | 48M | 45.6M | |
| Total Cash From Operating Activities | 1.2B | 1.9B | 1.5B | 1.8B | 2.0B | 1.1B | |
| Total Cash From Financing Activities | (4.1B) | (4.2B) | 608M | 3.3B | (3.1B) | (2.9B) | |
| End Period Cash Flow | 4.0B | 3.5B | 3.9B | 3.9B | 3.6B | 3.8B | |
| Begin Period Cash Flow | 4.0B | 4.0B | 3.5B | 3.9B | 3.9B | 4.1B | |
| Net Income | 310.9M | 213.7M | 801M | 223M | 718M | 753.9M | |
| Change In Working Capital | (302M) | 282.9M | (41M) | (47M) | 28M | 29.4M | |
| Sale Purchase Of Stock | (976.1M) | 3.6B | 6.2B | (12M) | (35M) | (33.3M) | |
| Change To Account Receivables | (10.3M) | (93M) | 4.1M | 64.9M | 58.4M | 61.3M | |
| Change To Inventory | (157.1M) | 20M | 250.9M | 95.1M | 109.4M | 114.8M | |
| Stock Based Compensation | 54.8M | 21.3M | 29M | 33M | 44M | 52.5M | |
| Dividends Paid | 127.4M | 60.6M | 42M | 43M | (42M) | (39.9M) | |
| Investments | 40M | 37M | (20M) | (5.1B) | (1.0B) | (1.1B) | |
| Net Borrowings | (3.2B) | (1.7B) | (1.1B) | 560M | 504M | 529.2M | |
| Total Cashflows From Investing Activities | 2.9B | 1.8B | (1.7B) | (5.1B) | (5.9B) | (5.6B) | |
| Change To Operating Activities | (262M) | 283M | (41M) | (47M) | (54.1M) | (56.8M) | |
| Other Cashflows From Investing Activities | 10M | (42M) | (109M) | (5.0B) | 824M | 865.2M | |
| Change To Netincome | 749M | 1.2B | 589M | 1.4B | 1.7B | 1.2B |
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When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bread Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bread Financial. If investors know Bread will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.99) | Dividend Share 0.84 | Earnings Share 6.34 | Revenue Per Share 49.838 | Quarterly Revenue Growth (0.15) |
The market value of Bread Financial Holdings is measured differently than its book value, which is the value of Bread that is recorded on the company's balance sheet. Investors also form their own opinion of Bread Financial's value that differs from its market value or its book value, called intrinsic value, which is Bread Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bread Financial's market value can be influenced by many factors that don't directly affect Bread Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bread Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bread Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bread Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.