Horace Mann Company Leadership
| HMN Stock | USD 41.23 0.11 0.27% |
Horace Mann's insiders are aggressively selling. The analysis of insider sentiment suggests that virtually all Horace Mann Educators insiders are, at present, panicking. Horace Mann employs about 1.8 K people. The company is managed by 25 executives with a total tenure of roughly 178 years, averaging almost 7.0 years of service per executive, having 70.0 employees per reported executive.
| Marita Zuraitis CEO CEO and President Director, Member of Executive Committee, Member of Investment and Fin. Committee and Member of Customer Experience and Technology Committee |
| Heather Wietzel President Vice President of Investor Relations |
Insider Sentiment 0
Mostly Selling
Selling | Buying |
Latest Trades
| 2025-02-03 | Marita Zuraitis | Disposed 4000 @ 37.37 | View | ||
| 2025-01-06 | Beverley J Mcclure | Disposed 2817 @ 38.36 | View | ||
| 2025-01-02 | Marita Zuraitis | Disposed 4000 @ 39.4 | View | ||
| 2024-12-02 | Marita Zuraitis | Disposed 4000 @ 41.97 | View | ||
| 2024-11-11 | Beverley J Mcclure | Disposed 5634 @ 42.08 | View | ||
| 2024-11-01 | Marita Zuraitis | Disposed 4000 @ 37.24 | View | ||
| 2024-10-17 | Marita Zuraitis | Disposed 42117 @ 37.06 | View | ||
| 2024-05-20 | Beverley J Mcclure | Disposed 590 @ 34.96 | View | ||
| 2024-03-28 | Marita Zuraitis | Disposed 1250 @ 37 | View | ||
| 2024-03-26 | Kimberly A Johnson | Disposed 5000 @ 36 | View |
Monitoring Horace Mann's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
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Horace Mann's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Horace Mann's future performance. Based on our forecasts, it is anticipated that Horace will maintain a workforce of about 2700 employees by April 2025.Horace Mann Management Team Effectiveness
At this time, Horace Mann's Return On Tangible Assets are very stable compared to the past year. As of the 23rd of March 2025, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.09. At this time, Horace Mann's Debt To Assets are very stable compared to the past year. As of the 23rd of March 2025, Fixed Asset Turnover is likely to grow to 30.55, while Total Assets are likely to drop about 8 B. Horace Mann's management efficiency ratios could be used to measure how well Horace Mann manages its routine affairs as well as how well it operates its assets and liabilities.As of the 23rd of March 2025, Common Stock Shares Outstanding is likely to drop to about 36.1 M. In addition to that, Net Loss is likely to grow to about (2.8 M)
Horace Mann Workforce Comparison
Horace Mann Educators is rated # 4 in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 17,023. Horace Mann retains roughly 1,750 in number of employees claiming about 10% of equities under Financials industry.
Horace Mann Profit Margins
The company has Net Profit Margin of 0.06 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.14 %, which entails that for every 100 dollars of revenue, it generated $0.14 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.79 | 0.9 |
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| Net Profit Margin | 0.0577 | 0.0644 |
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| Operating Profit Margin | 0.95 | 0.9 |
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| Pretax Profit Margin | 0.0766 | 0.0806 |
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| Return On Assets | 0.0116 | 0.0071 |
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| Return On Equity | 0.0976 | 0.0798 |
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Horace Mann Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Horace Mann insiders, such as employees or executives, is commonly permitted as long as it does not rely on Horace Mann's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Horace Mann insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-03-01 | 5.3333 | 16 | 3 | 188,518 | 10,817 |
| 2024-12-01 | 0.4412 | 15 | 34 | 142,159 | 300,221 |
| 2024-06-01 | 8.0 | 8 | 1 | 30,456 | 590.00 |
| 2024-03-01 | 1.8 | 27 | 15 | 361,159 | 111,937 |
| 2023-09-01 | 1.0 | 1 | 1 | 3,500 | 590.00 |
| 2023-06-01 | 3.3333 | 10 | 3 | 51,934 | 2,720 |
| 2023-03-01 | 5.75 | 23 | 4 | 293,929 | 5,656 |
| 2022-12-01 | 0.3333 | 1 | 3 | 2,500 | 10,500 |
| 2022-06-01 | 4.5 | 9 | 2 | 28,288 | 1,050 |
| 2022-03-01 | 6.5 | 13 | 2 | 209,589 | 2,025 |
| 2021-12-01 | 2.0 | 2 | 1 | 5,205 | 525.00 |
| 2021-06-01 | 2.4 | 12 | 5 | 31,136 | 4,433 |
| 2021-03-01 | 3.0 | 21 | 7 | 265,442 | 18,537 |
| 2020-09-01 | 0.5 | 10 | 20 | 48,237 | 111,225 |
| 2020-06-01 | 1.8333 | 11 | 6 | 32,676 | 10,950 |
| 2020-03-01 | 2.0833 | 25 | 12 | 312,087 | 50,462 |
| 2019-12-01 | 0.25 | 2 | 8 | 10,652 | 32,704 |
| 2019-09-01 | 0.3077 | 4 | 13 | 32,090 | 61,662 |
| 2019-06-01 | 5.0 | 10 | 2 | 27,297 | 800.00 |
| 2019-03-01 | 6.75 | 27 | 4 | 297,223 | 20,397 |
| 2018-09-01 | 0.25 | 3 | 12 | 17,499 | 56,739 |
| 2018-06-01 | 1.0 | 15 | 15 | 56,229 | 82,604 |
| 2018-03-01 | 5.6 | 28 | 5 | 262,110 | 24,902 |
| 2017-12-01 | 0.5714 | 4 | 7 | 37,695 | 54,841 |
| 2017-06-01 | 1.0 | 10 | 10 | 25,066 | 30,054 |
| 2017-03-01 | 23.0 | 23 | 1 | 233,488 | 500.00 |
| 2016-12-01 | 0.375 | 3 | 8 | 12,209 | 21,331 |
| 2016-09-01 | 0.3333 | 1 | 3 | 8,220 | 19,440 |
| 2016-06-01 | 9.0 | 9 | 1 | 24,909 | 130.00 |
| 2016-03-01 | 12.0 | 24 | 2 | 313,435 | 5,894 |
| 2015-09-01 | 3.0 | 3 | 1 | 12,607 | 0.00 |
| 2015-03-01 | 3.0 | 27 | 9 | 165,157 | 59,187 |
| 2014-06-01 | 1.4444 | 13 | 9 | 53,293 | 29,664 |
| 2014-03-01 | 5.6667 | 17 | 3 | 199,800 | 11,900 |
| 2013-12-01 | 0.4921 | 31 | 63 | 346,819 | 707,678 |
| 2013-09-01 | 0.5 | 16 | 32 | 150,382 | 298,391 |
| 2013-06-01 | 1.0625 | 34 | 32 | 375,479 | 348,208 |
| 2013-03-01 | 2.75 | 33 | 12 | 413,281 | 210,966 |
| 2012-12-01 | 4.0 | 4 | 1 | 51,364 | 887.00 |
| 2012-09-01 | 0.5714 | 4 | 7 | 47,139 | 80,396 |
| 2012-06-01 | 2.0 | 12 | 6 | 64,411 | 60,664 |
| 2011-09-01 | 13.0 | 13 | 1 | 2,195 | 3,237 |
| 2011-06-01 | 24.0 | 24 | 1 | 50,325 | 2,151 |
| 2011-03-01 | 13.3333 | 40 | 3 | 462,894 | 20,250 |
| 2010-12-01 | 4.6667 | 14 | 3 | 21,288 | 28,900 |
| 2009-03-01 | 9.3333 | 28 | 3 | 286,100 | 36,603 |
| 2008-09-01 | 28.0 | 28 | 1 | 96,733 | 0.00 |
| 2008-03-01 | 30.0 | 30 | 1 | 139,302 | 0.00 |
| 2005-03-01 | 26.0 | 26 | 1 | 297,139 | 0.00 |
| 2004-09-01 | 1.7273 | 19 | 11 | 12,342 | 20,000 |
Horace Mann Notable Stakeholders
A Horace Mann stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Horace Mann often face trade-offs trying to please all of them. Horace Mann's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Horace Mann's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Marita Zuraitis | CEO and President Director, Member of Executive Committee, Member of Investment and Fin. Committee and Member of Customer Experience and Technology Committee | Profile | |
| Wade Rugenstein | Executive Vice President - Supplemental and Operations | Profile | |
| Heather Wietzel | Vice President of Investor Relations | Profile | |
| Ryan Greenier | Vice President - Investor Relations | Profile | |
| Matthew Sharpe | Executive Vice President - Distribution & Business Strategy | Profile | |
| Elizabeth Moore | Chief Human Resource Officer, Senior Vice President | Profile | |
| Donald Carley | Senior Vice President, General Counsel, Corporate Secretary and Chief Compliance Officer | Profile | |
| Kimberly Johnson | Principal Accounting Officer, Vice President Controller | Profile | |
| Stephen McAnena | Executive COO | Profile | |
| Bret Conklin | Principal Accounting Officer, Sr. VP and Controller | Profile | |
| Stephen Hasenmiller | Independent Director | Profile | |
| Daniel Domenech | Independent Director | Profile | |
| Steven Swyers | Independent Director | Profile | |
| Beverley McClure | Independent Director | Profile | |
| Robert Stricker | Independent Director | Profile | |
| Perry Hines | Independent Director | Profile | |
| Paul Haley | Chief Risk Officer | Profile | |
| Mark Desrochers | Senior Vice President Chief Corporate Actuary, Acting Head Property and Casualty business | Profile | |
| Mark Konen | Independent Director | Profile | |
| Michael Weckenbrock | Senior Vice President Life & Retirement | Profile | |
| Stephanie Fulks | Senior Officer | Profile | |
| Mark Casady | Independent Director | Profile | |
| H Reece | Independent Chairman of the Board | Profile | |
| Thomas Bradley | Director | Profile | |
| Jennifer Thayer | Chief Human Resource Officer, Senior Vice President | Profile |
About Horace Mann Management Performance
The success or failure of an entity such as Horace Mann Educators often depends on how effective the management is. Horace Mann management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Horace management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Horace management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.10 | 0.09 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.10 |
Horace Mann Workforce Analysis
Traditionally, organizations such as Horace Mann use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Horace Mann within its industry.Horace Mann Manpower Efficiency
Return on Horace Mann Manpower
| Revenue Per Employee | 911.5K | |
| Revenue Per Executive | 63.8M | |
| Net Income Per Employee | 58.7K | |
| Net Income Per Executive | 4.1M |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 1.36 | Earnings Share 2.48 | Revenue Per Share | Quarterly Revenue Growth 0.015 |
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.