Universal Insurance Earnings Estimate

UVE Stock  USD 21.80  0.47  2.20%   
The next projected EPS of Universal Insurance is estimated to be 1.04 with future projections ranging from a low of 1.12 to a high of 1.12. Universal Insurance's most recent 12-month trailing earnings per share (EPS TTM) is at 2.01. Please be aware that the consensus of earnings estimates for Universal Insurance Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Universal Insurance is projected to generate 1.04 in earnings per share on the 31st of March 2025. Universal Insurance earnings estimates show analyst consensus about projected Universal Insurance Holdings EPS (Earning Per Share). It derives the highest and the lowest estimates based on Universal Insurance's historical volatility. Many public companies, such as Universal Insurance, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing Universal Insurance's earnings estimates, investors can diagnose different trends across Universal Insurance's analyst sentiment over time as well as compare current estimates against different timeframes. At present, Universal Insurance's Pretax Profit Margin is projected to increase slightly based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.06, whereas Gross Profit Margin is forecasted to decline to 0.73.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Universal Insurance Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.

Universal Insurance Earnings Estimation Breakdown

The calculation of Universal Insurance's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Universal Insurance is estimated to be 1.04 with the future projection ranging from a low of 1.12 to a high of 1.12. Please be aware that this consensus of annual earnings estimates for Universal Insurance Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.25
1.12
Lowest
Expected EPS
1.04
1.12
Highest

Universal Insurance Earnings Projection Consensus

Suppose the current estimates of Universal Insurance's value are higher than the current market price of the Universal Insurance stock. In this case, investors may conclude that Universal Insurance is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Universal Insurance's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
159.56%
0.25
1.04
2.01

Universal Insurance Earnings History

Earnings estimate consensus by Universal Insurance analysts from Wall Street is used by the market to judge Universal Insurance's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Universal Insurance's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Universal Insurance Quarterly Gross Profit

384.81 Million

At present, Universal Insurance's Earnings Yield is projected to slightly decrease based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 10.64, whereas Retained Earnings Total Equity is forecasted to decline to about 404.6 M. The current year's Common Stock Shares Outstanding is expected to grow to about 32.3 M, whereas Net Loss is projected to grow to (24.3 M).
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Universal Insurance's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
19.9321.8423.75
Details
Intrinsic
Valuation
LowRealHigh
19.6224.0825.99
Details
Naive
Forecast
LowNextHigh
19.4921.4023.31
Details
1 Analysts
Consensus
LowTargetHigh
24.5727.0029.97
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Universal assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Universal Insurance. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Universal Insurance's stock price in the short term.

Universal Insurance Earnings per Share Projection vs Actual

Actual Earning per Share of Universal Insurance refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Universal Insurance Holdings predict the company's earnings will be in the future. The higher the earnings per share of Universal Insurance, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Universal Insurance Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Universal Insurance, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Universal Insurance should always be considered in relation to other companies to make a more educated investment decision.

Universal Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Universal Insurance's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-02-20
2024-12-310.090.250.16177 
2024-10-24
2024-09-30-0.96-0.730.2323 
2024-07-25
2024-06-301.021.180.1615 
2024-04-25
2024-03-311.051.070.02
2024-02-22
2023-12-310.250.430.1872 
2023-10-26
2023-09-30-0.29-0.160.1344 
2023-07-27
2023-06-300.770.870.112 
2023-04-27
2023-03-310.740.790.05
2023-02-23
2022-12-31-0.490.721.21246 
2022-10-27
2022-09-30-2.45-2.270.18
2022-07-27
2022-06-300.390.470.0820 
2022-04-28
2022-03-310.570.640.0712 
2022-02-24
2021-12-31-1.61-1.530.08
2021-10-27
2021-09-300.50.630.1326 
2021-07-28
2021-06-300.560.650.0916 
2021-04-28
2021-03-310.690.840.1521 
2021-02-25
2020-12-31-1-0.840.1616 
2020-10-27
2020-09-30-0.22-1.43-1.21550 
2020-07-29
2020-06-300.50.520.02
2020-04-27
2020-03-310.750.790.04
2020-03-02
2019-12-31-1.04-1.57-0.5350 
2019-10-30
2019-09-300.50.610.1122 
2019-07-31
2019-06-3011.050.05
2019-04-24
2019-03-310.941.00.06
2019-02-28
2018-12-310.33-0.19-0.52157 
2018-10-29
2018-09-301.021.040.02
2018-07-25
2018-06-301.031.290.2625 
2018-04-24
2018-03-310.911.260.3538 
2018-02-20
2017-12-310.790.890.112 
2017-11-08
2017-09-300.230.280.0521 
2017-07-31
2017-06-300.770.820.05
2017-04-25
2017-03-310.780.860.0810 
2017-02-21
2016-12-310.30.380.0826 
2016-11-02
2016-09-300.650.750.115 
2016-07-28
2016-06-300.830.940.1113 
2016-05-02
2016-03-310.630.730.115 
2016-02-24
2015-12-310.720.820.113 
2015-10-29
2015-09-300.670.840.1725 
2015-08-04
2015-06-300.550.690.1425 
2015-04-30
2015-03-310.490.620.1326 
2015-02-25
2014-12-310.520.590.0713 
2014-10-30
2014-09-300.40.610.2152 
2014-05-08
2014-03-310.510.38-0.1325 

About Universal Insurance Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Universal Insurance earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Universal Insurance estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Universal Insurance fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings596.9 M626.7 M
Retained Earnings Total Equity648.3 M404.6 M
Earnings Yield 0.10  0.10 
Price Earnings Ratio 10.14  10.64 
Price Earnings To Growth Ratio(1.42)(1.35)

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When determining whether Universal Insurance is a strong investment it is important to analyze Universal Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Universal Insurance's future performance. For an informed investment choice regarding Universal Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Universal Insurance Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Universal Insurance. If investors know Universal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Universal Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.69)
Dividend Share
0.64
Earnings Share
2.01
Revenue Per Share
53.356
Quarterly Revenue Growth
0.025
The market value of Universal Insurance is measured differently than its book value, which is the value of Universal that is recorded on the company's balance sheet. Investors also form their own opinion of Universal Insurance's value that differs from its market value or its book value, called intrinsic value, which is Universal Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Universal Insurance's market value can be influenced by many factors that don't directly affect Universal Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Universal Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.