Merchants Bancorp Valuation
| MBIN Stock | USD 38.92 0.08 0.21% |
At this time, the firm appears to be undervalued. Merchants Bancorp secures a last-minute Real Value of $40.92 per share. The latest price of the firm is $38.92. Our model forecasts the value of Merchants Bancorp from analyzing the firm fundamentals such as Current Valuation of 5.9 B, profit margin of 0.50 %, and Return On Equity of 0.16 as well as examining its technical indicators and probability of bankruptcy.
Undervalued
Today
Please note that Merchants Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Merchants Bancorp is based on 3 months time horizon. Increasing Merchants Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Merchants Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Merchants Stock. However, Merchants Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 38.92 | Real 40.92 | Hype 38.92 | Naive 41.21 |
The intrinsic value of Merchants Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Merchants Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Merchants Bancorp helps investors to forecast how Merchants stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Merchants Bancorp more accurately as focusing exclusively on Merchants Bancorp's fundamentals will not take into account other important factors: Merchants Bancorp Total Value Analysis
Merchants Bancorp is now forecasted to have valuation of 5.9 B with market capitalization of 1.79 B, debt of 4.34 B, and cash on hands of 472.79 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Merchants Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
5.9 B | 1.79 B | 4.34 B | 472.79 M |
Merchants Bancorp Investor Information
About 40.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.12. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Merchants Bancorp recorded earning per share (EPS) of 6.43. The entity last dividend was issued on the 14th of March 2025. The firm had 3:2 split on the 18th of January 2022. Based on the analysis of Merchants Bancorp's profitability, liquidity, and operating efficiency, Merchants Bancorp is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in April.Merchants Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Merchants Bancorp has an asset utilization ratio of 6.93 percent. This suggests that the Company is making $0.0693 for each dollar of assets. An increasing asset utilization means that Merchants Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Merchants Bancorp Ownership Allocation
Merchants Bancorp maintains a total of 45.85 Million outstanding shares. The majority of Merchants Bancorp outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in Merchants Bancorp to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in Merchants Bancorp. Please pay attention to any change in the institutional holdings of Merchants Bancorp as this could imply that something significant has changed or is about to change at the company. Also note that almost fourteen million seven hundred eighty-six thousand nine hundred fifteen invesors are currently shorting Merchants Bancorp expressing very little confidence in its future performance.Merchants Bancorp Profitability Analysis
The company reported the previous year's revenue of 1.3 B. Net Income was 320.39 M with profit before overhead, payroll, taxes, and interest of 646.45 M.Merchants Bancorp Past Distributions to stockholders
About Merchants Bancorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Merchants Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Merchants Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Merchants Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Merchants Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Merchants Bancorp. We calculate exposure to Merchants Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Merchants Bancorp's related companies.Merchants Bancorp operates as the diversified bank holding company in the United States. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana. Merchants Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 481 people.
A single share of Merchants Bancorp represents a small ownership stake in the entity. As a stockholder of Merchants, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Merchants Bancorp Dividends Analysis For Valuation
There are various types of dividends Merchants Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Merchants shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Merchants Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Merchants pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Merchants Bancorp by the value of the dividends paid out.
Merchants Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 45 M | |
| Quarterly Earnings Growth Y O Y | 0.167 |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in Merchants Stock, please use our How to Invest in Merchants Bancorp guide.You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Merchants Bancorp. If investors know Merchants will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Merchants Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Merchants Bancorp is measured differently than its book value, which is the value of Merchants that is recorded on the company's balance sheet. Investors also form their own opinion of Merchants Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Merchants Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Merchants Bancorp's market value can be influenced by many factors that don't directly affect Merchants Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Merchants Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Merchants Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Merchants Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.