Universal Insurance Net Worth
Universal Insurance Net Worth Breakdown | UVE |
Universal Insurance Net Worth Analysis
Universal Insurance's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Universal Insurance's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Universal Insurance's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Universal Insurance's net worth analysis. One common approach is to calculate Universal Insurance's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Universal Insurance's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Universal Insurance's net worth. This approach calculates the present value of Universal Insurance's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Universal Insurance's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Universal Insurance's net worth. This involves comparing Universal Insurance's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Universal Insurance's net worth relative to its peers.
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To determine if Universal Insurance is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Universal Insurance's net worth research are outlined below:
| Universal Insurance had very high historical volatility over the last 90 days | |
| Universal Insurance is unlikely to experience financial distress in the next 2 years | |
| Universal Insurance Holdings has 116.6 M in debt with debt to equity (D/E) ratio of 0.4, which is OK given its current industry classification. Universal Insurance has a current ratio of 0.65, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Universal to invest in growth at high rates of return. | |
| About 70.0% of Universal Insurance outstanding shares are owned by institutional investors | |
| Latest headline from investing.com: Universal insurance executive chairman Sean Downes sells 338,372 in stock |
Universal Insurance uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Universal Insurance Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Universal Insurance's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of February 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 22nd of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Know Universal Insurance's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Universal Insurance is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Universal Insurance Holdings backward and forwards among themselves. Universal Insurance's institutional investor refers to the entity that pools money to purchase Universal Insurance's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bank Of Montreal | 2024-06-30 | 374.5 K | Bmo Capital Markets Corp. | 2024-06-30 | 374.5 K | Jacobs Levy Equity Management, Inc. | 2024-09-30 | 364.7 K | Charles Schwab Investment Management Inc | 2024-09-30 | 347.4 K | Aqr Capital Management Llc | 2024-06-30 | 340.7 K | Renaissance Technologies Corp | 2024-09-30 | 323.2 K | Bank Of New York Mellon Corp | 2024-06-30 | 300.4 K | Lsv Asset Management | 2024-09-30 | 293.4 K | Cwa Asset Management Group, Llc | 2024-09-30 | 285.3 K | Blackrock Inc | 2024-06-30 | 2 M | Vanguard Group Inc | 2024-09-30 | 1.7 M |
Follow Universal Insurance's market capitalization trends
The company currently falls under 'Small-Cap' category with a total capitalization of 644.64 M.Market Cap |
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Project Universal Insurance's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.03 | 0.03 | |
| Return On Capital Employed | 0.64 | 0.67 | |
| Return On Assets | 0.03 | 0.03 | |
| Return On Equity | 0.20 | 0.21 |
When accessing Universal Insurance's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Universal Insurance's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Universal Insurance's profitability and make more informed investment decisions.
Please note, the presentation of Universal Insurance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Universal Insurance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Universal Insurance's management manipulating its earnings.
Evaluate Universal Insurance's management efficiency
Universal Insurance has Return on Asset of 0.0263 % which means that on every $100 spent on assets, it made $0.0263 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2078 %, implying that it generated $0.2078 on every 100 dollars invested. Universal Insurance's management efficiency ratios could be used to measure how well Universal Insurance manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.03. The current year's Return On Capital Employed is expected to grow to 0.67. At present, Universal Insurance's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.8 B, whereas Total Current Assets are forecasted to decline to about 331.7 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 11.44 | 12.01 | |
| Tangible Book Value Per Share | 7.75 | 7.37 | |
| Enterprise Value Over EBITDA | 1.92 | 2.01 | |
| Price Book Value Ratio | 1.40 | 1.47 | |
| Enterprise Value Multiple | 1.92 | 2.01 | |
| Price Fair Value | 1.40 | 1.47 | |
| Enterprise Value | 83.7 M | 87.9 M |
The leadership approach at Universal Insurance's fosters a culture of excellence and accountability. Our analysis examines how this culture influences financial outcomes and stock valuation.
Enterprise Value Revenue 0.2699 | Revenue 1.5 B | Quarterly Revenue Growth 0.076 | Revenue Per Share 52.62 | Return On Equity 0.2078 |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Universal Insurance insiders, such as employees or executives, is commonly permitted as long as it does not rely on Universal Insurance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Universal Insurance insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Universal Insurance Corporate Filings
F4 | 15th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 6th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 30th of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
13A | 25th of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
Universal Insurance Earnings per Share Projection vs Actual
Universal Insurance Corporate Directors
| Ozzie Schindler | Independent Director | Profile | |
| Richard Peterson | Independent Director | Profile | |
| Michael Pietrangelo | Lead Independent Director | Profile | |
| Jon Springer | COO, Executive VP, Director and Member of Investment Committee | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Universal Insurance Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real. You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Universal Insurance. If investors know Universal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Universal Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.301 | Dividend Share 0.64 | Earnings Share 2.48 | Revenue Per Share 52.62 | Quarterly Revenue Growth 0.076 |
The market value of Universal Insurance is measured differently than its book value, which is the value of Universal that is recorded on the company's balance sheet. Investors also form their own opinion of Universal Insurance's value that differs from its market value or its book value, called intrinsic value, which is Universal Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Universal Insurance's market value can be influenced by many factors that don't directly affect Universal Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Universal Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.