Universal Financial Statements From 2010 to 2025

UVE Stock  USD 20.51  0.69  3.48%   
Universal Insurance financial statements provide useful quarterly and yearly information to potential Universal Insurance Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Universal Insurance financial statements helps investors assess Universal Insurance's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Universal Insurance's valuation are summarized below:
Gross Profit
435.7 M
Profit Margin
0.0482
Market Capitalization
580.1 M
Enterprise Value Revenue
0.2173
Revenue
1.5 B
There are over one hundred nineteen available fundamental trend indicators for Universal Insurance Holdings, which can be analyzed over time and compared to other ratios. Investors should ensure to double-check all of Universal Insurance's current performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 208.7 M. The current year's Enterprise Value is expected to grow to about 68.8 M

Universal Insurance Total Revenue

1.68 Billion

Check Universal Insurance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Universal Insurance's main balance sheet or income statement drivers, such as Depreciation And Amortization of 8.8 M, Interest Expense of 7.9 M or Total Revenue of 1.7 B, as well as many indicators such as Price To Sales Ratio of 0.37, Ptb Ratio of 1.05 or Book Value Per Share of 10.81. Universal financial statements analysis is a perfect complement when working with Universal Insurance Valuation or Volatility modules.
  
Check out the analysis of Universal Insurance Correlation against competitors.

Universal Insurance Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.8 B2.7 B1.6 B
Slightly volatile
Total Current Liabilities742.5 M707.2 M217.9 M
Slightly volatile
Property Plant And Equipment Net57.5 M54.8 M33.1 M
Slightly volatile
Accounts Payable257 M244.8 M133.9 M
Slightly volatile
Cash479.7 M456.9 M238.4 M
Slightly volatile
Non Current Assets Total2.3 B2.2 B1.2 B
Slightly volatile
Cash And Short Term Investments593.6 M565.3 M267.9 M
Slightly volatile
Common Stock Shares Outstanding32.3 M34.7 M34 M
Pretty Stable
Liabilities And Stockholders Equity2.8 B2.7 B1.6 B
Slightly volatile
Non Current Liabilities Total1.1 B1.1 B785.9 M
Slightly volatile
Total Liabilities2.4 B2.3 B1.3 B
Slightly volatile
Property Plant And Equipment Gross64.7 M61.6 M34.5 M
Slightly volatile
Total Current Assets331.7 M565.3 M504 M
Slightly volatile
Short and Long Term Debt Total140.8 M134.1 M73.5 M
Slightly volatile
Net Receivables357.6 M340.6 M198.7 M
Slightly volatile
Common Stock Total Equity513.5 K540.5 K1.6 M
Pretty Stable
Common Stock515.7 K542.8 K1.6 M
Pretty Stable
Other Liabilities605.4 M576.6 M184.1 M
Slightly volatile
Property Plant Equipment69 M65.7 M35.5 M
Slightly volatile
Long Term Debt123.2 M117.3 M46.2 M
Slightly volatile
Short Term Investments78 M82.1 M403.5 M
Very volatile
Net Tangible Assets364.1 M331.1 M319.1 M
Slightly volatile
Retained Earnings Total Equity404.6 M648.3 M396.4 M
Slightly volatile
Long Term Debt Total122.3 M116.5 M47.3 M
Slightly volatile
Capital Surpluse82.9 M129.4 M79.1 M
Slightly volatile
Non Current Liabilities OtherB1.7 BB
Slightly volatile
Long Term Investments792.1 M1.3 B673.1 M
Slightly volatile
Warrants15.2 M17.1 M18.6 M
Slightly volatile
Cash And Equivalents231.6 M447 M198.5 M
Slightly volatile
Net Invested Capital378.2 M412.1 M454.4 M
Pretty Stable
Capital Stock515.9 K542.8 K474.5 K
Slightly volatile
Current Deferred RevenueM5.3 M47.5 M
Slightly volatile

Universal Insurance Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue1.7 B1.6 B812.7 M
Slightly volatile
Gross Profit1.7 B1.6 B795.3 M
Slightly volatile
Other Operating Expenses274.8 M349.7 M512.2 M
Slightly volatile
Selling General Administrative82.1 M86.4 M99.6 M
Very volatile
Cost Of Revenue130.9 M101.3 M163.5 M
Very volatile
Selling And Marketing Expenses2.5 M2.6 M2.2 B
Slightly volatile
Reconciled Depreciation6.4 M8.4 M5.2 M
Slightly volatile

Universal Insurance Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow472.5 M450 M222.7 M
Slightly volatile
Capital Expenditures3.4 M4.6 M6.2 M
Pretty Stable
End Period Cash Flow482.9 M459.9 M240.5 M
Slightly volatile
Dividends Paid15.4 M26.8 M20.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.370.391.0056
Slightly volatile
PTB Ratio1.051.261.76
Pretty Stable
Book Value Per Share10.8110.39.3649
Slightly volatile
PB Ratio1.051.261.76
Pretty Stable
Payables Turnover0.510.541.8305
Very volatile
Sales General And Administrative To Revenue0.07540.07940.1991
Slightly volatile
Cash Per Share14.014.7416.5709
Slightly volatile
Days Payables Outstanding739704441
Slightly volatile
Current Ratio0.680.7262.9737
Pretty Stable
Tangible Book Value Per Share6.636.988.7913
Slightly volatile
Receivables Turnover15.2215.8225.8885
Pretty Stable
Graham Number22.6921.6118.0782
Slightly volatile
Shareholders Equity Per Share10.8110.39.3649
Slightly volatile
Debt To Equity0.260.390.1816
Slightly volatile
Capex Per Share0.0880.120.1849
Pretty Stable
Revenue Per Share44.0941.9923.8957
Slightly volatile
Interest Debt Per Share3.93.721.6233
Slightly volatile
Debt To Assets0.02580.04530.031
Pretty Stable
Dividend Yield0.07450.05620.0513
Pretty Stable
Days Sales Outstanding22.6923.8933.1378
Slightly volatile
Average Payables73.5 M70 M72.2 M
Slightly volatile
Stock Based Compensation To Revenue0.00230.00241.0801
Slightly volatile
Capex To Revenue0.00320.00330.0248
Slightly volatile
Average Receivables174.4 M156.7 M142.7 M
Very volatile
Short Term Coverage Ratios6.695.596.0886
Pretty Stable
Price Book Value Ratio1.051.261.76
Pretty Stable
Days Of Payables Outstanding739704441
Slightly volatile
Ebt Per Ebit0.840.64681.0557
Very volatile
Company Equity Multiplier5.156.114.7958
Slightly volatile
Long Term Debt To Capitalization0.210.260.1252
Slightly volatile
Total Debt To Capitalization0.180.290.141
Pretty Stable
Debt Equity Ratio0.260.390.1816
Slightly volatile
Quick Ratio0.680.7222.4237
Pretty Stable
Net Income Per E B T0.540.680.6907
Very volatile
Cash Ratio0.550.5817.185
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.080.94340.9558
Pretty Stable
Cash Flow Coverage Ratios0.520.555.7279
Pretty Stable
Price To Book Ratio1.051.261.76
Pretty Stable
Fixed Asset Turnover26.2926.323.3845
Pretty Stable
Debt Ratio0.02580.04530.031
Pretty Stable
Cash Flow To Debt Ratio0.520.555.7279
Pretty Stable
Price Sales Ratio0.370.391.0056
Slightly volatile
Asset Turnover0.280.540.4466
Slightly volatile
Gross Profit Margin0.730.830.8795
Pretty Stable
Price Fair Value1.051.261.76
Pretty Stable
Days Of Sales Outstanding22.6923.8933.1378
Slightly volatile

Universal Insurance Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap208.7 M198.7 M204.9 M
Slightly volatile

Universal Fundamental Market Drivers

Cash And Short Term Investments491.6 M

Universal Upcoming Events

22nd of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Universal Insurance Financial Statements

Universal Insurance stakeholders use historical fundamental indicators, such as Universal Insurance's revenue or net income, to determine how well the company is positioned to perform in the future. Although Universal Insurance investors may analyze each financial statement separately, they are all interrelated. For example, changes in Universal Insurance's assets and liabilities are reflected in the revenues and expenses on Universal Insurance's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Universal Insurance Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue5.3 MM
Total Revenue1.6 B1.7 B
Cost Of Revenue101.3 M130.9 M
Sales General And Administrative To Revenue 0.08  0.08 
Revenue Per Share 41.99  44.09 
Ebit Per Revenue 0.06  0.06 

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When determining whether Universal Insurance is a strong investment it is important to analyze Universal Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Universal Insurance's future performance. For an informed investment choice regarding Universal Stock, refer to the following important reports:
Check out the analysis of Universal Insurance Correlation against competitors.
You can also try the Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Universal Insurance. If investors know Universal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Universal Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.301
Dividend Share
0.64
Earnings Share
2.48
Revenue Per Share
52.62
Quarterly Revenue Growth
0.076
The market value of Universal Insurance is measured differently than its book value, which is the value of Universal that is recorded on the company's balance sheet. Investors also form their own opinion of Universal Insurance's value that differs from its market value or its book value, called intrinsic value, which is Universal Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Universal Insurance's market value can be influenced by many factors that don't directly affect Universal Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Universal Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.