White Historical Financial Ratios

WTM Stock  USD 1,903  44.07  2.26%   
White Mountains is currently reporting on over 110 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Price To Sales Ratio of 43.54, Dividend Yield of 5.0E-4, PTB Ratio of 3.6 or Days Sales Outstanding of 66.52 will help investors to properly organize and evaluate White Mountains Insurance financial condition quickly.
  
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.

About White Financial Ratios Analysis

White Mountains InsuranceFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate White Mountains investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on White financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across White Mountains history.

White Mountains Financial Ratios Chart

At this time, White Mountains' Sales General And Administrative To Revenue is very stable compared to the past year. As of the 29th of March 2025, Capex To Revenue is likely to grow to 0.11, while Days Sales Outstanding is likely to drop 66.52.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Operating CyclePrice Book Value Ratio
Price Earnings To Growth RatioDays Of Payables Outstanding
Dividend Payout RatioPrice To Operating Cash Flows Ratio
Price To Free Cash Flows RatioPretax Profit Margin
Ebt Per EbitOperating Profit Margin
Effective Tax RateCompany Equity Multiplier
Long Term Debt To CapitalizationTotal Debt To Capitalization
Return On Capital EmployedDebt Equity Ratio
Ebit Per RevenueQuick Ratio
Dividend Paid And Capex Coverage RatioNet Income Per E B T
Cash RatioCash Conversion Cycle
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity

Price To Sales Ratio

Price to Sales Ratio is figured by comparing White Mountains Insurance stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on White Mountains sales, a figure that is much harder to manipulate than other White Mountains Insurance multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is White Mountains Insurance dividend as a percentage of White Mountains stock price. White Mountains Insurance dividend yield is a measure of White Mountains stock productivity, which can be interpreted as interest rate earned on an White Mountains investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.
Most ratios from White Mountains' fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into White Mountains Insurance current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
At this time, White Mountains' Sales General And Administrative To Revenue is very stable compared to the past year. As of the 29th of March 2025, Capex To Revenue is likely to grow to 0.11, while Days Sales Outstanding is likely to drop 66.52.
 2022 2023 2024 2025 (projected)
Dividend Yield7.51E-46.84E-45.07E-44.82E-4
Price To Sales Ratio3.451.7641.4743.54

White Mountains fundamentals Correlations

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-0.220.17-0.33-0.59-0.47-0.21-0.220.17-0.21-0.27-0.1-0.31-0.180.230.43-0.260.0-0.340.080.00.99-0.18-0.06-0.310.03
0.910.170.020.49-0.33-0.25-0.121.00.91-0.320.770.25-0.190.11-0.270.60.020.36-0.58-0.140.230.49-0.550.170.05
0.14-0.330.020.16-0.040.030.030.020.14-0.020.070.15-0.03-0.08-0.20.170.350.18-0.29-0.07-0.430.05-0.140.150.04
0.71-0.590.490.160.390.350.040.490.710.350.570.710.12-0.25-0.810.84-0.10.85-0.250.02-0.50.71-0.130.470.17
-0.16-0.47-0.33-0.040.390.850.3-0.33-0.150.93-0.060.290.090.11-0.240.390.150.540.530.11-0.460.370.25-0.10.32
-0.2-0.21-0.250.030.350.850.01-0.25-0.20.96-0.040.240.020.2-0.250.550.010.690.430.1-0.210.490.09-0.220.25
0.06-0.22-0.120.030.040.30.01-0.120.050.23-0.11-0.030.260.040.05-0.030.84-0.090.04-0.02-0.21-0.390.2-0.050.14
0.910.171.00.020.49-0.33-0.25-0.120.91-0.320.770.25-0.190.11-0.270.60.020.36-0.58-0.140.230.49-0.550.170.05
1.0-0.210.910.140.71-0.15-0.20.050.91-0.230.770.34-0.110.02-0.440.660.070.47-0.64-0.18-0.150.5-0.490.280.1
-0.24-0.27-0.32-0.020.350.930.960.23-0.32-0.23-0.110.310.080.13-0.270.470.160.620.530.12-0.260.410.23-0.150.28
0.77-0.10.770.070.57-0.06-0.04-0.110.770.77-0.110.440.01-0.16-0.360.67-0.070.4-0.580.38-0.060.46-0.280.290.22
0.33-0.310.250.150.710.290.24-0.030.250.340.310.440.24-0.65-0.850.56-0.10.570.090.49-0.240.580.210.790.2
-0.1-0.18-0.19-0.030.120.090.020.26-0.19-0.110.080.010.24-0.54-0.04-0.040.070.08-0.10.42-0.15-0.370.470.27-0.09
0.020.230.11-0.08-0.250.110.20.040.110.020.13-0.16-0.65-0.540.590.050.160.04-0.02-0.630.190.1-0.6-0.86-0.14
-0.440.43-0.27-0.2-0.81-0.24-0.250.05-0.27-0.44-0.27-0.36-0.85-0.040.59-0.620.12-0.620.01-0.20.35-0.61-0.14-0.78-0.28
0.66-0.260.60.170.840.390.55-0.030.60.660.470.670.56-0.040.05-0.620.00.9-0.260.08-0.20.78-0.330.170.18
0.080.00.020.35-0.10.150.010.840.020.070.16-0.07-0.10.070.160.120.0-0.110.0-0.11-0.04-0.310.05-0.160.14
0.47-0.340.360.180.850.540.69-0.090.360.470.620.40.570.080.04-0.620.9-0.11-0.1-0.03-0.290.79-0.240.160.23
-0.640.08-0.58-0.29-0.250.530.430.04-0.58-0.640.53-0.580.09-0.1-0.020.01-0.260.0-0.10.080.080.060.48-0.05-0.04
-0.180.0-0.14-0.070.020.110.1-0.02-0.14-0.180.120.380.490.42-0.63-0.20.08-0.11-0.030.080.01-0.070.390.440.21
-0.150.990.23-0.43-0.5-0.46-0.21-0.210.23-0.15-0.26-0.06-0.24-0.150.190.35-0.2-0.04-0.290.080.01-0.13-0.05-0.250.01
0.48-0.180.490.050.710.370.49-0.390.490.50.410.460.58-0.370.1-0.610.78-0.310.790.06-0.07-0.13-0.360.220.14
-0.49-0.06-0.55-0.14-0.130.250.090.2-0.55-0.490.23-0.280.210.47-0.6-0.14-0.330.05-0.240.480.39-0.05-0.360.240.04
0.28-0.310.170.150.47-0.1-0.22-0.050.170.28-0.150.290.790.27-0.86-0.780.17-0.160.16-0.050.44-0.250.220.240.18
0.090.030.050.040.170.320.250.140.050.10.280.220.2-0.09-0.14-0.280.180.140.23-0.040.210.010.140.040.18
Click cells to compare fundamentals

White Mountains Account Relationship Matchups

White Mountains fundamentals Accounts

202020212022202320242025 (projected)
Price To Sales Ratio2.613.273.451.7641.4743.54
Dividend Yield0.0010380.0010057.51E-46.84E-45.07E-44.82E-4
Ptb Ratio1.070.790.870.93.433.6
Book Value Per Share1.2K1.2K1.4K1.8K2.0K2.1K
Free Cash Flow Yield0.0030160.0470.08160.11(0.00611)(0.005805)
Operating Cash Flow Per Share(19.67)12.69115.46159.89(11.88)(11.29)
Stock Based Compensation To Revenue0.01410.01560.01210.0070610.0081210.007715
Capex To Depreciation1.320.991.611.671.510.78
Pb Ratio1.070.790.870.93.433.6
Ev To Sales2.753.723.731.9644.0846.28
Free Cash Flow Per Share3.0247.66115.46159.89(11.88)(11.29)
Roic0.21(0.11)0.30.0220.470.5
Inventory Turnover(0.49)(0.0116)(0.009175)(0.0663)(0.0596)(0.0626)
Net Income Per Share229.99(111.95)(67.51)198.6325.4724.74
Days Of Inventory On Hand(741.15)(31.5K)(39.8K)(5.5K)(6.3K)(6.6K)
Payables Turnover0.07330.09960.160.390.50.12
Sales General And Administrative To Revenue0.370.330.510.320.20.16
Cash Per Share114.92238.36417.2761.8480.32504.33
Pocfratio(50.88)79.9212.259.41(163.66)(155.48)
Interest Coverage20.98(9.44)21.71.861.71.62
Payout Ratio0.004515(0.009102)(0.0157)0.0051790.03880.0368
Capex To Operating Cash Flow(1.09)(0.24)(1.15)2.763.173.33
Pfcf Ratio331.5521.2712.259.41(163.66)(155.48)
Days Payables Outstanding3.7K2.2K929.53732.712.9K1.6K
Income Quality(0.32)(0.0913)(0.12)0.460.79(0.13)
Ev To Operating Cash Flow(53.61)91.1513.2310.51(173.97)(165.27)
Pe Ratio4.35(9.06)(20.95)7.5876.3880.19
Return On Tangible Assets0.18(0.0574)(0.0273)0.06260.0066960.006361
Ev To Free Cash Flow349.3224.2713.2310.51(173.97)(165.27)
Earnings Yield0.23(0.11)(0.0477)0.130.01310.0124
Net Debt To E B I T D A0.23(1.87)(3.08)0.728.669.1
Current Ratio0.942.162.631.820.590.56
Tangible Book Value Per Share985.1867.311.3K1.7K1.9K2.0K
Shareholders Equity Per Share1.3K1.2K1.3K1.7K567.73337.26

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When determining whether White Mountains Insurance is a strong investment it is important to analyze White Mountains' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact White Mountains' future performance. For an informed investment choice regarding White Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of White Mountains. If investors know White will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about White Mountains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
6.582
Dividend Share
1
Earnings Share
89.74
Revenue Per Share
929.745
Quarterly Revenue Growth
(0.51)
The market value of White Mountains Insurance is measured differently than its book value, which is the value of White that is recorded on the company's balance sheet. Investors also form their own opinion of White Mountains' value that differs from its market value or its book value, called intrinsic value, which is White Mountains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because White Mountains' market value can be influenced by many factors that don't directly affect White Mountains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between White Mountains' value and its price as these two are different measures arrived at by different means. Investors typically determine if White Mountains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, White Mountains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.