Credicorp Stock Fundamentals
| BAP Stock | USD 191.29 1.40 0.73% |
Credicorp fundamentals help investors to digest information that contributes to Credicorp's financial success or failures. It also enables traders to predict the movement of Credicorp Stock. The fundamental analysis module provides a way to measure Credicorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Credicorp stock.
At this time, Credicorp's Income Tax Expense is relatively stable compared to the past year. As of 11/28/2024, Net Income Applicable To Common Shares is likely to grow to about 5.6 B, while Gross Profit is likely to drop slightly above 8.5 B. Credicorp | Select Account or Indicator |
Credicorp Company Operating Margin Analysis
Credicorp's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Credicorp Operating Margin | 0.45 % |
Most of Credicorp's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Credicorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Credicorp Operating Margin Historical Pattern
Today, most investors in Credicorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Credicorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Credicorp operating margin as a starting point in their analysis.
Credicorp Operating Margin |
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A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
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Credicorp Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, Credicorp has an Operating Margin of 0.4505%. This is 97.56% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 108.18% lower than that of the firm.
Credicorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Credicorp's current stock value. Our valuation model uses many indicators to compare Credicorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Credicorp competition to find correlations between indicators driving Credicorp's intrinsic value. More Info.Credicorp is rated fourth in return on equity category among its peers. It is rated second in return on asset category among its peers reporting about 0.14 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Credicorp is roughly 7.39 . At this time, Credicorp's Return On Equity is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Credicorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Credicorp Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Credicorp's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Credicorp could also be used in its relative valuation, which is a method of valuing Credicorp by comparing valuation metrics of similar companies.Credicorp is currently under evaluation in operating margin category among its peers.
Credicorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of Credicorp from analyzing Credicorp's financial statements. These drivers represent accounts that assess Credicorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Credicorp's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 56.1B | 47.1B | 38.7B | 41.0B | 44.3B | 46.5B | |
| Enterprise Value | 54.6B | 33.3B | 24.2B | 32.9B | 37.2B | 39.1B |
Credicorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Credicorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Credicorp's managers, analysts, and investors.Environmental | Governance | Social |
Credicorp Fundamentals
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0218 | ||||
| Profit Margin | 0.30 % | ||||
| Operating Margin | 0.45 % | ||||
| Current Valuation | 11.82 B | ||||
| Shares Outstanding | 79.43 M | ||||
| Shares Owned By Insiders | 16.14 % | ||||
| Shares Owned By Institutions | 78.09 % | ||||
| Number Of Shares Shorted | 773.5 K | ||||
| Price To Earning | 135.58 X | ||||
| Price To Book | 1.77 X | ||||
| Price To Sales | 0.88 X | ||||
| Revenue | 16.18 B | ||||
| Gross Profit | 15.34 B | ||||
| EBITDA | (315.27 M) | ||||
| Net Income | 4.87 B | ||||
| Cash And Equivalents | 22.33 B | ||||
| Cash Per Share | 280.73 X | ||||
| Total Debt | 26.76 B | ||||
| Debt To Equity | 8.60 % | ||||
| Book Value Per Share | 421.26 X | ||||
| Cash Flow From Operations | 4.08 B | ||||
| Short Ratio | 3.87 X | ||||
| Earnings Per Share | 17.08 X | ||||
| Price To Earnings To Growth | 1.16 X | ||||
| Target Price | 204.65 | ||||
| Number Of Employees | 38.76 K | ||||
| Beta | 1.09 | ||||
| Market Capitalization | 15.19 B | ||||
| Total Asset | 238.84 B | ||||
| Retained Earnings | 4.57 B | ||||
| Annual Yield | 0.05 % | ||||
| Five Year Return | 3.02 % | ||||
| Net Asset | 238.84 B | ||||
| Last Dividend Paid | 35.0 |
About Credicorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Credicorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Credicorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Credicorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 16.2 B | 8.5 B | |
| Cost Of Revenue | 3.9 B | 4 B | |
| Sales General And Administrative To Revenue | 0.41 | 0.30 | |
| Capex To Revenue | 0.07 | 0.04 | |
| Revenue Per Share | 203.15 | 213.31 | |
| Ebit Per Revenue | 0.44 | 0.56 |
Pair Trading with Credicorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Credicorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Credicorp will appreciate offsetting losses from the drop in the long position's value.Moving together with Credicorp Stock
| 0.68 | KB | KB Financial Group | PairCorr |
| 0.61 | PB | Prosperity Bancshares Fiscal Year End 22nd of January 2025 | PairCorr |
Moving against Credicorp Stock
| 0.54 | TFC-PO | Truist Financial | PairCorr |
| 0.44 | TFC-PR | Truist Financial | PairCorr |
| 0.36 | CFG-PE | Citizens Financial | PairCorr |
The ability to find closely correlated positions to Credicorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Credicorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Credicorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Credicorp to buy it.
The correlation of Credicorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Credicorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Credicorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Credicorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for Credicorp Stock Analysis
When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.