Community Trust Valuation
| CTBI Stock | USD 53.71 0.32 0.59% |
At this time, the firm appears to be undervalued. Community Trust Bancorp shows a prevailing Real Value of $56.93 per share. The current price of the firm is $53.71. Our model approximates the value of Community Trust Bancorp from analyzing the firm fundamentals such as Return On Equity of 0.11, profit margin of 0.35 %, and Current Valuation of 1.22 B as well as examining its technical indicators and probability of bankruptcy.
Undervalued
Today
Please note that Community Trust's price fluctuation is very steady at this time. Calculation of the real value of Community Trust Bancorp is based on 3 months time horizon. Increasing Community Trust's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Community Trust is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Community Stock. However, Community Trust's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 53.71 | Real 56.93 | Hype 53.5 | Naive 52.45 |
The intrinsic value of Community Trust's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Community Trust's stock price.
Estimating the potential upside or downside of Community Trust Bancorp helps investors to forecast how Community stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Community Trust more accurately as focusing exclusively on Community Trust's fundamentals will not take into account other important factors: Community Trust Total Value Analysis
Community Trust Bancorp is currently forecasted to have valuation of 1.22 B with market capitalization of 975.67 M, debt of 80.97 M, and cash on hands of 60.53 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Community Trust fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.22 B | 975.67 M | 80.97 M | 60.53 M |
Community Trust Investor Information
About 65.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.28. Some equities with similar Price to Book (P/B) outperform the market in the long run. Community Trust Bancorp last dividend was issued on the 14th of March 2025. The entity had 11:10 split on the 13th of May 2014. Based on the key indicators related to Community Trust's liquidity, profitability, solvency, and operating efficiency, Community Trust Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.Community Trust Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Community Trust has an asset utilization ratio of 3.84 percent. This signifies that the Company is making $0.0384 for each dollar of assets. An increasing asset utilization means that Community Trust Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Community Trust Ownership Allocation
Community Trust holds a total of 18.06 Million outstanding shares. Over half of Community Trust's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Community Trust Profitability Analysis
The company reported the previous year's revenue of 221.32 M. Net Income was 78 M with profit before overhead, payroll, taxes, and interest of 237.61 M.Community Trust Past Distributions to stockholders
About Community Trust Valuation
An absolute valuation paradigm, as applied to Community Stock, attempts to find the value of Community Trust Bancorp based on its fundamental and basic technical indicators. By analyzing Community Trust's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Community Trust's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Community Trust. We calculate exposure to Community Trust's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Community Trust's related companies.Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides commercial and personal banking services to small and mid-sized communities. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky. Community operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 964 people.
A single share of Community Trust represents a small ownership stake in the entity. As a stockholder of Community, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Community Trust Dividends Analysis For Valuation
There are various types of dividends Community Trust can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Community shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Community Trust Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Community pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Community Trust by the value of the dividends paid out.
Community Trust Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 17.9 M | |
| Quarterly Earnings Growth Y O Y | 0.202 | |
| Forward Price Earnings | 11.655 |
Complementary Tools for Community Stock analysis
When running Community Trust's price analysis, check to measure Community Trust's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Trust is operating at the current time. Most of Community Trust's value examination focuses on studying past and present price action to predict the probability of Community Trust's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Trust's price. Additionally, you may evaluate how the addition of Community Trust to your portfolios can decrease your overall portfolio volatility.
| Aroon Oscillator Analyze current equity momentum using Aroon Oscillator and other momentum ratios | |
| Fundamental Analysis View fundamental data based on most recent published financial statements | |
| Sectors List of equity sectors categorizing publicly traded companies based on their primary business activities |