Lake Shore Bancorp Stock Today
| LSBK Stock | USD 15.91 0.09 0.56% |
PerformanceOK
| Odds Of DistressLow
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Lake Shore is selling for 15.91 as of the 20th of March 2025. This is a 0.56 percent decrease since the beginning of the trading day. The stock's last reported lowest price was 15.91. Lake Shore has less than a 9 % chance of experiencing financial distress in the next few years but had a somewhat ok performance during the last 90 days. The performance scores are derived for the period starting the 20th of December 2024 and ending today, the 20th of March 2025. Click here to learn more.
Business Domain Banks | IPO Date 4th of April 2006 | Category Financial Services | Classification Financials |
Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services. The company was founded in 1891 and is headquartered in Dunkirk, New York. Lake Shore operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 5.74 M outstanding shares of which 2.69 K shares are now shorted by private and institutional investors with about 1.69 trading days to cover. More on Lake Shore Bancorp
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ESG Sustainability
Environmental | Governance | Social |
| President CEO | Kim Liddell | ||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | ||||
| Average Analyst Recommendation | |||||
Debt LevelsLake Shore can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Lake Shore's financial leverage. It provides some insight into what part of Lake Shore's total assets is financed by creditors.
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Lake Shore Bancorp (LSBK) is traded on NASDAQ Exchange in USA. It is located in 31 East Fourth Street, Dunkirk, NY, United States, 14048 and employs 18 people. Lake Shore is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 78.02 M. Lake Shore Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 5.74 M outstanding shares of which 2.69 K shares are now shorted by private and institutional investors with about 1.69 trading days to cover.
Lake Shore Bancorp currently holds about 19.68 M in cash with 2.51 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.33.
Check Lake Shore Probability Of Bankruptcy
Ownership AllocationThe market capitalization of Lake Shore Bancorp is $78.02 Million. Lake Shore Bancorp secures majority of its outstanding shares owned by insiders. An insider is usually defined as a corporate executive, director, member of the board or institutional investor who own at least 10% of the company's outstanding shares. 66.27 % of Lake Shore Bancorp outstanding shares that are owned by insiders conveys that they have been buying or selling the stock in recent months in anticipation of some upcoming event. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
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Lake Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Bank Of America Corp | 2024-12-31 | 4.7 K | |
| Blackrock Inc | 2024-12-31 | 4.6 K | |
| Ubs Group Ag | 2024-12-31 | 1.5 K | |
| Srs Capital Advisors Inc | 2024-12-31 | 400 | |
| Advisor Group Holdings, Inc. | 2024-12-31 | 400 | |
| Tower Research Capital Llc | 2024-12-31 | 183 | |
| Capital Advisors, Ltd. Llc | 2024-12-31 | 6.0 | |
| Sbi Securities Co Ltd | 2024-12-31 | 1.0 | |
| Susquehanna International Group, Llp | 2024-09-30 | 0.0 | |
| Stilwell Value Llc | 2024-12-31 | 121.9 K | |
| M3f, Inc. | 2024-12-31 | 110 K |
Lake Shore Historical Income Statement
Lake Stock Against Markets
Lake Shore Corporate Management
| Nicole May | Compliance Officer | Profile | |
| Eric Hohenstein | Corporate Secretary | Profile | |
| Wendy Harrington | Corporate Secretary | Profile | |
| Brenda Mikolajczak | Assistant Director | Profile | |
| Dylan Rubadeaux | Senior Officer | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.11) | Dividend Share 0.54 | Earnings Share 0.75 | Revenue Per Share | Quarterly Revenue Growth (0.1) |
The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lake Shore's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.