Bread Net Borrowings from 2010 to 2024

BFH Stock  USD 62.29  0.47  0.75%   
Bread Financial's Net Borrowings is decreasing with slightly volatile movements from year to year. Net Borrowings is estimated to finish at about 529.2 M this year. Net Borrowings is the difference between the amount of new debt Bread Financial Holdings has taken on and the amount of debt it has paid off during a given period. View All Fundamentals
 
Net Borrowings  
First Reported
2010-12-31
Previous Quarter
504 M
Current Value
529.2 M
Quarterly Volatility
1.8 B
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Bread Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bread Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 208.8 M, Total Revenue of 3.5 B or Gross Profit of 3.2 B, as well as many indicators such as Price To Sales Ratio of 0.51, Dividend Yield of 0.0143 or PTB Ratio of 0.53. Bread financial statements analysis is a perfect complement when working with Bread Financial Valuation or Volatility modules.
  
Check out the analysis of Bread Financial Correlation against competitors.

Latest Bread Financial's Net Borrowings Growth Pattern

Below is the plot of the Net Borrowings of Bread Financial Holdings over the last few years. It is the difference between the amount of new debt a company has taken on and the amount of debt it has paid off during a given period. Bread Financial's Net Borrowings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bread Financial's overall financial position and show how it may be relating to other accounts over time.
Net Borrowings10 Years Trend
Slightly volatile
   Net Borrowings   
       Timeline  

Bread Net Borrowings Regression Statistics

Arithmetic Mean687,913,333
Geometric Mean1,469,415,136
Coefficient Of Variation259.40
Mean Deviation1,432,172,444
Median1,075,300,000
Standard Deviation1,784,433,724
Sample Variance3184203.7T
Range5.4B
R-Value(0.60)
Mean Square Error2183644.7T
R-Squared0.36
Significance0.02
Slope(240,471,786)
Total Sum of Squares44578852T

Bread Net Borrowings History

2024529.2 M
2023504 M
2022560 M
2021-1.1 B
2020-1.7 B
2019-3.2 B
2018-1.5 B

About Bread Financial Financial Statements

Investors use fundamental indicators, such as Bread Financial's Net Borrowings, to determine how well the company is positioned to perform in the future. Although Bread Financial's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Borrowings504 M529.2 M

Currently Active Assets on Macroaxis

When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:
Check out the analysis of Bread Financial Correlation against competitors.
You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bread Financial. If investors know Bread will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.99)
Dividend Share
0.84
Earnings Share
6.34
Revenue Per Share
49.838
Quarterly Revenue Growth
(0.15)
The market value of Bread Financial Holdings is measured differently than its book value, which is the value of Bread that is recorded on the company's balance sheet. Investors also form their own opinion of Bread Financial's value that differs from its market value or its book value, called intrinsic value, which is Bread Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bread Financial's market value can be influenced by many factors that don't directly affect Bread Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bread Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bread Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bread Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.