Ni Holdings Stock Today

NODK Stock  USD 14.45  0.06  0.41%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
NI Holdings is selling for 14.45 as of the 26th of February 2025. This is a 0.41 percent decrease since the beginning of the trading day. The stock's last reported lowest price was 14.36. NI Holdings has only a 8 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 27th of January 2025 and ending today, the 26th of February 2025. Click here to learn more.
Business Domain
Insurance
IPO Date
16th of March 2017
Category
Financial Services
Classification
Financials
NI Holdings, Inc. underwrites property and casualty insurance products in the United States. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc. Ni Holdings operates under InsuranceProperty Casualty classification in the United States and is traded on NASDAQ Exchange. The company has 20.65 M outstanding shares of which 18.36 K shares are now shorted by private and institutional investors with about 1.69 trading days to cover. More on NI Holdings

Moving together with NODK Stock

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  0.72ALL AllstatePairCorr
  0.88BOW Bowhead SpecialtyPairCorr

Moving against NODK Stock

  0.53HCI HCI Group Earnings Call This WeekPairCorr
  0.5MKL MarkelPairCorr
  0.33ORI Old Republic InternaPairCorr

NODK Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentMA BA
Thematic Ideas
(View all Themes)
Business ConcentrationProperty & Casualty Insurance, Insurance - Property & Casualty, Financial Services, NASDAQ Composite, Insurance Providers, Insurance, Financials, Insurance, Insurance—Property & Casualty, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.580.68
Fairly Down
Pretty Stable
Total Current Liabilities231.7 M220.7 M
Sufficiently Up
Slightly volatile
Non Current Liabilities Total209.3 M199.4 M
Sufficiently Up
Slightly volatile
Total Assets509 M708 M
Way Down
Slightly volatile
Total Current Assets204.1 M148 M
Significantly Up
Very volatile
Debt Levels
NI Holdings can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand NI Holdings' financial leverage. It provides some insight into what part of NI Holdings' total assets is financed by creditors.
Liquidity
NI Holdings currently holds 2.06 M in liabilities with Debt to Equity (D/E) ratio of 0.64, which is about average as compared to similar companies. NI Holdings has a current ratio of 0.5, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about NI Holdings' use of debt, we should always consider it together with its cash and equity.

Change In Working Capital

34.9 Million
NI Holdings (NODK) is traded on NASDAQ Exchange in USA. It is located in 1101 First Avenue North, Fargo, ND, United States, 58102 and employs 219 people. NI Holdings is listed under Property & Casualty Insurance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 298.37 M. NI Holdings conducts business under Insurance sector and is part of Financials industry. The entity has 20.65 M outstanding shares of which 18.36 K shares are now shorted by private and institutional investors with about 1.69 trading days to cover. NI Holdings currently holds about 63.03 M in cash with 25.97 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.98.
Check NI Holdings Probability Of Bankruptcy
Ownership Allocation
NI Holdings secures a total of 20.65 Million outstanding shares. NI Holdings owns majority of its outstanding shares owned by insiders. An insider is usually defined as a corporate executive, director, member of the board or institutional investor who own at least 10% of the company's outstanding shares. 67.57 % of NI Holdings outstanding shares that are owned by insiders conveys that they have been buying or selling the stock in recent months in anticipation of some upcoming event. Please note that no matter how many assets the company retains, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check NODK Ownership Details

NODK Stock Institutional Holders

InstituionRecorded OnShares
Renaissance Technologies Corp2024-12-31
87.9 K
Northern Trust Corp2024-12-31
74.3 K
Bridgeway Capital Management, Llc2024-12-31
71.1 K
Goldman Sachs Group Inc2024-12-31
50.7 K
Awh Capital, L.p.2024-12-31
47.5 K
Jpmorgan Chase & Co2024-09-30
30.8 K
Barclays Plc2024-12-31
28 K
Morgan Stanley - Brokerage Accounts2024-12-31
27.9 K
Nuveen Asset Management, Llc2024-09-30
25.8 K
M3f, Inc.2024-12-31
1.3 M
Newtyn Management Llc2024-12-31
631.8 K
View NI Holdings Diagnostics

NI Holdings Historical Income Statement

At this time, NI Holdings' Depreciation And Amortization is quite stable compared to the past year. Total Operating Expenses is expected to rise to about 727.5 M this year, although the value of Other Operating Expenses will most likely fall to about 252.9 M. View More Fundamentals

NODK Stock Against Markets

NI Holdings Corporate Management

CPCU CPAInterim OfficerProfile
Timothy CPAChief FinanceProfile
Patrick DuncanSenior OperationsProfile
William ThompsonVice MarketingProfile
When determining whether NI Holdings is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if NODK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Ni Holdings Stock. Highlighted below are key reports to facilitate an investment decision about Ni Holdings Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NI Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.
For more information on how to buy NODK Stock please use our How to buy in NODK Stock guide.
You can also try the Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NI Holdings. If investors know NODK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
6.564
Earnings Share
(0.43)
Revenue Per Share
18.702
Quarterly Revenue Growth
0.14
Return On Assets
(0)
The market value of NI Holdings is measured differently than its book value, which is the value of NODK that is recorded on the company's balance sheet. Investors also form their own opinion of NI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NI Holdings' market value can be influenced by many factors that don't directly affect NI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.