Horace Mann Educators Stock Analysis

Horace Stock Analysis Notes

About 98.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.31. Some equities with similar Price to Book (P/B) outperform the market in the long run. Horace Mann Educators has Price/Earnings To Growth (PEG) ratio of 2.52. The entity last dividend was issued on the 17th of March 2025. The firm had 2:1 split on the 16th of December 1997. Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois. Horace Mann operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 1450 people. To learn more about Horace Mann Educators call Marita Zuraitis at 217 789 2500 or check out https://www.horacemann.com.

Horace Mann Educators Investment Alerts

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Horace Largest EPS Surprises

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Horace Mann Environmental, Social, and Governance (ESG) Scores

Horace Stock Institutional Investors

Note, although Horace Mann's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Horace Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 1.72 B.

Horace Profitablity

The company has Net Profit Margin of 0.06 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.14 %, which entails that for every 100 dollars of revenue, it generated $0.14 of operating income.

Management Efficiency

At this time, Horace Mann's Return On Tangible Assets are very stable compared to the past year. As of the 25th of March 2025, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.09. At this time, Horace Mann's Debt To Assets are very stable compared to the past year. As of the 25th of March 2025, Fixed Asset Turnover is likely to grow to 30.55, while Total Assets are likely to drop about 8 B. Horace Mann's management efficiency ratios could be used to measure how well Horace Mann manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 25th of March, Horace Mann retains the Downside Deviation of 1.85, risk adjusted performance of 0.0278, and Market Risk Adjusted Performance of 0.047. Horace Mann technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

Horace Mann Educators Price Movement Analysis

Horace Mann Educators Insider Trading Activities

Horace Mann Outstanding Bonds

Horace Mann Predictive Daily Indicators

Horace Mann Corporate Filings

Horace Mann Forecast Models

Horace Mann's time-series forecasting models are one of many Horace Mann's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Horace Mann's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Stock analysis is the technique used by a trader or investor to examine and evaluate how Horace Mann prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Horace shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Horace Mann. By using and applying Horace Stock analysis, traders can create a robust methodology for identifying Horace entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Horace analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Horace analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Horace Mann Educators stock analysis indicators help investors evaluate how Horace Mann stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Horace Mann shares will generate the highest return on investment. By understating and applying Horace Mann stock analysis, traders can identify Horace Mann position entry and exit signals to maximize returns.

Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.

Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.