Midland States Bancorp Stock Today

MSBI Stock  USD 17.82  0.21  1.16%   

Performance

Very Weak

 
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Strong

Odds Of Distress

Quite High

 
High
 
Low
Midland States is trading at 17.82 as of the 21st of March 2025. This is a 1.16 percent decrease since the beginning of the trading day. The stock's open price was 18.03. Midland States has more than 66 % chance of experiencing financial distress in the next few years of operation. It also generated negative returns for investors over the last 90 days. The performance scores are derived for the period starting the 21st of December 2024 and ending today, the 21st of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
Category
Financial Services
Classification
Financials
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. The company was founded in 1881 and is headquartered in Effingham, Illinois. The company has 21.49 M outstanding shares of which 242.7 K shares are now shorted by private and institutional investors with about 1.92 trading days to cover. More on Midland States Bancorp

Moving together with Midland Stock

  0.69AX Axos FinancialPairCorr

Moving against Midland Stock

  0.81TECTP Tectonic FinancialPairCorr
  0.77DB Deutsche Bank AGPairCorr
  0.74TFC-PO Truist FinancialPairCorr
  0.65TFC-PR Truist FinancialPairCorr
  0.62VBFC Village BankPairCorr
  0.56WF Woori Financial GroupPairCorr
Follow Valuation Options Odds of Bankruptcy
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Midland Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentJeffrey CPA
Thematic IdeaBanking (View all Themes)
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Banking, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Debt Levels
Midland States can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Midland States' financial leverage. It provides some insight into what part of Midland States' total assets is financed by creditors.
Liquidity
Midland States Bancorp currently holds 604.41 M in liabilities with Debt to Equity (D/E) ratio of 0.29, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about Midland States' use of debt, we should always consider it together with its cash and equity.

Free Cash Flow

127.77 Million
Midland States Bancorp (MSBI) is traded on NASDAQ Exchange in USA. It is located in 1201 Network Centre Drive, Effingham, IL, United States, 62401 and employs 20 people. Midland States is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 387.55 M. Midland States Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 21.49 M outstanding shares of which 242.7 K shares are now shorted by private and institutional investors with about 1.92 trading days to cover. Midland States Bancorp currently holds about 313.19 M in cash with 154.64 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 14.19.
Check Midland States Probability Of Bankruptcy
Ownership Allocation
Midland States Bancorp maintains a total of 21.49 Million outstanding shares. Over half of Midland States' outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Midland Ownership Details

Midland Stock Institutional Holders

InstituionRecorded OnShares
Northern Trust Corp
200.2 K
Aqr Capital Management Llc2024-12-31
195.3 K
Charles Schwab Investment Management Inc2024-12-31
181.2 K
Goldman Sachs Group Inc2024-12-31
171.6 K
Bank Of America Corp2024-12-31
167.9 K
Nuveen Asset Management, Llc2024-12-31
167.1 K
Jpmorgan Chase & Co2024-12-31
147.6 K
Prudential Financial Inc2024-12-31
142 K
Millennium Management Llc2024-12-31
118.2 K
Blackrock Inc2024-12-31
M
Dimensional Fund Advisors, Inc.2024-12-31
1.3 M
View Midland States Diagnostics

Midland States Historical Income Statement

As of now, Midland States' Selling And Marketing Expenses is decreasing as compared to previous years. The Midland States' current Total Other Income Expense Net is estimated to increase to about 129.9 M, while Selling General Administrative is projected to decrease to under 82.9 M. View More Fundamentals

Midland Stock Against Markets

Midland States Corporate Management

Danny CFASenior BankingProfile
Daniel CaseySenior BankProfile
Timothy SpitzSenior BankingProfile
CFA CFASenior BankingProfile
When determining whether Midland States Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Midland Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Midland States Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Midland States Bancorp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Midland States Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Midland States. If investors know Midland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Midland States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.802
Dividend Share
1.24
Earnings Share
(1.05)
Revenue Per Share
7.995
Quarterly Revenue Growth
0.066
The market value of Midland States Bancorp is measured differently than its book value, which is the value of Midland that is recorded on the company's balance sheet. Investors also form their own opinion of Midland States' value that differs from its market value or its book value, called intrinsic value, which is Midland States' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Midland States' market value can be influenced by many factors that don't directly affect Midland States' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Midland States' value and its price as these two are different measures arrived at by different means. Investors typically determine if Midland States is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Midland States' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.