White Mountains Insurance Stock Today

WTM Stock  USD 1,873  1.27  0.07%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
White Mountains is selling at 1872.52 as of the 23rd of March 2025; that is 0.07 percent decrease since the beginning of the trading day. The stock's lowest day price was 1860.04. White Mountains has less than a 10 % chance of experiencing some financial distress in the next two years of operation, but has generated negative returns over the last 90 days. Note, on February 14, 2025, Representative Michael McCaul of US Congress acquired $15k to $50k worth of White Mountains Insurance's common stock.
Business Domain
Insurance
IPO Date
Category
Financial Services
Classification
Financials
White Mountains Insurance Group, Ltd., through its subsidiaries, provides insurance and other financial services in the United States. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda. White Mountains operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. The company has 2.56 M outstanding shares of which 58.92 K shares are at this time shorted by investors with about 4.58 days to cover. More on White Mountains Insurance

Moving together with White Stock

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Moving against White Stock

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White Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOTimothy Miller
Business ConcentrationProperty & Casualty Insurance, Insurance - Property & Casualty, Financial Services, NYSE Composite, Financials, Insurance, Insurance—Property & Casualty, Financial Services (View all Sectors)
Average Analyst Recommendation
Debt Levels
White Mountains can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand White Mountains' financial leverage. It provides some insight into what part of White Mountains' total assets is financed by creditors.
Liquidity
White Mountains Insurance has 562.5 M in debt with debt to equity (D/E) ratio of 0.19, which may show that the company is not taking advantage of profits from borrowing. White Mountains Insurance has a current ratio of 1.91, which is typical for the industry and considered as normal. Note however, debt could still be an excellent tool for White to invest in growth at high rates of return.

Depreciation

15.48 Million
White Mountains Insurance (WTM) is traded on New York Stock Exchange in USA. It is located in A.S. Cooper Building, Hamilton, Bermuda, HM 11 and employs 893 people. White Mountains is listed under Property & Casualty Insurance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 4.8 B. White Mountains Insurance runs under Insurance sector within Financials industry. The entity has 2.56 M outstanding shares of which 58.92 K shares are at this time shorted by investors with about 4.58 days to cover. White Mountains Insurance has about 623 M in cash with (30.1 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 217.18.
Check White Mountains Probability Of Bankruptcy
Ownership Allocation
The market capitalization of White Mountains Insurance is $4.8 Billion. The majority of White Mountains outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in White Mountains Insurance to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in White Mountains Insurance. Please pay attention to any change in the institutional holdings of White Mountains Insurance as this could imply that something significant has changed or is about to change at the company. Please note that on February 14, 2025, Representative Michael McCaul of US Congress acquired $15k to $50k worth of White Mountains Insurance's common stock.
Check White Ownership Details

White Stock Institutional Holders

InstituionRecorded OnShares
Wellington Management Company Llp2024-12-31
49.9 K
Fiduciary Management, Inc. Of Milwaukee2024-12-31
49.1 K
Neuberger Berman Group Llc2024-12-31
45.4 K
Bank Of America Corp2024-12-31
41.5 K
Geode Capital Management, Llc2024-12-31
39.7 K
Reinhart Mahoney Capital Management Inc2024-12-31
38.3 K
Cooke & Bieler Lp2024-12-31
34.1 K
Lord, Abbett & Co Llc2024-12-31
33.1 K
Norges Bank2024-12-31
30.7 K
Vanguard Group Inc2024-12-31
251.7 K
Morgan Stanley - Brokerage Accounts2024-12-31
177.7 K
View White Mountains Diagnostics

White Mountains Historical Income Statement

At this time, White Mountains' Net Income Applicable To Common Shares is very stable compared to the past year. As of the 23rd of March 2025, Selling And Marketing Expenses is likely to grow to about 83 M, while Gross Profit is likely to drop about 84.7 M. View More Fundamentals

White Stock Against Markets

White Mountains Corporate Directors

Philip GelstonIndependent DirectorProfile
Peter CarlsonIndependent DirectorProfile
Mary ChoksiIndependent DirectorProfile
Edith HolidayIndependent DirectorProfile

Already Invested in White Mountains Insurance?

The danger of trading White Mountains Insurance is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of White Mountains is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than White Mountains. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile White Mountains Insurance is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether White Mountains Insurance is a strong investment it is important to analyze White Mountains' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact White Mountains' future performance. For an informed investment choice regarding White Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
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Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of White Mountains. If investors know White will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about White Mountains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
6.582
Dividend Share
1
Earnings Share
89.88
Revenue Per Share
929.745
Quarterly Revenue Growth
(0.51)
The market value of White Mountains Insurance is measured differently than its book value, which is the value of White that is recorded on the company's balance sheet. Investors also form their own opinion of White Mountains' value that differs from its market value or its book value, called intrinsic value, which is White Mountains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because White Mountains' market value can be influenced by many factors that don't directly affect White Mountains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between White Mountains' value and its price as these two are different measures arrived at by different means. Investors typically determine if White Mountains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, White Mountains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.