Based on the measurements of operating efficiency obtained from Universal Insurance's historical financial statements, Universal Insurance Holdings may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At present, Universal Insurance's Total Current Liabilities is projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 391.9 M, whereas Net Debt is projected to grow to (249 M). Key indicators impacting Universal Insurance's financial strength include:
The essential information of the day-to-day investment outlook for Universal Insurance includes many different criteria found on its balance sheet. An individual investor should monitor Universal Insurance's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Universal Insurance.
Please note, the presentation of Universal Insurance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Universal Insurance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Universal Insurance's management manipulating its earnings.
Universal Insurance Stock Summary
Universal Insurance competes with HCI, Kingstone Companies, Horace Mann, Heritage Insurance, and Donegal Group. Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida. Universal Insurance operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 1047 people.
Comparative valuation techniques use various fundamental indicators to help in determining Universal Insurance's current stock value. Our valuation model uses many indicators to compare Universal Insurance value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Universal Insurance competition to find correlations between indicators driving Universal Insurance's intrinsic value. More Info.
Universal Insurance Holdings is rated third in return on equity category among its peers. It is rated fifth in return on asset category among its peers reporting about 0.13 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Universal Insurance Holdings is roughly 7.46 . At present, Universal Insurance's Return On Equity is projected to increase slightly based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value Universal Insurance by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Universal Insurance Systematic Risk
Universal Insurance's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Universal Insurance volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Universal Insurance correlated with the market. If Beta is less than 0 Universal Insurance generally moves in the opposite direction as compared to the market. If Universal Insurance Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Universal Insurance is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Universal Insurance is generally in the same direction as the market. If Beta > 1 Universal Insurance moves generally in the same direction as, but more than the movement of the benchmark.
Universal Insurance Thematic Clasifications
Universal Insurance Holdings is part of Insurance Providers investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services
This theme covers All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services. Get More Thematic Ideas
Today, most investors in Universal Insurance Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Universal Insurance's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Universal Insurance growth as a starting point in their analysis.
Price Earnings To Growth Ratio
(1.35)
At present, Universal Insurance's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.
Universal Insurance March 26, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Universal Insurance help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Universal Insurance Holdings. We use our internally-developed statistical techniques to arrive at the intrinsic value of Universal Insurance Holdings based on widely used predictive technical indicators. In general, we focus on analyzing Universal Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Universal Insurance's daily price indicators and compare them against related drivers.
When running Universal Insurance's price analysis, check to measure Universal Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Universal Insurance is operating at the current time. Most of Universal Insurance's value examination focuses on studying past and present price action to predict the probability of Universal Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Universal Insurance's price. Additionally, you may evaluate how the addition of Universal Insurance to your portfolios can decrease your overall portfolio volatility.