The Hanover Insurance Stock Today

THG Stock  USD 170.59  0.45  0.26%   

Performance

OK

 
Weak
 
Strong

Odds Of Distress

Very Low

 
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Low
Hanover Insurance is trading at 170.59 as of the 21st of March 2025. This is a 0.26 percent decrease since the beginning of the trading day. The stock's lowest day price was 170.59. Hanover Insurance has a very small chance of experiencing financial distress in the next few years but had a somewhat ok performance during the last 90 days. The performance scores are derived for the period starting the 21st of December 2024 and ending today, the 21st of March 2025. Click here to learn more.
Business Domain
Insurance
IPO Date
10th of October 1995
Category
Financial Services
Classification
Financials
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts. The company has 35.93 M outstanding shares of which 361.59 K shares are at this time shorted by investors with about 1.4 days to cover. More on The Hanover Insurance

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Follow Valuation Options Odds of Bankruptcy
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Hanover Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanCynthia Egan
Thematic Ideas
(View all Themes)
Old NameTHAKRAL ORD/UN
Business ConcentrationProperty & Casualty Insurance, Insurance - Property & Casualty, Financial Services, NYSE Composite, Stock Exchange Of, WSE WIG INDEX, SET Total Return, SP Midcap 400, VN Small Cap, VN Index, Banks, Real Estate, Financials, Insurance, Insurance—Property & Casualty, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.02930.0279
Sufficiently Up
Slightly volatile
Asset Turnover0.220.4084
Way Down
Slightly volatile
Gross Profit Margin0.80.9
Fairly Down
Slightly volatile
Total Current Liabilities814.4 M857.3 M
Notably Down
Slightly volatile
Non Current Liabilities TotalB11.6 B
Way Down
Very volatile
Total Assets13.4 B15.3 B
Fairly Down
Very volatile
Total Current Assets2.3 B2.2 B
Sufficiently Up
Pretty Stable
Total Cash From Operating Activities846.7 M806.4 M
Sufficiently Up
Slightly volatile
Debt Levels
Hanover Insurance can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Hanover Insurance's financial leverage. It provides some insight into what part of Hanover Insurance's total assets is financed by creditors.
Liquidity
The Hanover Insurance has 784.1 M in debt with debt to equity (D/E) ratio of 0.34, which is OK given its current industry classification. Hanover Insurance has a current ratio of 0.35, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Hanover to invest in growth at high rates of return.

Change In Working Capital

231.94 Million
The Hanover Insurance (THG) is traded on New York Stock Exchange in USA. It is located in 440 Lincoln Street, Worcester, MA, United States, 01653 and employs 4,900 people. Hanover Insurance is listed under Property & Casualty Insurance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 6.13 B. Hanover Insurance runs under Insurance sector within Financials industry. The entity has 35.93 M outstanding shares of which 361.59 K shares are at this time shorted by investors with about 1.4 days to cover. The Hanover Insurance has about 305 M in cash with 806.4 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.63.
Check Hanover Insurance Probability Of Bankruptcy
Ownership Allocation
The Hanover Insurance has a total of 35.93 Million outstanding shares. The majority of Hanover Insurance outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Hanover Insurance to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in The Hanover Insurance. Please pay attention to any change in the institutional holdings of Hanover Insurance as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Hanover Ownership Details

Hanover Stock Institutional Holders

InstituionRecorded OnShares
Victory Capital Management Inc.2024-12-31
780.6 K
Ameriprise Financial Inc2024-12-31
662.8 K
Geode Capital Management, Llc2024-12-31
651.4 K
Fuller & Thaler Asset Management Inc2024-12-31
625.5 K
International Assets Investment Management, Llc2024-09-30
552.5 K
Macquarie Group Ltd2024-12-31
488.4 K
London Company Of Virginia2024-12-31
469.6 K
Morgan Stanley - Brokerage Accounts2024-12-31
452.9 K
Norges Bank2024-12-31
439.2 K
Vanguard Group Inc2024-12-31
3.6 M
Blackrock Inc2024-12-31
3.4 M
View Hanover Insurance Diagnostics

Hanover Insurance Historical Income Statement

At this time, Hanover Insurance's Net Income is most likely to increase significantly in the upcoming years. The Hanover Insurance's current Income Tax Expense is estimated to increase to about 118.1 M, while Total Revenue is projected to decrease to roughly 4.4 B. View More Fundamentals

Hanover Stock Against Markets

Hanover Insurance Corporate Directors

Martin HughesIndependent DirectorProfile
Harriett TaggartIndependent DirectorProfile
Theodore BuntingIndependent DirectorProfile
Wendell KnoxIndependent DirectorProfile
When determining whether Hanover Insurance is a strong investment it is important to analyze Hanover Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Hanover Insurance's future performance. For an informed investment choice regarding Hanover Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Hanover Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanover Insurance. If investors know Hanover will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanover Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.535
Dividend Share
3.45
Earnings Share
11.76
Revenue Per Share
173.744
Quarterly Revenue Growth
0.036
The market value of Hanover Insurance is measured differently than its book value, which is the value of Hanover that is recorded on the company's balance sheet. Investors also form their own opinion of Hanover Insurance's value that differs from its market value or its book value, called intrinsic value, which is Hanover Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanover Insurance's market value can be influenced by many factors that don't directly affect Hanover Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanover Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanover Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanover Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.