Horace Mann Educators Stock Today

HMN Stock  USD 41.23  0.11  0.27%   

Performance

Insignificant

 
Weak
 
Strong

Odds Of Distress

Very Low

 
High
 
Low
Horace Mann is selling at 41.23 as of the 22nd of March 2025; that is 0.27% down since the beginning of the trading day. The stock's open price was 41.34. Horace Mann has a very small chance of experiencing financial distress in the next few years but had a somewhat insignificant performance during the last 90 days. Note, on September 14, 2020, Representative Gilbert Cisneros of US Congress acquired under $15k worth of Horace Mann Educators's common stock.
Business Domain
Insurance
IPO Date
15th of November 1991
Category
Financial Services
Classification
Financials
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois. Horace Mann operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. The company has 40.87 M outstanding shares of which 666.84 K shares are currently shorted by investors with about 3.18 days to cover. More on Horace Mann Educators

Moving together with Horace Stock

  0.61CB ChubbPairCorr

Moving against Horace Stock

  0.57AFG American FinancialPairCorr
Follow Valuation Options Odds of Bankruptcy
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Horace Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOMarita Zuraitis
Business ConcentrationMulti-line Insurance, Insurance - Property & Casualty, Financial Services, NYSE Composite, SP Small-Cap 600, Financials, Insurance, Insurance—Property & Casualty, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01160.0071
Way Up
Very volatile
Asset Turnover0.170.1101
Way Up
Slightly volatile
Gross Profit Margin0.790.9
Fairly Down
Slightly volatile
Net Debt254.6 M508.9 M
Way Down
Slightly volatile
Non Current Liabilities Total616.6 M547 M
Moderately Up
Slightly volatile
Total AssetsB14.5 B
Way Down
Slightly volatile
Total Current Assets5.7 B5.4 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities179.5 M96.6 M
Way Up
Pretty Stable
Debt Levels
Horace Mann can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Horace Mann's financial leverage. It provides some insight into what part of Horace Mann's total assets is financed by creditors.
Liquidity
Horace Mann Educators has 547 M in debt with debt to equity (D/E) ratio of 0.4, which is OK given its current industry classification. Horace Mann Educators has a current ratio of 2.84, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Note however, debt could still be an excellent tool for Horace to invest in growth at high rates of return.

Total Cash From Operating Activities

179.5 Million
Horace Mann Educators (HMN) is traded on New York Stock Exchange in USA. It is located in 1 Horace Mann Plaza, Springfield, IL, United States, 62715-0001 and employs 1,750 people. Horace Mann is listed under Multi-line Insurance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 1.69 B. Horace Mann Educators runs under Insurance sector within Financials industry. The entity has 40.87 M outstanding shares of which 666.84 K shares are currently shorted by investors with about 3.18 days to cover. Horace Mann Educators has about 146.4 M in cash with 96.6 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.58.
Check Horace Mann Probability Of Bankruptcy
Ownership Allocation
The majority of Horace Mann Educators outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Horace Mann to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in Horace Mann Educators. Please pay attention to any change in the institutional holdings of Horace Mann Educators as this could imply that something significant has changed or is about to change at the company. Please note that on September 14, 2020, Representative Gilbert Cisneros of US Congress acquired under $15k worth of Horace Mann Educators's common stock.
Check Horace Ownership Details

Horace Stock Institutional Holders

InstituionRecorded OnShares
Deprince Race & Zollo Inc2024-12-31
934.6 K
Gw&k Investment Management, Llc2024-12-31
882.8 K
Bank Of America Corp2024-12-31
731.3 K
Cramer Rosenthal Mcglynn Llc2024-12-31
668.7 K
Amvescap Plc.2024-12-31
602 K
Charles Schwab Investment Management Inc2024-12-31
566.9 K
Morgan Stanley - Brokerage Accounts2024-12-31
537 K
Ameriprise Financial Inc2024-12-31
520.5 K
Arrowstreet Capital Limited Partnership2024-12-31
498.1 K
Blackrock Inc2024-12-31
5.9 M
Vanguard Group Inc2024-12-31
M
View Horace Mann Diagnostics

Horace Mann Historical Income Statement

At this time, Horace Mann's Interest Expense is very stable compared to the past year. As of the 22nd of March 2025, Operating Income is likely to grow to about 1.3 B, while Selling General Administrative is likely to drop about 173.5 M. View More Fundamentals

Horace Stock Against Markets

Horace Mann Corporate Directors

Stephen HasenmillerIndependent DirectorProfile
Daniel DomenechIndependent DirectorProfile
Steven SwyersIndependent DirectorProfile
Beverley McClureIndependent DirectorProfile
When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
1.36
Earnings Share
2.48
Revenue Per Share
38.625
Quarterly Revenue Growth
0.015
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.