Smartfinancial, Stock Today

SMBK Stock  USD 31.50  0.19  0.61%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Very Low

 
High
 
Low
SmartFinancial, is selling for 31.50 as of the 19th of March 2025. This is a 0.61% up since the beginning of the trading day. The stock's last reported lowest price was 31.31. SmartFinancial, has under 5 % chance of experiencing financial distress over the next 2 years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 19th of December 2024 and ending today, the 19th of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
2nd of January 2001
Category
Financial Services
Classification
Financials
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company has 16.93 M outstanding shares of which 130.94 K shares are at this time shorted by private and institutional investors with about 1.49 trading days to cover. More on SmartFinancial,

Moving together with SmartFinancial, Stock

  0.62BY Byline BancorpPairCorr
  0.79NU Nu Holdings Aggressive PushPairCorr
  0.71PB Prosperity BancsharesPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

SmartFinancial, Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President CEO, DirectorWilliam Carroll
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NYSE Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.0040.0069
Way Down
Slightly volatile
Asset Turnover0.04030.0476
Fairly Down
Pretty Stable
Gross Profit Margin0.780.9
Fairly Down
Very volatile
Total Current Liabilities8.7 M9.2 M
Notably Down
Very volatile
Non Current Liabilities Total46 M48.4 M
Notably Down
Pretty Stable
Total AssetsB4.3 B
Significantly Up
Slightly volatile
Total Current Assets531.9 M484.3 M
Significantly Up
Pretty Stable
Total Cash From Operating Activities59.7 M35.7 M
Way Up
Slightly volatile
Debt Levels
SmartFinancial, can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand SmartFinancial,'s financial leverage. It provides some insight into what part of SmartFinancial,'s total assets is financed by creditors.
Liquidity
SmartFinancial, currently holds 50.1 M in liabilities with Debt to Equity (D/E) ratio of 9.22, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about SmartFinancial,'s use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

163.47 Million
SmartFinancial, (SMBK) is traded on NASDAQ Exchange in USA. It is located in 5401 Kingston Pike, Knoxville, TN, United States, 37919 and employs 15 people. SmartFinancial, is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 531.64 M. SmartFinancial, conducts business under Banks sector and is part of Financials industry. The entity has 16.93 M outstanding shares of which 130.94 K shares are at this time shorted by private and institutional investors with about 1.49 trading days to cover. SmartFinancial, currently holds about 543.03 M in cash with 39.72 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 32.42, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check SmartFinancial, Probability Of Bankruptcy
Ownership Allocation
SmartFinancial, shows a total of 16.93 Million outstanding shares. Over half of SmartFinancial,'s outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check SmartFinancial, Ownership Details

SmartFinancial, Stock Institutional Holders

InstituionRecorded OnShares
Alliancebernstein L.p.2024-12-31
208.2 K
Deprince Race & Zollo Inc2024-12-31
185.1 K
Foundry Partners, Llc2024-12-31
184.3 K
Stieven Capital Advisors, L.p.2024-12-31
150.2 K
Morgan Stanley - Brokerage Accounts2024-12-31
148.5 K
Renaissance Technologies Corp2024-12-31
139.3 K
Acadian Asset Management Llc2024-12-31
130.2 K
Northern Trust Corp2024-12-31
128.6 K
Elizabeth Park Capital Advisors, Ltd2024-12-31
127.6 K
Blackrock Inc2024-12-31
1.4 M
Vanguard Group Inc2024-12-31
818.1 K
View SmartFinancial, Diagnostics

SmartFinancial, Historical Income Statement

At this time, SmartFinancial,'s EBIT is quite stable compared to the past year. EBITDA is expected to rise to about 60 M this year, although the value of Income Tax Expense will most likely fall to about 6.5 M. View More Fundamentals

SmartFinancial, Stock Against Markets

SmartFinancial, Corporate Executives

Elected by the shareholders, the SmartFinancial,'s board of directors comprises two types of representatives: SmartFinancial, inside directors who are chosen from within the company, and outside directors, selected externally and held independent of SmartFinancial,. The board's role is to monitor SmartFinancial,'s management team and ensure that shareholders' interests are well served. SmartFinancial,'s inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, SmartFinancial,'s outside directors are responsible for providing unbiased perspectives on the board's policies.
When determining whether SmartFinancial, is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial, Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial, Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial, Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SmartFinancial,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial,. If investors know SmartFinancial, will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SmartFinancial, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.583
Dividend Share
0.32
Earnings Share
2.14
Revenue Per Share
9.92
Quarterly Revenue Growth
0.191
The market value of SmartFinancial, is measured differently than its book value, which is the value of SmartFinancial, that is recorded on the company's balance sheet. Investors also form their own opinion of SmartFinancial,'s value that differs from its market value or its book value, called intrinsic value, which is SmartFinancial,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SmartFinancial,'s market value can be influenced by many factors that don't directly affect SmartFinancial,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SmartFinancial,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.