Universal Insurance Holdings Stock Today

UVE Stock  USD 21.78  0.38  1.78%   

Performance

Insignificant

 
Weak
 
Strong

Odds Of Distress

Very Low

 
High
 
Low
Universal Insurance is trading at 21.78 as of the 24th of March 2025, a 1.78 percent increase since the beginning of the trading day. The stock's lowest day price was 21.23. Universal Insurance has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat insignificant performance during the last 90 days. The performance scores are derived for the period starting the 24th of December 2024 and ending today, the 24th of March 2025. Click here to learn more.
Business Domain
Insurance
IPO Date
14th of December 1992
Category
Financial Services
Classification
Financials
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida. The company has 28.1 M outstanding shares of which 316.68 K shares are at this time shorted by investors with about 2.01 days to cover. More on Universal Insurance Holdings

Moving together with Universal Stock

  0.81CB ChubbPairCorr
  0.79ALL AllstatePairCorr
  0.71BOW Bowhead SpecialtyPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

Universal Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanSean Downes
Thematic IdeaInsurance Providers (View all Themes)
Business ConcentrationProperty & Casualty Insurance, Insurance - Property & Casualty, Financial Services, NYSE Composite, Insurance Providers, Financials, Insurance, Insurance—Property & Casualty, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.280.535
Way Down
Slightly volatile
Gross Profit Margin0.730.83
Fairly Down
Pretty Stable
Total Current Liabilities265.5 M252.8 M
Sufficiently Up
Slightly volatile
Non Current Liabilities Total2.6 B2.5 B
Sufficiently Up
Slightly volatile
Total AssetsB2.8 B
Sufficiently Up
Slightly volatile
Total Current Assets1.7 B1.6 B
Sufficiently Up
Slightly volatile
Debt Levels
Universal Insurance can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Universal Insurance's financial leverage. It provides some insight into what part of Universal Insurance's total assets is financed by creditors.
Liquidity
Universal Insurance Holdings has 101.24 M in debt with debt to equity (D/E) ratio of 0.4, which is OK given its current industry classification. Universal Insurance has a current ratio of 0.65, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Universal to invest in growth at high rates of return.

Free Cash Flow

77.63 Million
Universal Insurance Holdings (UVE) is traded on New York Stock Exchange in USA. It is located in 1110 West Commercial Boulevard, Fort Lauderdale, FL, United States, 33309 and employs 1,068 people. Universal Insurance is listed under Property & Casualty Insurance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a total capitalization of 601.25 M. Universal Insurance runs under Insurance sector within Financials industry. The entity has 28.1 M outstanding shares of which 316.68 K shares are at this time shorted by investors with about 2.01 days to cover. Universal Insurance Holdings has about 388.71 M in cash with 137.36 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 10.08.
Check Universal Insurance Probability Of Bankruptcy
Ownership Allocation
Universal Insurance shows a total of 28.1 Million outstanding shares. The majority of Universal Insurance outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Universal Insurance to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Universal Insurance. Please pay attention to any change in the institutional holdings of Universal Insurance Holdings as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Universal Ownership Details

Universal Stock Institutional Holders

InstituionRecorded OnShares
Jacobs Levy Equity Management, Inc.2024-12-31
366.9 K
Renaissance Technologies Corp2024-12-31
357.1 K
Aqr Capital Management Llc2024-12-31
325.9 K
Lsv Asset Management2024-12-31
290.5 K
Arrowmark Colorado Holdings, Llc (arrowmark Partners)2024-12-31
285 K
Charles Schwab Investment Management Inc2024-12-31
283.9 K
Two Sigma Advisers, Llc2024-12-31
271.7 K
Northern Trust Corp2024-12-31
266.5 K
Bank Of New York Mellon Corp2024-12-31
251.1 K
Blackrock Inc2024-12-31
2.1 M
Donald Smith & Co Inc2024-12-31
1.7 M
View Universal Insurance Diagnostics

Universal Insurance Historical Income Statement

At present, Universal Insurance's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Total Revenue is expected to grow to about 1.6 B, whereas EBITDA is forecasted to decline to about 51.4 M. View More Fundamentals

Universal Stock Against Markets

Universal Insurance Corporate Directors

Ozzie SchindlerIndependent DirectorProfile
Richard PetersonIndependent DirectorProfile
Michael PietrangeloLead Independent DirectorProfile
Jon SpringerCOO, Executive VP, Director and Member of Investment CommitteeProfile
When determining whether Universal Insurance is a strong investment it is important to analyze Universal Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Universal Insurance's future performance. For an informed investment choice regarding Universal Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Universal Insurance Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Universal Insurance. If investors know Universal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Universal Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.69)
Dividend Share
0.64
Earnings Share
2.01
Revenue Per Share
53.356
Quarterly Revenue Growth
0.025
The market value of Universal Insurance is measured differently than its book value, which is the value of Universal that is recorded on the company's balance sheet. Investors also form their own opinion of Universal Insurance's value that differs from its market value or its book value, called intrinsic value, which is Universal Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Universal Insurance's market value can be influenced by many factors that don't directly affect Universal Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Universal Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.