Community Trust Bancorp Stock Buy Hold or Sell Recommendation
| CTBI Stock | USD 51.30 0.97 1.93% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Community Trust Bancorp is 'Strong Hold'. The recommendation algorithm takes into account all of Community Trust's available fundamental, technical, and predictive indicators you will find on this site.
Check out Community Trust Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Community and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Community Trust Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Community |
Execute Community Trust Buy or Sell Advice
The Community recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Community Trust Bancorp. Macroaxis does not own or have any residual interests in Community Trust Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Community Trust's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Community Trust Trading Alerts and Improvement Suggestions
| Community Trust generated a negative expected return over the last 90 days | |
| About 65.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from thelincolnianonline.com: Community Trust Bancorp, Inc. Shares Sold by AlphaQuest LLC |
Community Trust Returns Distribution Density
The distribution of Community Trust's historical returns is an attempt to chart the uncertainty of Community Trust's future price movements. The chart of the probability distribution of Community Trust daily returns describes the distribution of returns around its average expected value. We use Community Trust Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Community Trust returns is essential to provide solid investment advice for Community Trust.
| Mean Return | -0.17 | Value At Risk | -2.92 | Potential Upside | 2.34 | Standard Deviation | 1.61 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Community Trust historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Community Stock Institutional Investors
| Shares | Heartland Advisors Inc | 2024-12-31 | 169 K | Aqr Capital Management Llc | 2024-12-31 | 164.5 K | Renaissance Technologies Corp | 2024-12-31 | 147.9 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 141.6 K | Hotchkis & Wiley Capital Management Llc | 2024-12-31 | 141.6 K | Goldman Sachs Group Inc | 2024-12-31 | 135.6 K | Charles Schwab Investment Management Inc | 2024-12-31 | 126.3 K | Bridgeway Capital Management, Llc | 2024-12-31 | 119.4 K | Jpmorgan Chase & Co | 2024-12-31 | 119.2 K | Community Trust & Investment Co | 2024-12-31 | 1.9 M | Blackrock Inc | 2024-12-31 | 1.5 M |
Community Trust Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 73.6M | (26.5M) | (183.1M) | 142.7M | 98.1M | 103.0M | |
| Free Cash Flow | 60.9M | 113.3M | 93.5M | 79.4M | 97.1M | 75.2M | |
| Depreciation | 5.3M | 5.0M | 5.2M | 5.4M | 7.6M | 5.5M | |
| Other Non Cash Items | (3.9M) | 16.8M | 7.9M | 5.1M | 5.4M | 5.1M | |
| Dividends Paid | 27.1M | 27.9M | 29.9M | 32.2M | 33.4M | 18.0M | |
| Capital Expenditures | 1.5M | 2.4M | 6.2M | 6.3M | 8.1M | 8.5M | |
| Net Income | 59.5M | 87.9M | 81.8M | 78.0M | 82.8M | 87.0M | |
| End Period Cash Flow | 338.2M | 311.8M | 128.7M | 271.4M | 369.5M | 193.1M | |
| Investments | (695.3M) | (491.0M) | (280.0M) | (226.6M) | (335.7M) | (352.5M) | |
| Net Borrowings | (371K) | 121.5M | (84.8M) | (55.7M) | (50.1M) | (47.6M) | |
| Change To Netincome | 96.4M | 354.0M | 20.0M | 12.5M | 11.2M | 10.7M |
Community Trust Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Community Trust or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Community Trust's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Community stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.08 | |
β | Beta against Dow Jones | 0.92 | |
σ | Overall volatility | 1.66 | |
Ir | Information ratio | -0.04 |
Community Trust Volatility Alert
Community Trust Bancorp exhibits very low volatility with skewness of -0.51 and kurtosis of 1.92. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Community Trust's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Community Trust's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Community Trust Fundamentals Vs Peers
Comparing Community Trust's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Community Trust's direct or indirect competition across all of the common fundamentals between Community Trust and the related equities. This way, we can detect undervalued stocks with similar characteristics as Community Trust or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Community Trust's fundamental indicators could also be used in its relative valuation, which is a method of valuing Community Trust by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Community Trust to competition |
| Fundamentals | Community Trust | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0138 | -0.14 |
| Profit Margin | 0.35 % | (1.27) % |
| Operating Margin | 0.48 % | (5.51) % |
| Current Valuation | 1.17 B | 16.62 B |
| Shares Outstanding | 18.1 M | 571.82 M |
| Shares Owned By Insiders | 3.22 % | 10.09 % |
| Shares Owned By Institutions | 64.92 % | 39.21 % |
| Number Of Shares Shorted | 107.33 K | 4.71 M |
| Price To Earning | 10.95 X | 28.72 X |
| Price To Book | 1.23 X | 9.51 X |
| Price To Sales | 3.91 X | 11.42 X |
| Revenue | 313.44 M | 9.43 B |
| Gross Profit | 237.61 M | 27.38 B |
| EBITDA | 102.33 M | 3.9 B |
| Net Income | 82.81 M | 570.98 M |
| Cash And Equivalents | 60.53 M | 2.7 B |
| Cash Per Share | 3.38 X | 5.01 X |
| Total Debt | 64.02 M | 5.32 B |
| Debt To Equity | 0.13 % | 48.70 % |
| Book Value Per Share | 41.95 X | 1.93 K |
| Cash Flow From Operations | 105.17 M | 971.22 M |
| Short Ratio | 1.63 X | 4.00 X |
| Earnings Per Share | 4.61 X | 3.12 X |
| Price To Earnings To Growth | 3.55 X | 4.89 X |
| Target Price | 60.0 | |
| Number Of Employees | 934 | 18.84 K |
| Beta | 0.65 | -0.15 |
| Market Capitalization | 928.62 M | 19.03 B |
| Total Asset | 6.19 B | 29.47 B |
| Retained Earnings | 531.86 M | 9.33 B |
| Annual Yield | 0.04 % | |
| Five Year Return | 3.59 % |
Note: Acquisition by Billie Dollins of 664 shares of Community Trust subject to Rule 16b-3 [view details]
Community Trust Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Community . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Community Trust Buy or Sell Advice
When is the right time to buy or sell Community Trust Bancorp? Buying financial instruments such as Community Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Community Trust in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Chemicals Makers
Companies developing chemicals for crops, soil as well as human, and animals. The Chemicals Makers theme has 38 constituents at this time.
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Check out Community Trust Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Community Trust. If investors know Community will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Community Trust listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.202 | Dividend Share 1.86 | Earnings Share 4.61 | Revenue Per Share | Quarterly Revenue Growth 0.15 |
The market value of Community Trust Bancorp is measured differently than its book value, which is the value of Community that is recorded on the company's balance sheet. Investors also form their own opinion of Community Trust's value that differs from its market value or its book value, called intrinsic value, which is Community Trust's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Community Trust's market value can be influenced by many factors that don't directly affect Community Trust's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Community Trust's value and its price as these two are different measures arrived at by different means. Investors typically determine if Community Trust is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Community Trust's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.