Is Credicorp Stock a Good Investment?
Credicorp Investment Advice | BAP |
- Examine Credicorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Credicorp's leadership team and their track record. Good management can help Credicorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Banking space and any emerging trends that could impact Credicorp's business and its evolving consumer preferences.
- Compare Credicorp's performance and market position to its competitors. Analyze how Credicorp is positioned in terms of product offerings, innovation, and market share.
- Check if Credicorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Credicorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Credicorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Credicorp is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Credicorp Stock
Researching Credicorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 16.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.65. Some equities with similar Price to Book (P/B) outperform the market in the long run. Credicorp has Price/Earnings To Growth (PEG) ratio of 1.16. The entity recorded earning per share (EPS) of 18.51. The firm last dividend was issued on the 23rd of September 2024. Credicorp had 1039:1000 split on the 16th of April 2014.
To determine if Credicorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Credicorp's research are outlined below:
| Over 80.0% of the company shares are held by institutions such as insurance companies |
Credicorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Credicorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Credicorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 8th of February 2024 Upcoming Quarterly Report | View | |
| 3rd of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 8th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Credicorp's market capitalization trends
The company currently falls under 'Large-Cap' category with a total capitalization of 15.22 B.Credicorp's profitablity analysis
The company has Net Profit Margin of 0.3 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.45 %, which entails that for every 100 dollars of revenue, it generated $0.45 of operating income.Determining Credicorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Credicorp is a good buy. For example, gross profit margin measures Credicorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Credicorp's profitability and make more informed investment decisions.
Basic technical analysis of Credicorp Stock
As of the 20th of March, Credicorp shows the risk adjusted performance of 0.0718, and Mean Deviation of 0.9472. Credicorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Credicorp's Outstanding Corporate Bonds
Credicorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Credicorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Credicorp bonds can be classified according to their maturity, which is the date when Credicorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4875 Corp BondUS55336VAJ98 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand Credicorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Credicorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0718 | |||
| Market Risk Adjusted Performance | 8.25 | |||
| Mean Deviation | 0.9472 | |||
| Semi Deviation | 1.12 | |||
| Downside Deviation | 1.25 | |||
| Coefficient Of Variation | 1291.12 | |||
| Standard Deviation | 1.29 | |||
| Variance | 1.66 | |||
| Information Ratio | 0.1278 | |||
| Jensen Alpha | 0.0906 | |||
| Total Risk Alpha | 0.1985 | |||
| Sortino Ratio | 0.1312 | |||
| Treynor Ratio | 8.24 | |||
| Maximum Drawdown | 7.54 | |||
| Value At Risk | (1.94) | |||
| Potential Upside | 1.88 | |||
| Downside Variance | 1.57 | |||
| Semi Variance | 1.26 | |||
| Expected Short fall | (1.01) | |||
| Skewness | 0.3172 | |||
| Kurtosis | 1.52 |
| Risk Adjusted Performance | 0.0718 | |||
| Market Risk Adjusted Performance | 8.25 | |||
| Mean Deviation | 0.9472 | |||
| Semi Deviation | 1.12 | |||
| Downside Deviation | 1.25 | |||
| Coefficient Of Variation | 1291.12 | |||
| Standard Deviation | 1.29 | |||
| Variance | 1.66 | |||
| Information Ratio | 0.1278 | |||
| Jensen Alpha | 0.0906 | |||
| Total Risk Alpha | 0.1985 | |||
| Sortino Ratio | 0.1312 | |||
| Treynor Ratio | 8.24 | |||
| Maximum Drawdown | 7.54 | |||
| Value At Risk | (1.94) | |||
| Potential Upside | 1.88 | |||
| Downside Variance | 1.57 | |||
| Semi Variance | 1.26 | |||
| Expected Short fall | (1.01) | |||
| Skewness | 0.3172 | |||
| Kurtosis | 1.52 |
Consider Credicorp's intraday indicators
Credicorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Credicorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Credicorp time-series forecasting models is one of many Credicorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Credicorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
Credicorp Stock media impact
Far too much social signal, news, headlines, and media speculation about Credicorp that are available to investors today. That information is available publicly through Credicorp media outlets and privately through word of mouth or via Credicorp internal channels. However, regardless of the origin, that massive amount of Credicorp data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Credicorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Credicorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Credicorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Credicorp alpha.
Credicorp Corporate Directors
| Patricia Guthertz | Independent Director | Profile | |
| Benedicto Ciguenas | Independent Director | Profile | |
| Fernando Marie | Non-Independent Director | Profile | |
| Martin Monteverde | Non-Independent Director | Profile |
Additional Tools for Credicorp Stock Analysis
When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.