Community Financial Statements From 2010 to 2024

CTBI Stock  USD 58.93  0.28  0.47%   
Community Trust financial statements provide useful quarterly and yearly information to potential Community Trust Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Community Trust financial statements helps investors assess Community Trust's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Community Trust's valuation are summarized below:
Gross Profit
219.3 M
Profit Margin
0.3483
Market Capitalization
1.1 B
Enterprise Value Revenue
4.7966
Revenue
226.8 M
We have found one hundred twenty available fundamental signals for Community Trust Bancorp, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of Community Trust Bancorp prevailing fundamentals against the fundamentals between 2010 and 2024 to make sure the company is sustainable this year. The Community Trust's current Market Cap is estimated to increase to about 521.5 M. The Community Trust's current Enterprise Value is estimated to increase to about 557.9 M

Community Trust Total Revenue

155.88 Million

Check Community Trust financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Community Trust's main balance sheet or income statement drivers, such as Interest Expense of 100.3 M, Other Operating Expenses of 91.2 M or Operating Income of 61.4 M, as well as many indicators such as Price To Sales Ratio of 2.51, Dividend Yield of 0.0275 or PTB Ratio of 1.63. Community financial statements analysis is a perfect complement when working with Community Trust Valuation or Volatility modules.
  
Check out the analysis of Community Trust Correlation against competitors.

Community Trust Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding18.2 M17.9 M17 M
Slightly volatile
Total Assets3.4 B5.8 B4.1 B
Slightly volatile
Short and Long Term Debt Total157.3 M81 M186.3 M
Slightly volatile
Total Current Liabilities1.6 B1.5 B655.5 M
Slightly volatile
Total Stockholder Equity366 M702.2 M495.9 M
Slightly volatile
Property Plant And Equipment Net54.9 M61 M51.5 M
Slightly volatile
Retained Earnings508.6 M484.4 M261.9 M
Slightly volatile
Accounts PayableM7.4 M1.6 B
Slightly volatile
Cash285.2 M271.6 M89.6 M
Slightly volatile
Non Current Assets TotalB5.7 B1.5 B
Slightly volatile
Cash And Short Term Investments1.3 B1.2 B851.4 M
Slightly volatile
Net Receivables24.8 M23.6 M10 M
Slightly volatile
Liabilities And Stockholders Equity3.4 B5.8 B4.1 B
Slightly volatile
Non Current Liabilities Total5.3 B5.1 B745.8 M
Slightly volatile
Other Current Assets55.9 M58.8 M1.5 B
Slightly volatile
Other Stockholder Equity152 M231.1 M193.2 M
Slightly volatile
Total LiabilitiesB5.1 B3.6 B
Slightly volatile
Property Plant And Equipment Gross153.3 M146 M63.7 M
Slightly volatile
Total Current Assets2.3 B1.2 B2.3 B
Slightly volatile
Short Term Debt236.5 M225.2 M156.4 M
Slightly volatile
Intangible Assets7.3 M7.7 M5.2 M
Pretty Stable
Common Stock Total Equity84.6 M102.6 M84.9 M
Slightly volatile
Common Stock85.8 M90 M84.2 M
Slightly volatile
Other Liabilities31.1 M37 M32.9 M
Pretty Stable
Long Term Debt57.7 M64.6 M59.9 M
Pretty Stable
Good Will70.7 M75.3 M65.9 M
Slightly volatile
Short Term Investments1.2 B1.2 B779.5 M
Slightly volatile
Property Plant Equipment68.4 M68.7 M69.3 M
Slightly volatile
Net Tangible Assets504.6 M646.9 M463.8 M
Slightly volatile
Retained Earnings Total Equity245 M444.8 M243.3 M
Slightly volatile
Long Term Debt Total48 M52.1 M58.6 M
Slightly volatile
Capital Surpluse225.7 M261.1 M208.5 M
Slightly volatile
Long Term Investments2.1 B1.2 B2.6 B
Pretty Stable
Non Current Liabilities Other327.9 M363.2 M303.8 M
Slightly volatile
Short and Long Term Debt18.8 K19.8 K172 M
Slightly volatile
Earning Assets899.1 MB853.9 M
Slightly volatile
Net Invested Capital755.9 M766.8 M646.8 M
Slightly volatile
Capital Stock98.2 M90 M89.5 M
Slightly volatile
Capital Lease Obligations16.8 M16.4 M15.3 M
Pretty Stable

Community Trust Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses91.2 M101.8 M101.8 M
Slightly volatile
Operating Income61.4 M119.5 M77.9 M
Slightly volatile
EBIT98.9 M98.6 M82.5 M
Slightly volatile
EBITDA103.3 M102.3 M85.4 M
Slightly volatile
Net Income81.9 M78 M55.9 M
Slightly volatile
Depreciation And Amortization3.3 M3.8 MM
Slightly volatile
Selling General Administrative51.1 M76.2 M62.7 M
Slightly volatile
Total Revenue155.9 M221.3 M182.4 M
Slightly volatile
Gross Profit343.7 M327.3 M202 M
Slightly volatile
Income Before Tax53.5 M98.6 M69 M
Slightly volatile
Net Income Applicable To Common Shares47.5 M94.1 M55.6 M
Slightly volatile
Net Income From Continuing Ops63.3 M78 M56.7 M
Slightly volatile
Selling And Marketing Expenses3.1 M3.2 M2.8 M
Slightly volatile
Non Recurring1.7 M1.5 MM
Slightly volatile
Tax Provision17.9 M20.6 M17.2 M
Very volatile
Net Interest Income164.5 M173.1 M144.8 M
Slightly volatile
Interest Income198.5 M268.6 M169.5 M
Slightly volatile
Reconciled Depreciation5.4 M5.4 M4.5 M
Slightly volatile
Extraordinary Items2.3 M2.5 M2.8 M
Slightly volatile

Community Trust Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation1.7 M1.6 M941.9 K
Slightly volatile
Free Cash Flow74.3 M79.4 M66.9 M
Slightly volatile
Begin Period Cash Flow176.8 M128.7 M184.6 M
Slightly volatile
Depreciation5.5 M5.4 M4.5 M
Slightly volatile
Dividends Paid17.4 M32.2 M22.5 M
Slightly volatile
Capital Expenditures6.6 M6.3 M3.6 M
Slightly volatile
Total Cash From Operating Activities78.4 M85.7 M70.4 M
Slightly volatile
Net Income39.8 M78 M53.1 M
Slightly volatile
End Period Cash Flow186.6 M271.4 M196.6 M
Slightly volatile
Change To Netincome10.7 M11.2 M87.2 M
Pretty Stable
Issuance Of Capital Stock874 K1.1 M1.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.513.54473.3765
Slightly volatile
Dividend Yield0.02750.0410.0364
Slightly volatile
PTB Ratio1.631.11721.3087
Pretty Stable
Days Sales Outstanding48.8738.879833.4766
Pretty Stable
Book Value Per Share41.2239.25829.8439
Slightly volatile
Free Cash Flow Yield0.190.10120.1143
Very volatile
Operating Cash Flow Per Share3.44.7933.9902
Slightly volatile
Stock Based Compensation To Revenue0.00750.00710.0045
Slightly volatile
Capex To Depreciation0.841.18150.7984
Pretty Stable
PB Ratio1.631.11721.3087
Pretty Stable
EV To Sales2.532.68323.2867
Pretty Stable
Free Cash Flow Per Share3.224.43953.7839
Slightly volatile
ROIC0.0780.12320.1025
Slightly volatile
Net Income Per Share4.584.36093.2065
Slightly volatile
Sales General And Administrative To Revenue0.260.34430.3384
Very volatile
Capex To Revenue0.03640.02860.0228
Pretty Stable
Cash Per Share84.2680.246548.7703
Slightly volatile
POCF Ratio5.669.15099.1585
Very volatile
Interest Coverage1.591.25053.6221
Very volatile
Payout Ratio0.360.41260.4283
Slightly volatile
Capex To Operating Cash Flow0.07730.07370.0647
Slightly volatile
PFCF Ratio6.169.87949.6979
Very volatile
Income Quality1.041.09911.3348
Slightly volatile
ROE0.120.11110.1073
Slightly volatile
EV To Operating Cash Flow5.516.92688.903
Very volatile
PE Ratio14.8410.057512.4323
Very volatile
Return On Tangible Assets0.00890.01370.0125
Slightly volatile
EV To Free Cash Flow5.957.47829.3324
Very volatile
Earnings Yield0.08970.09940.0876
Very volatile
Intangibles To Total Assets0.01420.01270.0151
Slightly volatile
Current Ratio593565422
Slightly volatile
Tangible Book Value Per Share36.9335.168226.1866
Slightly volatile
Receivables Turnover7.629.387911.9334
Very volatile
Graham Number65.1762.064846.3115
Slightly volatile
Shareholders Equity Per Share41.2239.25829.8439
Slightly volatile
Debt To Equity0.0880.09270.1666
Slightly volatile
Capex Per Share0.250.35340.2109
Very volatile
Revenue Per Share6.6912.373210.4339
Slightly volatile
Interest Debt Per Share9.338.97946.0296
Pretty Stable
Debt To Assets0.01070.01130.0174
Slightly volatile
Short Term Coverage Ratios5.365.654.8814
Slightly volatile
Price Earnings Ratio14.8410.057512.4323
Very volatile
Operating Cycle31.134.9938.1018
Slightly volatile
Price Book Value Ratio1.631.11721.3087
Pretty Stable
Dividend Payout Ratio0.360.41260.4283
Slightly volatile
Price To Operating Cash Flows Ratio5.669.15099.1585
Very volatile
Price To Free Cash Flows Ratio6.169.87949.6979
Very volatile
Pretax Profit Margin0.260.44540.3597
Slightly volatile
Ebt Per Ebit0.80.8250.788
Very volatile
Operating Profit Margin0.310.53980.4061
Slightly volatile
Effective Tax Rate0.30.20860.2381
Slightly volatile
Company Equity Multiplier11.648.21658.9735
Slightly volatile
Long Term Debt To Capitalization0.08060.08480.1273
Slightly volatile
Total Debt To Capitalization0.08060.08480.1304
Slightly volatile
Return On Capital Employed0.01970.02070.0236
Pretty Stable
Debt Equity Ratio0.0880.09270.1666
Slightly volatile
Ebit Per Revenue0.310.53980.4061
Slightly volatile
Quick Ratio658626483
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.112.22632.5834
Very volatile
Net Income Per E B T0.590.79140.7566
Pretty Stable
Cash Ratio21.6720.6414.6901
Slightly volatile
Cash Conversion Cycle51.4657.8963.0398
Slightly volatile
Operating Cash Flow Sales Ratio0.590.38740.3855
Slightly volatile
Days Of Sales Outstanding48.8738.879833.4766
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.740.92630.9231
Very volatile
Cash Flow Coverage Ratios1.141.31742.0573
Slightly volatile
Price To Book Ratio1.631.11721.3087
Pretty Stable
Fixed Asset Turnover2.233.62743.4672
Pretty Stable
Capital Expenditure Coverage Ratio18.113.560924.4169
Pretty Stable
Price Cash Flow Ratio5.669.15099.1585
Very volatile
Debt Ratio0.01070.01130.0174
Slightly volatile
Cash Flow To Debt Ratio1.141.31742.0573
Slightly volatile
Price Sales Ratio2.513.54473.3765
Slightly volatile
Return On Assets0.00870.01350.0123
Slightly volatile
Asset Turnover0.05080.03840.0453
Slightly volatile
Net Profit Margin0.190.35240.2759
Slightly volatile
Gross Profit Margin1.181.331.449
Slightly volatile
Price Fair Value1.631.11721.3087
Pretty Stable
Return On Equity0.120.11110.1073
Slightly volatile

Community Trust Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap521.5 M496.7 M512.6 M
Slightly volatile
Enterprise Value557.9 M531.3 M544.9 M
Slightly volatile

Community Fundamental Market Drivers

Forward Price Earnings12.87
Cash And Short Term Investments1.2 B

Community Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
15th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Community Trust Financial Statements

Investors use fundamental indicators, such as Community Trust's revenue or net income, to determine how well the company is positioned to perform in the future. Although Community Trust's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-7.4 M-7.8 M
Total Revenue221.3 M155.9 M
Cost Of Revenue-95.4 M-90.6 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.34  0.26 
Capex To Revenue 0.03  0.04 
Revenue Per Share 12.37  6.69 
Ebit Per Revenue 0.54  0.31 

Currently Active Assets on Macroaxis

When determining whether Community Trust Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Community Trust's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Community Trust Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Community Trust Bancorp Stock:
Check out the analysis of Community Trust Correlation against competitors.
You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Community Trust. If investors know Community will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Community Trust listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.07
Dividend Share
1.85
Earnings Share
4.4
Revenue Per Share
12.645
Quarterly Revenue Growth
0.057
The market value of Community Trust Bancorp is measured differently than its book value, which is the value of Community that is recorded on the company's balance sheet. Investors also form their own opinion of Community Trust's value that differs from its market value or its book value, called intrinsic value, which is Community Trust's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Community Trust's market value can be influenced by many factors that don't directly affect Community Trust's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Community Trust's value and its price as these two are different measures arrived at by different means. Investors typically determine if Community Trust is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Community Trust's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.