White Mountains Insurance Stock Analysis

WTM Stock  USD 1,900  6.99  0.37%   
White Mountains Insurance is overvalued with Real Value of 1127.47 and Hype Value of 1889.97. The main objective of White Mountains stock analysis is to determine its intrinsic value, which is an estimate of what White Mountains Insurance is worth, separate from its market price. There are two main types of White Mountains' stock analysis: fundamental analysis and technical analysis.
The White Mountains stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. White Mountains is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, National Mourning Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. White Stock trading window is adjusted to America/New York timezone.
  
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.

White Stock Analysis Notes

About 91.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.08. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. White Mountains Insurance recorded earning per share (EPS) of 89.73. The entity last dividend was issued on the 17th of March 2025. The firm had 1:20 split on the September 26, 2012. White Mountains Insurance Group, Ltd., through its subsidiaries, provides insurance and other financial services in the United States. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda. White Mountains operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 1648 people. For more information please call Timothy Miller at 441 278 3160 or visit https://www.whitemountains.com.

White Mountains Insurance Investment Alerts

White Mountains generated a negative expected return over the last 90 days
White Mountains Insurance has about 623 M in cash with (30.1 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 217.18.
White Mountains has a frail financial position based on the latest SEC disclosures
Over 91.0% of the company outstanding shares are owned by institutional investors
On 26th of March 2025 White Mountains paid $ 1.0 per share dividend to its current shareholders

White Mountains Insurance Upcoming and Recent Events

6th of February 2024
Upcoming Quarterly Report
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31st of December 2023
Next Fiscal Quarter End
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White Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 4.85 B.

White Profitablity

The company has Net Profit Margin of 0.1 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of (0.26) %, which entails that for every $100 of revenue, it lost $0.26.

Technical Drivers

As of the 26th of March, White Mountains maintains the Standard Deviation of 1.28, market risk adjusted performance of (0.06), and Mean Deviation of 0.9904. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of White Mountains Insurance, as well as the relationship between them. Please check out White Mountains Insurance variance and skewness to decide if White Mountains Insurance is priced fairly, providing market reflects its latest price of 1899.99 per share. Given that White Mountains Insurance has information ratio of (0.03), we strongly advise you to confirm White Mountains Insurance's prevalent market performance to make sure the company can sustain itself at a future point.

White Mountains Insurance Price Movement Analysis

Execute Study
The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. White Mountains middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for White Mountains Insurance. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

White Mountains Insurance Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific White Mountains insiders, such as employees or executives, is commonly permitted as long as it does not rely on White Mountains' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases White Mountains insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Michaela Hildreth over two weeks ago
Disposition of tradable shares by Michaela Hildreth of White Mountains subject to Rule 16b-3
 
Michaela Hildreth over three weeks ago
Acquisition by Michaela Hildreth of 625 shares of White Mountains subject to Rule 16b-3
 
George Rountree over two months ago
Acquisition by George Rountree of 2000 shares of White Mountains subject to Rule 16b-3
 
Michaela Hildreth over two months ago
Disposition of 323 shares by Michaela Hildreth of White Mountains at 1945.06 subject to Rule 16b-3
 
Michaela Hildreth over three months ago
Disposition of tradable shares by Michaela Hildreth of White Mountains subject to Rule 16b-3
 
Michaela Hildreth over three months ago
Disposition of tradable shares by Michaela Hildreth of White Mountains subject to Rule 16b-3
 
Morgan Davis over three months ago
Disposition of 150 shares by Morgan Davis of White Mountains subject to Rule 16b-3
 
Yi Steven over six months ago
Acquisition by Yi Steven of 165 shares of White Mountains subject to Rule 16b-3
 
Reid Campbell over six months ago
Disposition of 930 shares by Reid Campbell of White Mountains at 1000.66 subject to Rule 16b-3
 
Robert Seelig over six months ago
Disposition of 9 shares by Robert Seelig of White Mountains at 1505.01 subject to Rule 16b-3
 
George Rountree over six months ago
Disposition of 1068 shares by George Rountree of White Mountains at 1414.33 subject to Rule 16b-3
 
Harrison Giles E over six months ago
Disposition of tradable shares by Harrison Giles E of White Mountains subject to Rule 16b-3

White Mountains Outstanding Bonds

White Mountains issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. White Mountains Insurance uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most White bonds can be classified according to their maturity, which is the date when White Mountains Insurance has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

White Mountains Predictive Daily Indicators

White Mountains intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of White Mountains stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

White Mountains Forecast Models

White Mountains' time-series forecasting models are one of many White Mountains' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary White Mountains' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About White Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how White Mountains prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling White shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as White Mountains. By using and applying White Stock analysis, traders can create a robust methodology for identifying White entry and exit points for their positions.
White Mountains Insurance Group, Ltd., through its subsidiaries, provides insurance and other financial services in the United States. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda. White Mountains operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 1648 people.

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding White Mountains to your portfolios without increasing risk or reducing expected return.

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When determining whether White Mountains Insurance is a strong investment it is important to analyze White Mountains' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact White Mountains' future performance. For an informed investment choice regarding White Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of White Mountains. If investors know White will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about White Mountains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of White Mountains Insurance is measured differently than its book value, which is the value of White that is recorded on the company's balance sheet. Investors also form their own opinion of White Mountains' value that differs from its market value or its book value, called intrinsic value, which is White Mountains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because White Mountains' market value can be influenced by many factors that don't directly affect White Mountains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between White Mountains' value and its price as these two are different measures arrived at by different means. Investors typically determine if White Mountains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, White Mountains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.