Credicorp Financial Statements From 2010 to 2025

BAP Stock  USD 190.81  1.42  0.75%   
Credicorp financial statements provide useful quarterly and yearly information to potential Credicorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Credicorp financial statements helps investors assess Credicorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Credicorp's valuation are summarized below:
Gross Profit
18 B
Profit Margin
0.3023
Market Capitalization
15 B
Enterprise Value Revenue
3.9334
Revenue
18.2 B
There are currently one hundred twenty fundamental signals for Credicorp that can be evaluated and compared over time across rivals. Investors and active traders are advised to validate Credicorp's prevailing fundamental performance against the performance between 2010 and 2025 to make sure the trends are evolving in the right direction. As of 03/18/2025, Market Cap is likely to grow to about 41.9 B. Also, Enterprise Value is likely to grow to about 35.2 B

Credicorp Total Revenue

23.59 Billion

Check Credicorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Credicorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 805.5 M, Interest Expense of 7.1 B or Selling General Administrative of 8.1 B, as well as many indicators such as Price To Sales Ratio of 2.14, Dividend Yield of 0.0425 or PTB Ratio of 1.55. Credicorp financial statements analysis is a perfect complement when working with Credicorp Valuation or Volatility modules.
  
Check out the analysis of Credicorp Correlation against competitors.
To learn how to invest in Credicorp Stock, please use our How to Invest in Credicorp guide.

Credicorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets288.4 B274.7 B177 B
Slightly volatile
Short and Long Term Debt Total32.3 B30.8 B23.5 B
Slightly volatile
Total Current Liabilities6.5 B5.5 B3.7 B
Very volatile
Total Stockholder Equity39.2 B37.3 B21.6 B
Slightly volatile
Property Plant And Equipment Net1.5 B2.3 B1.7 B
Slightly volatile
Retained Earnings5.5 B5.3 B3.3 B
Slightly volatile
Other Assets786.3 M827.7 M61.4 B
Very volatile
Common Stock Total Equity1.1 B1.2 B1.3 B
Very volatile
Common Stock Shares Outstanding64.3 M71.7 M78.3 M
Slightly volatile
Liabilities And Stockholders Equity288.4 B274.7 B177 B
Slightly volatile
Non Current Liabilities Total245.4 B233.7 B58.9 B
Slightly volatile
Other Stockholder Equity32.1 B30.6 B16.3 B
Slightly volatile
Total Liabilities248.4 B236.6 B154.9 B
Slightly volatile
Property Plant And Equipment Gross5.7 B5.5 B2.5 B
Slightly volatile
Common Stock1.1 B1.2 B1.3 B
Very volatile
Accounts Payable2.3 B3.6 B2.2 B
Slightly volatile
Cash19.7 B38.9 B25.7 B
Slightly volatile
Non Current Assets Total191.6 B182.4 B60 B
Slightly volatile
Cash And Short Term Investments80.4 B76.6 B50.1 B
Slightly volatile
Net Receivables15.1 B14.4 B6.3 B
Slightly volatile
Other Current Assets380.8 M400.9 M49.3 B
Slightly volatile
Total Current Assets96 B91.4 B57.2 B
Slightly volatile
Other Liabilities16.6 B15.8 B9.1 B
Slightly volatile
Long Term Debt31.7 B30.2 B18.8 B
Slightly volatile
Good Will489 M918.3 M679.3 M
Slightly volatile
Intangible Assets2.9 B2.8 B1.6 B
Slightly volatile
Property Plant Equipment2.9 B2.7 B1.6 B
Slightly volatile
Net Tangible Assets21 B30 B18.6 B
Slightly volatile
Deferred Long Term Liabilities772.8 M1.2 B689.8 M
Slightly volatile
Long Term Investments36.9 B54.3 B31.1 B
Slightly volatile
Short and Long Term Debt7.3 B9.5 B12.5 B
Slightly volatile
Long Term Debt Total26.3 B29.7 B24.5 B
Slightly volatile
Capital Surpluse196.2 M208.4 M251.2 M
Slightly volatile
Earning Assets51.7 B64.4 B47.4 B
Slightly volatile
Net Invested Capital55.7 B67.5 B49.9 B
Slightly volatile
Capital Stock1.1 B1.2 B1.3 B
Slightly volatile

Credicorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization805.5 M767.2 M511.6 M
Slightly volatile
Interest Expense7.1 B6.7 B3.3 B
Slightly volatile
Selling General Administrative8.1 B7.7 BB
Slightly volatile
Total Revenue23.6 B22.5 B13.4 B
Slightly volatile
Gross Profit19.5 B18.6 B12.6 B
Slightly volatile
Other Operating Expenses15.3 B14.6 B6.7 B
Slightly volatile
Operating Income4.2 B7.9 B5.7 B
Slightly volatile
EBIT4.3 B7.9 B5.8 B
Slightly volatile
EBITDA4.6 B8.6 B6.2 B
Slightly volatile
Income Before Tax8.3 B7.9 B4.6 B
Slightly volatile
Net Income5.9 B5.6 B3.3 B
Slightly volatile
Net Income Applicable To Common Shares5.6 B5.3 B2.9 B
Slightly volatile
Selling And Marketing Expenses870.3 M828.8 M407.9 M
Slightly volatile
Net Income From Continuing Ops3.7 B5.7 B3.2 B
Slightly volatile
Net Interest Income10.2 B14.8 BB
Slightly volatile
Interest Income13.7 B21.6 B12.3 B
Slightly volatile
Reconciled Depreciation662 M767.2 M539.2 M
Slightly volatile

Credicorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation805.5 M767.2 M500.2 M
Slightly volatile
Other Non Cash Items2.1 BB1.4 B
Slightly volatile
Dividends Paid2.4 B2.3 B1.2 B
Slightly volatile
Capital Expenditures1.4 B1.3 B677.9 M
Slightly volatile
Net Income5.9 B5.6 B3.3 B
Slightly volatile
End Period Cash Flow41 B39 B25.9 B
Slightly volatile
Begin Period Cash Flow41.2 B39.2 B25.6 B
Slightly volatile
Change To Netincome1.9 B2.5 B1.8 B
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.142.043.0247
Pretty Stable
Dividend Yield0.04250.04050.0292
Slightly volatile
PTB Ratio1.551.232.0103
Slightly volatile
Days Sales Outstanding221210153
Slightly volatile
Book Value Per Share393374264
Slightly volatile
Average Payables1.1 B1.1 B1.1 B
Slightly volatile
Capex To Depreciation0.881.551.3178
Slightly volatile
PB Ratio1.551.232.0103
Slightly volatile
EV To Sales1.511.722.8366
Slightly volatile
Net Income Per Share57.7254.9738.9371
Slightly volatile
Sales General And Administrative To Revenue0.30.310.4004
Slightly volatile
Capex To Revenue0.05140.06780.052
Pretty Stable
Cash Per Share790753614
Slightly volatile
Interest Coverage1.581.051.9975
Pretty Stable
Payout Ratio0.460.370.7504
Pretty Stable
ROE0.110.130.1523
Slightly volatile
PE Ratio14.968.220.2039
Very volatile
Return On Tangible Assets0.01250.01860.0181
Pretty Stable
Earnings Yield0.05910.09880.0779
Pretty Stable
Intangibles To Total Assets0.00940.01220.0128
Slightly volatile
Current Ratio22.6911.6327.0459
Pretty Stable
Tangible Book Value Per Share354338236
Slightly volatile
Receivables Turnover1.711.83.4888
Slightly volatile
Graham Number707674465
Slightly volatile
Shareholders Equity Per Share385367258
Slightly volatile
Debt To Equity0.860.741.1676
Slightly volatile
Capex Per Share13.6613.018.0521
Slightly volatile
Average Receivables878.1 M836.3 M882.3 M
Slightly volatile
Revenue Per Share232221160
Slightly volatile
Interest Debt Per Share387369320
Slightly volatile
Debt To Assets0.0960.10.133
Slightly volatile
Short Term Coverage Ratios1.581.291.3628
Slightly volatile
Price Earnings Ratio14.968.220.2039
Very volatile
Operating Cycle221210153
Slightly volatile
Price Book Value Ratio1.551.232.0103
Slightly volatile
Dividend Payout Ratio0.460.370.7504
Pretty Stable
Pretax Profit Margin0.220.320.3217
Very volatile
Ebt Per Ebit0.440.60.6551
Slightly volatile
Operating Profit Margin0.560.40.4658
Very volatile
Company Equity Multiplier10.278.468.8752
Slightly volatile
Long Term Debt To Capitalization0.360.40.5005
Slightly volatile
Total Debt To Capitalization0.390.410.5092
Slightly volatile
Return On Capital Employed0.03220.03380.0452
Slightly volatile
Debt Equity Ratio0.860.741.1676
Slightly volatile
Ebit Per Revenue0.560.40.4658
Very volatile
Quick Ratio22.6911.6327.0459
Pretty Stable
Net Income Per E B T0.590.640.7474
Very volatile
Cash Ratio4.714.9615.2897
Slightly volatile
Days Of Sales Outstanding221210153
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.930.651.3095
Very volatile
Price To Book Ratio1.551.232.0103
Slightly volatile
Fixed Asset Turnover9.438.987.1554
Slightly volatile
Debt Ratio0.0960.10.133
Slightly volatile
Price Sales Ratio2.142.043.0247
Pretty Stable
Return On Assets0.01230.01830.0178
Pretty Stable
Asset Turnover0.08930.09410.0791
Pretty Stable
Net Profit Margin0.150.220.2277
Very volatile
Gross Profit Margin1.070.950.906
Slightly volatile
Price Fair Value1.551.232.0103
Slightly volatile
Return On Equity0.110.130.1523
Slightly volatile

Credicorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap41.9 B39.9 B38.4 B
Slightly volatile
Enterprise Value35.2 B33.5 B35.1 B
Slightly volatile

Credicorp Fundamental Market Drivers

Forward Price Earnings8.7642
Cash And Short Term Investments66.6 B

Credicorp Upcoming Events

8th of February 2024
Upcoming Quarterly Report
View
3rd of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
8th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Credicorp Financial Statements

Credicorp shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Credicorp investors may analyze each financial statement separately, they are all interrelated. The changes in Credicorp's assets and liabilities, for example, are also reflected in the revenues and expenses on on Credicorp's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue22.5 B23.6 B
Cost Of Revenue3.9 BB
Sales General And Administrative To Revenue 0.31  0.30 
Capex To Revenue 0.07  0.05 
Revenue Per Share 220.71  231.75 
Ebit Per Revenue 0.40  0.56 

Pair Trading with Credicorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Credicorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Credicorp will appreciate offsetting losses from the drop in the long position's value.

Moving against Credicorp Stock

  0.42VBFC Village BankPairCorr
The ability to find closely correlated positions to Credicorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Credicorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Credicorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Credicorp to buy it.
The correlation of Credicorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Credicorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Credicorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Credicorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Credicorp Stock Analysis

When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.