Merchants Bancorp Stock Today

MBIN Stock  USD 39.00  0.78  2.04%   

Performance

Modest

 
Weak
 
Strong

Odds Of Distress

Very Low

 
High
 
Low
Merchants Bancorp is selling at 39.00 as of the 20th of March 2025; that is 2.04% increase since the beginning of the trading day. The stock's open price was 38.22. Merchants Bancorp has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat modest performance during the last 90 days. The performance scores are derived for the period starting the 20th of December 2024 and ending today, the 20th of March 2025. Click here to learn more.
Business Domain
Financial Services
IPO Date
27th of October 2017
Classification
Financials
Merchants Bancorp operates as the diversified bank holding company in the United States. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana. Merchants Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 45.85 M outstanding shares of which 812.05 K shares are now shorted by private and institutional investors with about 4.33 trading days to cover. More on Merchants Bancorp

Moving together with Merchants Stock

  0.82V Visa Class APairCorr
  0.78AC Associated CapitalPairCorr

Moving against Merchants Stock

  0.57TW Tradeweb Markets Normal TradingPairCorr
  0.35DHIL Diamond Hill InvestmentPairCorr
  0.33LC LendingClub CorpPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

Merchants Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President COO, DirectorMichael Dunlap
Thematic IdeaBanking (View all Themes)
Business ConcentrationCommercial & Residential Mortgage Finance, Financial Services, NASDAQ Composite, Banking, Financials, Financial Services, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01270.017
Way Down
Slightly volatile
Asset Turnover0.07270.0693
Sufficiently Up
Slightly volatile
Total Current Liabilities14.3 B13.6 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total24 M25.3 M
Notably Down
Slightly volatile
Total Assets9.7 B18.8 B
Way Down
Slightly volatile
Total Current Assets12 B11.4 B
Sufficiently Up
Slightly volatile
Debt Levels
Merchants Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Merchants Bancorp's financial leverage. It provides some insight into what part of Merchants Bancorp's total assets is financed by creditors.
Liquidity
Merchants Bancorp currently holds 4.34 B in liabilities with Debt to Equity (D/E) ratio of 11.3, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Merchants Bancorp's use of debt, we should always consider it together with its cash and equity.

Change In Working Capital

(333.8 Million)
Merchants Bancorp (MBIN) is traded on NASDAQ Exchange in USA. It is located in 410 Monon Boulevard, Carmel, IN, United States, 46032 and employs 663 people. Merchants Bancorp is listed under Commercial & Residential Mortgage Finance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.75 B. Merchants Bancorp conducts business under Financial Services sector and is part of Financials industry. The entity has 45.85 M outstanding shares of which 812.05 K shares are now shorted by private and institutional investors with about 4.33 trading days to cover. Merchants Bancorp currently holds about 472.79 M in cash with (835.28 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 10.97.
Check Merchants Bancorp Probability Of Bankruptcy
Ownership Allocation
Merchants Bancorp maintains a total of 45.85 Million outstanding shares. The majority of Merchants Bancorp outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in Merchants Bancorp to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in Merchants Bancorp. Please pay attention to any change in the institutional holdings of Merchants Bancorp as this could imply that something significant has changed or is about to change at the company. Also note that almost fourteen million seven hundred eighty-six thousand nine hundred fifteen invesors are currently shorting Merchants Bancorp expressing very little confidence in its future performance.
Check Merchants Ownership Details

Merchants Stock Institutional Holders

InstituionRecorded OnShares
Banc Funds Co Llc2024-12-31
400.6 K
Boston Partners Global Investors, Inc2024-12-31
337.2 K
Morgan Stanley - Brokerage Accounts2024-12-31
291.5 K
Jpmorgan Chase & Co2024-12-31
280.9 K
Macquarie Group Ltd2024-12-31
260.8 K
Marshall Wace Asset Management Ltd2024-12-31
246.9 K
Hotchkis & Wiley Capital Management Llc2024-12-31
241.4 K
Valeo Financial Advisors, Llc2024-12-31
225.4 K
Royal Bank Of Canada2024-12-31
218.1 K
Elser Financial Planning, Inc2024-12-31
27.3 M
Blackrock Inc2024-12-31
1.5 M
View Merchants Bancorp Diagnostics

Merchants Bancorp Historical Income Statement

At this time, Merchants Bancorp's Gross Profit is very stable compared to the past year. As of the 20th of March 2025, Operating Income is likely to grow to about 1.4 B, while Tax Provision is likely to drop about 53.6 M. View More Fundamentals

Merchants Stock Against Markets

Merchants Bancorp Corporate Executives

Elected by the shareholders, the Merchants Bancorp's board of directors comprises two types of representatives: Merchants Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Merchants. The board's role is to monitor Merchants Bancorp's management team and ensure that shareholders' interests are well served. Merchants Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Merchants Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
John MackeCFO of Merchants and Merchants BankProfile
When determining whether Merchants Bancorp is a strong investment it is important to analyze Merchants Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Merchants Bancorp's future performance. For an informed investment choice regarding Merchants Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in Merchants Stock, please use our How to Invest in Merchants Bancorp guide.
You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Merchants Bancorp. If investors know Merchants will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Merchants Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.167
Dividend Share
0.36
Earnings Share
6.3
Revenue Per Share
14.412
Quarterly Revenue Growth
0.257
The market value of Merchants Bancorp is measured differently than its book value, which is the value of Merchants that is recorded on the company's balance sheet. Investors also form their own opinion of Merchants Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Merchants Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Merchants Bancorp's market value can be influenced by many factors that don't directly affect Merchants Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Merchants Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Merchants Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Merchants Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.