Community Trust Earnings Estimate

CTBI Stock  USD 51.27  0.03  0.06%   
The next projected EPS of Community Trust is estimated to be 1.1933 with future projections ranging from a low of 1.17 to a high of 1.24. Community Trust's most recent 12-month trailing earnings per share (EPS TTM) is at 4.61. Please be aware that the consensus of earnings estimates for Community Trust Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Community Trust is projected to generate 1.1933 in earnings per share on the 31st of March 2025. Community Trust earnings estimates show analyst consensus about projected Community Trust Bancorp EPS (Earning Per Share). It derives the highest and the lowest estimates based on Community Trust's historical volatility. Many public companies, such as Community Trust, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing Community Trust's earnings estimates, investors can diagnose different trends across Community Trust's analyst sentiment over time as well as compare current estimates against different timeframes. The Community Trust's current Operating Profit Margin is estimated to increase to 1.03, while Gross Profit is projected to decrease to under 164.9 M.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Community Trust Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Community Trust Earnings Estimation Breakdown

The calculation of Community Trust's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Community Trust is estimated to be 1.1933 with the future projection ranging from a low of 1.17 to a high of 1.24. Please be aware that this consensus of annual earnings estimates for Community Trust Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.25
1.17
Lowest
Expected EPS
1.1933
1.24
Highest

Community Trust Earnings Projection Consensus

Suppose the current estimates of Community Trust's value are higher than the current market price of the Community Trust stock. In this case, investors may conclude that Community Trust is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Community Trust's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
394.86%
1.25
1.1933
4.61

Community Trust Earnings History

Earnings estimate consensus by Community Trust Bancorp analysts from Wall Street is used by the market to judge Community Trust's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Community Trust's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Community Trust Quarterly Gross Profit

65.69 Million

As of now, Community Trust's Retained Earnings are increasing as compared to previous years. The Community Trust's current Earnings Yield is estimated to increase to 0.09, while Retained Earnings Total Equity is projected to decrease to under 245 M. The Community Trust's current Common Stock Shares Outstanding is estimated to increase to about 18.3 M, while Net Income Applicable To Common Shares is projected to decrease to under 47.5 M.
Hype
Prediction
LowEstimatedHigh
49.7251.3953.06
Details
Intrinsic
Valuation
LowRealHigh
46.1756.2257.89
Details
Naive
Forecast
LowNextHigh
49.4051.0752.74
Details
3 Analysts
Consensus
LowTargetHigh
54.6060.0066.60
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Community Trust. Your research has to be compared to or analyzed against Community Trust's peers to derive any actionable benefits. When done correctly, Community Trust's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Community Trust Bancorp. Note that many institutional investors and large investment bankers can move markets due to the volume of Community assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Community Trust. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Community Trust's stock price in the short term.

Community Trust Earnings per Share Projection vs Actual

Actual Earning per Share of Community Trust refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Community Trust Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Community Trust, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Community Trust Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Community Trust, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Community Trust should always be considered in relation to other companies to make a more educated investment decision.

Community Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Community Trust's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-15
2024-12-311.191.250.06
2024-10-16
2024-09-301.151.230.08
2024-07-17
2024-06-301.031.090.06
2024-04-17
2024-03-310.981.040.06
2024-01-17
2023-12-311.081.04-0.04
2023-10-18
2023-09-301.011.150.1413 
2023-07-19
2023-06-301.061.080.02
2023-04-19
2023-03-311.121.08-0.04
2023-01-18
2022-12-311.231.260.03
2022-10-19
2022-09-301.161.08-0.08
2022-07-20
2022-06-301.111.140.03
2022-04-20
2022-03-310.961.110.1515 
2022-01-19
2021-12-311.071.080.01
2021-10-20
2021-09-301.161.190.03
2021-07-21
2021-06-301.111.340.2320 
2021-04-21
2021-03-3111.330.3333 
2021-01-20
2020-12-310.920.89-0.03
2020-10-21
2020-09-300.60.980.3863 
2020-07-15
2020-06-300.381.110.73192 
2020-04-22
2020-03-310.590.37-0.2237 
2020-01-22
2019-12-310.830.75-0.08
2019-10-16
2019-09-300.840.860.02
2019-07-17
2019-06-300.851.030.1821 
2019-04-17
2019-03-310.820.840.02
2019-01-16
2018-12-310.880.890.01
2018-10-17
2018-09-300.840.910.07
2018-07-18
2018-06-300.830.82-0.01
2018-04-18
2018-03-310.790.920.1316 
2018-01-17
2017-12-310.750.72-0.03
2017-10-18
2017-09-300.720.780.06
2017-07-19
2017-06-300.680.65-0.03
2017-04-19
2017-03-310.650.64-0.01
2017-01-18
2016-12-310.690.67-0.02
2016-10-19
2016-09-300.690.70.01
2016-07-20
2016-06-300.680.66-0.02
2016-04-20
2016-03-310.630.660.03
2016-01-20
2015-12-310.650.690.04
2015-10-21
2015-09-300.670.64-0.03
2015-07-15
2015-06-300.640.710.0710 
2015-04-15
2015-03-310.610.620.01
2015-01-21
2014-12-310.680.58-0.114 
2014-10-15
2014-09-300.680.63-0.05
2014-07-16
2014-06-300.640.70.06
2014-04-16
2014-03-310.680.58-0.114 
2014-01-15
2013-12-310.70.5-0.228 
2013-10-16
2013-09-300.680.740.06
2013-07-17
2013-06-300.670.690.02
2013-04-17
2013-03-310.620.690.0711 
2013-01-16
2012-12-310.620.6-0.02
2012-10-17
2012-09-300.640.6-0.04
2012-07-18
2012-06-300.60.680.0813 
2012-04-18
2012-03-310.570.70.1322 
2012-01-18
2011-12-310.590.57-0.02
2011-10-19
2011-09-300.540.640.118 
2011-07-20
2011-06-300.520.530.01
2011-04-20
2011-03-310.480.550.0714 
2011-01-19
2010-12-310.440.550.1125 
2010-10-20
2010-09-300.450.50.0511 
2010-07-21
2010-06-300.420.510.0921 
2010-04-21
2010-03-310.350.410.0617 
2010-01-20
2009-12-310.320.420.131 
2009-10-21
2009-09-300.40.34-0.0615 
2009-07-15
2009-06-300.340.350.01
2009-04-15
2009-03-310.340.440.129 
2009-01-21
2008-12-310.40.39-0.01
2008-10-15
2008-09-30-0.12-0.040.0866 
2008-07-16
2008-06-300.520.520.0
2008-04-16
2008-03-310.520.520.0
2008-01-16
2007-12-310.550.550.0
2007-10-16
2007-09-300.570.620.05
2007-07-17
2007-06-300.560.52-0.04
2007-04-17
2007-03-310.550.47-0.0814 
2007-01-17
2006-12-310.570.56-0.01
2006-10-17
2006-09-300.580.580.0
2006-07-18
2006-06-300.550.590.04
2006-04-18
2006-03-310.530.580.05
2006-01-18
2005-12-310.550.53-0.02
2005-10-18
2005-09-300.510.550.04
2005-07-13
2005-06-300.490.510.02
2005-04-13
2005-03-310.480.480.0
2005-01-19
2004-12-310.480.47-0.01
2004-10-13
2004-09-300.440.480.04
2004-07-14
2004-06-300.450.470.02
2004-04-14
2004-03-310.440.440.0
2004-01-14
2003-12-310.430.450.02
2003-10-15
2003-09-300.440.440.0
2003-07-16
2003-06-300.410.430.02
2003-04-16
2003-03-310.420.430.01
2002-10-16
2002-09-300.390.410.02
2002-07-17
2002-06-300.380.380.0
2002-04-16
2002-03-310.360.380.02
2002-01-15
2001-12-310.350.350.0
2001-10-17
2001-09-300.340.31-0.03
2001-07-20
2001-06-300.330.350.02
2001-04-16
2001-03-310.310.350.0412 
2001-01-18
2000-12-310.30.330.0310 
2000-10-16
2000-09-300.320.330.01
2000-07-13
2000-06-300.310.330.02
2000-04-12
2000-03-310.30.29-0.01
2000-01-12
1999-12-310.320.320.0
1999-10-13
1999-09-300.310.310.0
1999-07-13
1999-06-300.290.30.01
1999-04-14
1999-03-310.290.290.0
1999-01-14
1998-12-310.270.270.0
1998-10-15
1998-09-300.250.04-0.2184 
1998-07-20
1998-06-300.250.24-0.01
1998-04-17
1998-03-310.230.230.0
1998-01-15
1997-12-310.270.14-0.1348 
1997-10-14
1997-09-300.270.25-0.02
1997-07-14
1997-06-300.280.25-0.0310 
1997-04-24
1997-03-310.280.25-0.0310 
1997-01-13
1996-12-310.260.280.02
1996-10-23
1996-09-300.280.280.0
1996-07-23
1996-06-300.230.270.0417 

About Community Trust Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Community Trust earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Community Trust estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Community Trust fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings531.9 M558.5 M
Retained Earnings Total Equity444.8 M245 M
Earning AssetsB899.1 M
Earnings Yield 0.09  0.09 
Price Earnings Ratio 11.49  14.77 
Price Earnings To Growth Ratio 2.00  1.55 

Currently Active Assets on Macroaxis

When determining whether Community Trust Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Community Trust's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Community Trust Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Community Trust Bancorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Community Trust Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Community Trust. If investors know Community will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Community Trust listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.202
Dividend Share
1.86
Earnings Share
4.61
Revenue Per Share
13.237
Quarterly Revenue Growth
0.15
The market value of Community Trust Bancorp is measured differently than its book value, which is the value of Community that is recorded on the company's balance sheet. Investors also form their own opinion of Community Trust's value that differs from its market value or its book value, called intrinsic value, which is Community Trust's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Community Trust's market value can be influenced by many factors that don't directly affect Community Trust's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Community Trust's value and its price as these two are different measures arrived at by different means. Investors typically determine if Community Trust is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Community Trust's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.