Universal Financial Statements From 2010 to 2025

UVE Stock  USD 21.87  0.07  0.32%   
Universal Insurance financial statements provide useful quarterly and yearly information to potential Universal Insurance Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Universal Insurance financial statements helps investors assess Universal Insurance's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Universal Insurance's valuation are summarized below:
Gross Profit
433.2 M
Profit Margin
0.0388
Market Capitalization
612.5 M
Enterprise Value Revenue
0.2988
Revenue
1.5 B
There are over one hundred nineteen available fundamental trend indicators for Universal Insurance Holdings, which can be analyzed over time and compared to other ratios. Investors should ensure to double-check all of Universal Insurance's current performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 208.7 M. The current year's Enterprise Value is expected to grow to about 87.9 M

Universal Insurance Total Revenue

1.6 Billion

Check Universal Insurance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Universal Insurance's main balance sheet or income statement drivers, such as Depreciation And Amortization of 8.8 M, Interest Expense of 6.1 M or Total Revenue of 1.6 B, as well as many indicators such as Price To Sales Ratio of 0.37, Dividend Yield of 0.0 or PTB Ratio of 1.68. Universal financial statements analysis is a perfect complement when working with Universal Insurance Valuation or Volatility modules.
  
Check out the analysis of Universal Insurance Correlation against competitors.

Universal Insurance Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB2.8 B1.6 B
Slightly volatile
Total Current Liabilities265.5 M252.8 M159.6 M
Slightly volatile
Property Plant And Equipment Net51.1 M48.7 M32.3 M
Slightly volatile
Accounts Payable231.3 M220.3 M130.8 M
Slightly volatile
Cash148.5 M259.4 M205.4 M
Slightly volatile
Non Current Assets Total86.3 M90.8 M891.9 M
Very volatile
Cash And Short Term Investments1.6 B1.5 B391.7 M
Slightly volatile
Common Stock Shares Outstanding32.3 M29.3 M33.7 M
Slightly volatile
Liabilities And Stockholders EquityB2.8 B1.6 B
Slightly volatile
Non Current Liabilities Total2.6 B2.5 B963.3 M
Slightly volatile
Total Liabilities2.6 B2.5 B1.3 B
Slightly volatile
Property Plant And Equipment Gross64.7 M61.6 M34.5 M
Slightly volatile
Total Current Assets1.7 B1.6 B654.1 M
Slightly volatile
Short and Long Term Debt Total106.3 M101.2 M69.3 M
Slightly volatile
Net Receivables149.2 M77.9 M169.2 M
Slightly volatile
Common Stock Total Equity513.5 K540.5 K1.6 M
Pretty Stable
Common Stock451.2 K475 K1.6 M
Pretty Stable
Other Liabilities605.4 M576.6 M184.1 M
Slightly volatile
Property Plant Equipment69 M65.7 M35.5 M
Slightly volatile
Long Term Debt106.3 M101.2 M44.1 M
Slightly volatile
Short Term Investments1.2 B1.3 B548.1 M
Slightly volatile
Net Tangible Assets364.1 M331.1 M319.1 M
Slightly volatile
Retained Earnings Total Equity404.6 M648.3 M396.4 M
Slightly volatile
Long Term Debt Total122.3 M116.5 M47.3 M
Slightly volatile
Capital Surpluse82.9 M129.4 M79.1 M
Slightly volatile
Non Current Liabilities OtherB1.7 BB
Slightly volatile
Long Term Investments846.5 M1.4 B678.7 M
Slightly volatile
Warrants15.2 M17.1 M18.6 M
Slightly volatile
Cash And Equivalents231.6 M447 M198.5 M
Slightly volatile
Net Invested Capital378.4 M474.5 M458.3 M
Very volatile
Capital Stock516.8 K475 K470.4 K
Slightly volatile
Current Deferred RevenueM5.3 M47.5 M
Slightly volatile

Universal Insurance Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue1.6 B1.5 B802.5 M
Slightly volatile
Gross Profit1.6 B1.5 B785.1 M
Slightly volatile
Other Operating Expenses1.5 B1.4 B656.3 M
Slightly volatile
Selling General Administrative325 M342.1 M130.8 M
Slightly volatile
Cost Of Revenue130.9 M101.3 M163.5 M
Very volatile
Selling And Marketing ExpensesB1.1 B2.3 B
Slightly volatile
Reconciled Depreciation6.4 M6.1 M5.1 M
Slightly volatile

Universal Insurance Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow419.9 M399.9 M216.3 M
Slightly volatile
Capital Expenditures7.7 M7.4 M6.7 M
Slightly volatile
End Period Cash Flow144.7 M262.1 M207 M
Slightly volatile
Dividends Paid9.5 K10 K17.9 M
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.370.39274.6621
Slightly volatile
Dividend Yield0.00.00.0382
Slightly volatile
PTB Ratio1.681.59993.1502
Slightly volatile
Days Sales Outstanding20.4421.5132.7196
Slightly volatile
Book Value Per Share13.8213.16359.732
Slightly volatile
Average Payables73.5 M70 M72.2 M
Slightly volatile
Stock Based Compensation To Revenue0.00510.00531.0804
Slightly volatile
PB Ratio1.681.59993.1502
Slightly volatile
Payables Turnover0.510.541.8305
Very volatile
Sales General And Administrative To Revenue0.210.2250.2166
Slightly volatile
Capex To Revenue0.00460.00480.0249
Slightly volatile
Cash Per Share59.6653.906521.8726
Slightly volatile
Days Payables Outstanding739704441
Slightly volatile
Current Ratio6.056.364663.6621
Pretty Stable
Tangible Book Value Per Share12.5113.16359.5452
Slightly volatile
Receivables Turnover15.2517.5626.1201
Pretty Stable
Graham Number26.0524.807619.2699
Slightly volatile
Shareholders Equity Per Share13.8213.16359.732
Slightly volatile
Debt To Equity0.260.27120.1741
Pretty Stable
Capex Per Share0.270.25980.205
Slightly volatile
Average Receivables174.4 M156.7 M142.7 M
Very volatile
Revenue Per Share56.3153.62525.3866
Slightly volatile
Interest Debt Per Share3.963.7741.6304
Slightly volatile
Debt To Assets0.02580.03560.0304
Pretty Stable
Short Term Coverage Ratios6.695.596.0886
Pretty Stable
Price Book Value Ratio1.681.59993.1502
Slightly volatile
Days Of Payables Outstanding739704441
Slightly volatile
Ebt Per Ebit0.860.92891.0746
Very volatile
Company Equity Multiplier5.187.61384.8917
Slightly volatile
Long Term Debt To Capitalization0.210.260.1252
Slightly volatile
Total Debt To Capitalization0.180.21340.1362
Pretty Stable
Debt Equity Ratio0.260.27120.1741
Pretty Stable
Quick Ratio6.056.364623.1121
Pretty Stable
Net Income Per E B T0.540.69630.6917
Very volatile
Cash Ratio0.971.026217.2392
Pretty Stable
Days Of Sales Outstanding20.4421.5132.7196
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.080.94640.9474
Pretty Stable
Cash Flow Coverage Ratios1.291.35675.8265
Pretty Stable
Price To Book Ratio1.681.59993.1502
Slightly volatile
Fixed Asset Turnover26.2431.252723.6909
Pretty Stable
Debt Ratio0.02580.03560.0304
Pretty Stable
Cash Flow To Debt Ratio1.291.35675.8265
Pretty Stable
Price Sales Ratio0.370.39274.6621
Slightly volatile
Asset Turnover0.280.5350.4463
Slightly volatile
Gross Profit Margin0.730.830.8795
Pretty Stable
Price Fair Value1.681.59993.1502
Slightly volatile

Universal Insurance Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap208.7 M198.7 M206.4 M
Slightly volatile
Enterprise Value87.9 M83.7 M71.4 M
Slightly volatile

Universal Fundamental Market Drivers

Cash And Short Term Investments1.5 B

Universal Upcoming Events

22nd of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Universal Insurance Financial Statements

Universal Insurance stakeholders use historical fundamental indicators, such as Universal Insurance's revenue or net income, to determine how well the company is positioned to perform in the future. Although Universal Insurance investors may analyze each financial statement separately, they are all interrelated. For example, changes in Universal Insurance's assets and liabilities are reflected in the revenues and expenses on Universal Insurance's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Universal Insurance Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue5.3 MM
Total Revenue1.5 B1.6 B
Cost Of Revenue101.3 M130.9 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.22  0.21 
Revenue Per Share 53.62  56.31 
Ebit Per Revenue 0.06  0.06 

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Universal Insurance is a strong investment it is important to analyze Universal Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Universal Insurance's future performance. For an informed investment choice regarding Universal Stock, refer to the following important reports:
Check out the analysis of Universal Insurance Correlation against competitors.
You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Universal Insurance. If investors know Universal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Universal Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.69)
Dividend Share
0.64
Earnings Share
2.01
Revenue Per Share
53.356
Quarterly Revenue Growth
0.025
The market value of Universal Insurance is measured differently than its book value, which is the value of Universal that is recorded on the company's balance sheet. Investors also form their own opinion of Universal Insurance's value that differs from its market value or its book value, called intrinsic value, which is Universal Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Universal Insurance's market value can be influenced by many factors that don't directly affect Universal Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Universal Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.