Credicorp Company Insiders

BAP Stock  USD 189.39  4.31  2.33%   
Credicorp employs about 39 people. The company is managed by 39 executives with a total tenure of roughly 247 years, averaging almost 6.0 years of service per executive, having 1.0 employees per reported executive. Discussion of Credicorp's management performance can provide insight into the enterprise performance.
Alvaro Malachowski  CEO
Deputy Chief Executive Officer and Head of Insurance & Pensions
Gianfranco Casas  CEO
Deputy Chief Executive Officer and Head of Universal Banking of Credicorp Ltd
  
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Credicorp's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Credicorp's future performance. Based on our forecasts, it is anticipated that Credicorp will maintain a workforce of slightly above 9910 employees by April 2025.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Credicorp Management Team Effectiveness

The company has Return on Asset of 0.0227 % which means that on every $100 spent on assets, it made $0.0227 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1652 %, implying that it generated $0.1652 on every 100 dollars invested. Credicorp's management efficiency ratios could be used to measure how well Credicorp manages its routine affairs as well as how well it operates its assets and liabilities. As of 03/17/2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.03. As of 03/17/2025, Total Current Liabilities is likely to grow to about 6.5 B. Also, Liabilities And Stockholders Equity is likely to grow to about 288.4 B
As of 03/17/2025, Net Income Applicable To Common Shares is likely to grow to about 5.6 B, while Common Stock Shares Outstanding is likely to drop slightly above 64.3 M.

Credicorp Workforce Comparison

Credicorp is currently under evaluation in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 192,605. Credicorp adds roughly 0.0 in number of employees claiming only tiny portion of equities under Financials industry.

Credicorp Profit Margins

The company has Net Profit Margin of 0.3 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.45 %, which entails that for every 100 dollars of revenue, it generated $0.45 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin1.070.95
Moderately Up
Slightly volatile
Net Profit Margin0.150.22
Way Down
Very volatile
Operating Profit Margin0.560.4
Significantly Up
Very volatile
Pretax Profit Margin0.220.32
Way Down
Very volatile
Return On Assets0.01230.0183
Way Down
Pretty Stable
Return On Equity0.110.13
Fairly Down
Slightly volatile

Credicorp Benchmark Summation

Operator
The output start index for this execution was zero with a total number of output elements of sixty-one. Credicorp Price Series Summation is a cross summation of Credicorp price series and its benchmark/peer.

Credicorp Notable Stakeholders

A Credicorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Credicorp often face trade-offs trying to please all of them. Credicorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Credicorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Alvaro MalachowskiDeputy Chief Executive Officer and Head of Insurance & PensionsProfile
Gianfranco CasasDeputy Chief Executive Officer and Head of Universal Banking of Credicorp LtdProfile
Walter LlonaChief Executive Officer, Chief Operating OfficerProfile
Gianfranco FerrariDeputy Chief Executive Officer and Head of Universal BankingProfile
Jose DassoChairman, VP, Chairman of Audit Committee, Chairman of Risk Committee, Vice Chairman of Executive Committee, Member of Nominations Committee and Member of Compensation CommitteeProfile
Luis BelismelisExecutive Chairman of the BoardProfile
Cesar BricenoCFO FinanceProfile
Cesar RiosChief Financial OfficerProfile
Alejandro PerezReyesChief Operating OfficerProfile
Patricia GuthertzIndependent DirectorProfile
Benedicto CiguenasIndependent DirectorProfile
Fernando MarieNon-Independent DirectorProfile
Martin MonteverdeNon-Independent DirectorProfile
Fernando FortNon-Independent DirectorProfile
Juan GiannonniIndependent DirectorProfile
Leslie CansecoNon-Independent DirectorProfile
Reynaldo BenavidesChief Risk Officer, Member of Executive Committee and Chief Risk Officer of BCPProfile
Alexandre GouveaIndependent DirectorProfile
Enzo TolentinoHead DevelopmentProfile
Javier IchazoHead of MicrofinanceProfile
Diego CaveroHead of Wholesale Banking at BCPProfile
Ursula PenaHead ManagementProfile
Guillermo MoralesHead of LegalProfile
Milagros CigeasHead RelationsProfile
Eduardo DassoHead of Investment Banking and Wealth ManagementProfile
Antonio PuyolIndependent DirectorProfile
Jose LiCarrilloChief OfficerProfile
Jos RiveraHead AccountingProfile
Irzio PinascoIndependent DirectorProfile
Ursula AlvarezChief Corporate Talent OfficerProfile
Barbara VenturaDirectorProfile
Barbara FaleroChief Compliance and Ethics OfficerProfile
Andre RezendeChief OfficerProfile
Guillermo ValentinHead SecretaryProfile
Maite HarreguyIndependent DirectorProfile
Alejandro ZarakChief OfficerProfile
Jose CarrilloChief Corporate Audit OfficerProfile
Bernardo SambraChief Human Resource Officer and Human Development of Banco de Credito BCPProfile
Enrique PasquelHead of Corporate AffairsProfile

About Credicorp Management Performance

The success or failure of an entity such as Credicorp often depends on how effective the management is. Credicorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Credicorp management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Credicorp management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.03  0.03 
Return On Assets 0.02  0.01 
Return On Equity 0.13  0.11 

Credicorp Workforce Analysis

Traditionally, organizations such as Credicorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Credicorp within its industry.

Credicorp Manpower Efficiency

Return on Credicorp Manpower

Revenue Per Employee500.9M
Revenue Per Executive500.9M
Net Income Per Employee124.8M
Net Income Per Executive124.8M

Additional Tools for Credicorp Stock Analysis

When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.