Credicorp Valuation
| BAP Stock | USD 181.29 0.57 0.32% |
At this time, the firm appears to be fairly valued. Credicorp shows a prevailing Real Value of $184.18 per share. The current price of the firm is $181.29. Our model approximates the value of Credicorp from analyzing the firm fundamentals such as profit margin of 0.30 %, and Return On Equity of 0.16 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Credicorp's valuation include:
Fairly Valued
Today
Please note that Credicorp's price fluctuation is very steady at this time. Calculation of the real value of Credicorp is based on 3 months time horizon. Increasing Credicorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Credicorp's intrinsic value may or may not be the same as its current market price of 181.29, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 181.29 | Real 184.18 | Target 207.11 | Hype 181.29 | Naive 178.39 |
The intrinsic value of Credicorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Credicorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Credicorp helps investors to forecast how Credicorp stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Credicorp more accurately as focusing exclusively on Credicorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Credicorp's intrinsic value based on its ongoing forecasts of Credicorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Credicorp's closest peers.
Credicorp Cash |
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Credicorp Valuation Trend
Credicorp's real value is important for investors to make better decisions and a more accurate overall view of Credicorp's financial worth over time. Using both Credicorp's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Credicorp Total Value Analysis
Credicorp is currently forecasted to have company total value of 22.64 B with market capitalization of 14.4 B, debt of 26.76 B, and cash on hands of 22.33 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Credicorp fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
22.64 B | 14.4 B | 26.76 B | 22.33 B |
Credicorp Investor Information
About 16.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.57. Some equities with similar Price to Book (P/B) outperform the market in the long run. Credicorp has Price/Earnings To Growth (PEG) ratio of 1.16. The entity recorded earning per share (EPS) of 18.44. The firm last dividend was issued on the 23rd of September 2024. Credicorp had 1039:1000 split on the 16th of April 2014. Based on the analysis of Credicorp's profitability, liquidity, and operating efficiency, Credicorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.56 | 0.4 |
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| Operating Income | 4.2 B | 7.9 B |
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Credicorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Credicorp has an asset utilization ratio of 8.18 percent. This connotes that the Company is making $0.0818 for each dollar of assets. An increasing asset utilization means that Credicorp is more efficient with each dollar of assets it utilizes for everyday operations.Credicorp Ownership Allocation
Credicorp holds a total of 79.43 Million outstanding shares. The majority of Credicorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Credicorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Credicorp. Please pay attention to any change in the institutional holdings of Credicorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Credicorp Profitability Analysis
The company reported the last year's revenue of 19.54 B. Total Income to common stockholders was 4.87 B with profit before taxes, overhead, and interest of 17.2 B.Credicorp Past Distributions to stockholders
About Credicorp Valuation
The stock valuation mechanism determines Credicorp's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Credicorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Credicorp. We calculate exposure to Credicorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Credicorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 18.6 B | 19.5 B | |
| Pretax Profit Margin | 0.32 | 0.22 | |
| Operating Profit Margin | 0.40 | 0.56 | |
| Net Profit Margin | 0.22 | 0.15 | |
| Gross Profit Margin | 0.95 | 1.07 |
A single share of Credicorp represents a small ownership stake in the entity. As a stockholder of Credicorp, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Credicorp Dividends Analysis For Valuation
Please note that Credicorp has scaled down on payment of dividends at this time. At this time, Credicorp's Retained Earnings are relatively stable compared to the past year. As of 02/26/2025, Price Earnings Ratio is likely to grow to 14.96, while Earning Assets are likely to drop slightly above 51.7 B.
There are various types of dividends Credicorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Credicorp shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Credicorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Credicorp pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Credicorp by the value of the dividends paid out.
Credicorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Credicorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 79.7 M | |
| Quarterly Earnings Growth Y O Y | 0.232 | |
| Forward Price Earnings | 8.4317 |
Credicorp Current Valuation Indicators
Credicorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Credicorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Credicorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Credicorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Credicorp's worth.Additional Tools for Credicorp Stock Analysis
When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.