White Mountains Company Leadership
| WTM Stock | USD 1,884 11.96 0.64% |
White Mountains employs about 893 people. The company is managed by 23 executives with a total tenure of roughly 122 years, averaging almost 5.0 years of service per executive, having 38.83 employees per reported executive. Analysis of White Mountains' management performance can provide insight into the firm performance.
| Timothy Miller CEO President and CEO of OneBeacon Ltd. |
| David Tanner Chairman Independent Vice Chairman of the Board |
White |
White Mountains' Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with White Mountains' future performance. Based on our forecasts, it is anticipated that White will maintain a workforce of about 2060 employees by April 2025.White Mountains' latest congressional trading
Congressional trading in companies like White Mountains Insurance, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in White Mountains by those in governmental positions are based on the same information available to the general public.
| 2025-02-14 | Representative Michael McCaul | Acquired $15K to $50K | Verify |
White Mountains Management Team Effectiveness
The company has Return on Asset of 0.0378 % which means that on every $100 spent on assets, it made $0.0378 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0586 %, implying that it generated $0.0586 on every 100 dollars invested. White Mountains' management efficiency ratios could be used to measure how well White Mountains manages its routine affairs as well as how well it operates its assets and liabilities. As of the 25th of March 2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.01. At this time, White Mountains' Total Assets are very stable compared to the past year. As of the 25th of March 2025, Intangibles To Total Assets is likely to grow to 0.05, while Non Currrent Assets Other are likely to drop (2.1 B).As of the 25th of March 2025, Net Income Applicable To Common Shares is likely to grow to about 958.9 M, while Common Stock Shares Outstanding is likely to drop about 2.4 M.
White Mountains Workforce Comparison
White Mountains Insurance is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 145,468. White Mountains maintains roughly 893 in number of employees contributing less than 1% to equities under Financials industry.
White Mountains Profit Margins
The company has Net Profit Margin of 0.1 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of (0.26) %, which entails that for every $100 of revenue, it lost $0.26.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.65 | 0.7508 |
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White Mountains Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific White Mountains insiders, such as employees or executives, is commonly permitted as long as it does not rely on White Mountains' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, White Mountains insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-03-01 | 1.25 | 5 | 4 | 5,000 | 2,306 |
| 2024-06-01 | 10.0 | 10 | 1 | 2,550 | 0.00 |
| 2024-03-01 | 1.0 | 5 | 5 | 4,470 | 2,493 |
| 2023-12-01 | 10.0 | 10 | 1 | 2,000 | 100.00 |
| 2023-06-01 | 8.0 | 8 | 1 | 1,510 | 0.00 |
| 2023-03-01 | 1.0 | 5 | 5 | 4,906 | 2,313 |
| 2022-06-01 | 2.3333 | 7 | 3 | 1,665 | 225.00 |
| 2022-03-01 | 1.0 | 4 | 4 | 5,450 | 2,165 |
| 2021-12-01 | 0.5 | 1 | 2 | 151.00 | 150.00 |
| 2021-06-01 | 1.2 | 6 | 5 | 1,440 | 106.00 |
| 2021-03-01 | 0.4286 | 3 | 7 | 5,500 | 4,606 |
| 2020-03-01 | 2.0 | 8 | 4 | 8,600 | 3,278 |
| 2019-06-01 | 0.4091 | 9 | 22 | 4,154 | 8,049 |
| 2019-03-01 | 0.25 | 7 | 28 | 7,063 | 11,943 |
| 2018-09-01 | 0.3333 | 1 | 3 | 188.00 | 95.00 |
| 2018-06-01 | 0.4375 | 7 | 16 | 2,015 | 9,526 |
| 2018-03-01 | 1.1667 | 7 | 6 | 7,563 | 3,820 |
| 2017-09-01 | 1.0 | 1 | 1 | 188.00 | 0.00 |
| 2017-06-01 | 6.0 | 6 | 1 | 2,271 | 2,888 |
| 2017-03-01 | 0.5313 | 17 | 32 | 48,960 | 83,545 |
| 2016-12-01 | 0.4225 | 30 | 71 | 80,000 | 159,699 |
| 2016-09-01 | 0.75 | 3 | 4 | 4,150 | 1,445 |
| 2016-06-01 | 5.0 | 10 | 2 | 12,085 | 7,035 |
| 2016-03-01 | 0.6667 | 6 | 9 | 13,460 | 4,663 |
| 2015-06-01 | 3.0 | 6 | 2 | 1,426 | 200.00 |
| 2015-03-01 | 0.7778 | 7 | 9 | 12,165 | 7,692 |
| 2014-12-01 | 2.0 | 2 | 1 | 2,700 | 0.00 |
| 2014-03-01 | 1.0 | 6 | 6 | 12,420 | 5,682 |
| 2013-06-01 | 1.0 | 8 | 8 | 1,560 | 3,400 |
| 2013-03-01 | 2.6667 | 8 | 3 | 14,535 | 0.00 |
| 2012-12-01 | 0.0952 | 2 | 21 | 1,900 | 18,908 |
| 2012-09-01 | 10.0 | 10 | 1 | 876.00 | 50,000 |
| 2012-03-01 | 13.0 | 13 | 1 | 23,657 | 2,338 |
| 2011-12-01 | 0.3929 | 11 | 28 | 5,136 | 7,393 |
| 2011-09-01 | 1.0 | 1 | 1 | 40.00 | 1,607 |
| 2011-06-01 | 2.0 | 10 | 5 | 9,682 | 14,000 |
| 2010-12-01 | 0.1429 | 1 | 7 | 101.00 | 4,921 |
| 2010-06-01 | 12.0 | 12 | 1 | 126,100 | 200,000 |
| 2010-03-01 | 2.3333 | 7 | 3 | 11,267 | 2,471 |
| 2009-12-01 | 0.3333 | 3 | 9 | 250.00 | 4,310 |
| 2009-09-01 | 0.5 | 1 | 2 | 100.00 | 7,455 |
| 2009-03-01 | 9.2 | 46 | 5 | 39,641 | 6,542 |
| 2008-12-01 | 2.5 | 5 | 2 | 9,461 | 1,635,821 |
| 2008-06-01 | 16.5 | 33 | 2 | 3,221 | 10,100 |
| 2008-03-01 | 3.6 | 18 | 5 | 33,486 | 33,328 |
| 2007-12-01 | 0.7143 | 5 | 7 | 1,431 | 10,670 |
| 2007-09-01 | 4.0 | 4 | 1 | 184.00 | 0.00 |
| 2007-06-01 | 2.1667 | 13 | 6 | 3,101 | 7,052 |
| 2007-03-01 | 2.0 | 8 | 4 | 253,095 | 9,776 |
| 2006-12-01 | 1.0 | 7 | 7 | 688.00 | 22,454 |
| 2006-09-01 | 3.0 | 6 | 2 | 418.00 | 24,504 |
| 2006-03-01 | 2.3333 | 7 | 3 | 24,845 | 62,553 |
| 2005-12-01 | 0.5238 | 11 | 21 | 2,060 | 25,810 |
| 2005-09-01 | 2.5 | 5 | 2 | 218.00 | 102,854 |
| 2005-06-01 | 0.5556 | 5 | 9 | 205.00 | 104,909 |
| 2005-03-01 | 0.3125 | 5 | 16 | 8,190 | 103,949 |
| 2004-12-01 | 1.0 | 3 | 3 | 635.00 | 2,032 |
| 2004-06-01 | 2.0 | 4 | 2 | 1,725,200 | 1,724,341 |
| 2004-03-01 | 1.5294 | 26 | 17 | 15,257 | 7,082 |
| 2003-12-01 | 0.1429 | 3 | 21 | 600.00 | 4,200 |
White Mountains Notable Stakeholders
A White Mountains stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as White Mountains often face trade-offs trying to please all of them. White Mountains' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting White Mountains' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Timothy Miller | President and CEO of OneBeacon Ltd. | Profile | |
| David Tanner | Independent Vice Chairman of the Board | Profile | |
| Morgan Davis | Non-Executive Independent Chairman of the Board | Profile | |
| George Rountree | Managing Director of White Mountains Capital, Inc., and President of WM Advisors | Profile | |
| Mark Plourde | President WMA | Profile | |
| Reid Campbell | Managing Director of White Mountains Capital Inc and President of Wm Advisors | Profile | |
| Liam Caffrey | Chief Financial Officer, Executive Vice President | Profile | |
| Robert Seelig | Executive Vice President, General Counsel | Profile | |
| Philip Gelston | Independent Director | Profile | |
| Peter Carlson | Independent Director | Profile | |
| Mary Choksi | Independent Director | Profile | |
| Edith Holiday | Independent Director | Profile | |
| Robert Esq | General VP | Profile | |
| Giles Harrison | Executive Officer | Profile | |
| Michael Papamichael | Managing Director | Profile | |
| Frank Bazos | Executive Vice President - Head of M&A at WM Capital | Profile | |
| Jonathan Cramer | Chief Officer | Profile | |
| Dennis Beaulieu | Treasurer | Profile | |
| David Staples | Head Tax | Profile | |
| Michaela Hildreth | Chief Accounting Officer | Profile | |
| Suzanne Shank | Director | Profile | |
| Jennifer Moyer | Chief Secretary | Profile | |
| J Palmer | Chief Accounting Officer, Managing Director | Profile |
About White Mountains Management Performance
The success or failure of an entity such as White Mountains Insurance often depends on how effective the management is. White Mountains management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of White management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the White management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.04 | 0.04 |
White Mountains Workforce Analysis
Traditionally, organizations such as White Mountains use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare White Mountains within its industry.White Mountains Manpower Efficiency
Return on White Mountains Manpower
| Revenue Per Employee | 133K | |
| Revenue Per Executive | 5.2M | |
| Net Income Per Employee | 258K | |
| Net Income Per Executive | 10M |
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Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of White Mountains. If investors know White will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about White Mountains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 6.582 | Dividend Share 1 | Earnings Share 89.88 | Revenue Per Share | Quarterly Revenue Growth (0.51) |
The market value of White Mountains Insurance is measured differently than its book value, which is the value of White that is recorded on the company's balance sheet. Investors also form their own opinion of White Mountains' value that differs from its market value or its book value, called intrinsic value, which is White Mountains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because White Mountains' market value can be influenced by many factors that don't directly affect White Mountains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between White Mountains' value and its price as these two are different measures arrived at by different means. Investors typically determine if White Mountains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, White Mountains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.