Universal Insurance Holdings Stock Working Capital
| UVE Stock | USD 19.67 0.31 1.55% |
Universal Insurance Holdings fundamentals help investors to digest information that contributes to Universal Insurance's financial success or failures. It also enables traders to predict the movement of Universal Stock. The fundamental analysis module provides a way to measure Universal Insurance's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Universal Insurance stock.
| Last Reported | Projected for Next Year | ||
| Change In Working Capital | -25.7 M | -24.4 M |
Universal | Working Capital |
Universal Insurance Holdings Company Working Capital Analysis
Universal Insurance's Working Capital is a measure of company efficiency and operating liquidity. The working capital is usually calculated by subtracting Current Liabilities from Current Assets. It is an important indicator of the firm ability to continue its normal operations without additional debt obligations. .
More About Working Capital | All Equity Analysis
Working Capital | = | Current Assets | - | Current Liabilities |
Universal Working Capital Driver Correlations
Understanding the fundamental principles of building solid financial models for Universal Insurance is extremely important. It helps to project a fair market value of Universal Stock properly, considering its historical fundamentals such as Working Capital. Since Universal Insurance's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Universal Insurance's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Universal Insurance's interrelated accounts and indicators.
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Working Capital can be positive or negative, depending on how much of current debt the company is carrying on its balance sheet. In general terms, companies that have a lot of working capital will experience more growth in the near future since they can expand and improve their operations using existing resources. On the other hand, companies with small or negative working capital may lack the funds necessary for growth or future operation. Working Capital also shows if the company has sufficient liquid resources to satisfy short-term liabilities and operational expenses.
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Universal Capital Surpluse
Capital Surpluse |
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As per the company's disclosures, Universal Insurance Holdings has a Working Capital of 0.0. This is 100.0% lower than that of the Insurance sector and about the same as Financials (which currently averages 0.0) industry. The working capital for all United States stocks is 100.0% higher than that of the company.
Universal Working Capital Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Universal Insurance's direct or indirect competition against its Working Capital to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Universal Insurance could also be used in its relative valuation, which is a method of valuing Universal Insurance by comparing valuation metrics of similar companies.Universal Insurance is currently under evaluation in working capital category among its peers.
Universal Insurance ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Universal Insurance's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Universal Insurance's managers, analysts, and investors.Environmental | Governance | Social |
Universal Fundamentals
| Return On Equity | 0.21 | ||||
| Return On Asset | 0.0263 | ||||
| Profit Margin | 0.05 % | ||||
| Operating Margin | (0.04) % | ||||
| Current Valuation | 332.91 M | ||||
| Shares Outstanding | 28.29 M | ||||
| Shares Owned By Insiders | 9.30 % | ||||
| Shares Owned By Institutions | 70.17 % | ||||
| Number Of Shares Shorted | 300.42 K | ||||
| Price To Earning | 13.42 X | ||||
| Price To Book | 1.41 X | ||||
| Price To Sales | 0.37 X | ||||
| Revenue | 1.39 B | ||||
| Gross Profit | 284.26 M | ||||
| EBITDA | 102.19 M | ||||
| Net Income | 66.82 M | ||||
| Cash And Equivalents | 388.71 M | ||||
| Cash Per Share | 10.08 X | ||||
| Total Debt | 116.6 M | ||||
| Debt To Equity | 0.40 % | ||||
| Current Ratio | 0.66 X | ||||
| Book Value Per Share | 14.15 X | ||||
| Cash Flow From Operations | 70.97 M | ||||
| Short Ratio | 2.71 X | ||||
| Earnings Per Share | 2.48 X | ||||
| Target Price | 27.0 | ||||
| Number Of Employees | 1.24 K | ||||
| Beta | 0.91 | ||||
| Market Capitalization | 565.16 M | ||||
| Total Asset | 2.32 B | ||||
| Retained Earnings | 560.69 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.27 % | ||||
| Net Asset | 2.32 B | ||||
| Last Dividend Paid | 0.64 |
About Universal Insurance Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Universal Insurance Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Universal Insurance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Universal Insurance Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out Universal Insurance Piotroski F Score and Universal Insurance Altman Z Score analysis. You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Universal Insurance. If investors know Universal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Universal Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.301 | Dividend Share 0.64 | Earnings Share 2.48 | Revenue Per Share | Quarterly Revenue Growth 0.076 |
The market value of Universal Insurance is measured differently than its book value, which is the value of Universal that is recorded on the company's balance sheet. Investors also form their own opinion of Universal Insurance's value that differs from its market value or its book value, called intrinsic value, which is Universal Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Universal Insurance's market value can be influenced by many factors that don't directly affect Universal Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Universal Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.