Horace Mann Stock Options
| HMN Stock | USD 38.99 0.30 0.78% |
Horace Mann's latest option contracts expiring on January 17th 2025 are carrying combined implied volatility of 0.78. The Horace Mann option chain provides detailed quote and price information for the current Horace Mann Educators option contracts. It shows all of Horace Mann's listed puts, calls, expiration dates, strike prices, and other pricing information.
In The Money vs. Out of Money Option Contracts on Horace Mann
Analyzing Horace Mann's in-the-money options over time can help investors to take a profitable long position in Horace Mann regardless of its overall volatility. This is especially true when Horace Mann's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Horace Mann's options could be used as guardians of the underlying stock as they move almost dollar for dollar with Horace Mann's stock while costing only a fraction of its price.
Please note that buying 'in-the-money' options on Horace Mann lessens the impact of time decay, as they carry both intrinsic and time value. So, even if Horace Mann's value remains static through the expiration date, the investor can sell to close an 'in-the-money' option to avoid a potential loss. However, in-the-money Horace Mann contracts are usually more expensive to enter than their out-of-the-money counterparts. So keep in mind that while the payoffs on an in-the-money trade can be high, the investors could ultimately experience a more consequential loss if Horace Stock moves the wrong way.
Horace Mann Educators In The Money Call Balance
When Horace Mann's strike price is surpassing the current stock price, the option contract against Horace Mann Educators stock is said to be in the money. When it comes to buying Horace Mann's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Horace Mann Educators are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.
Horace Current Options Market Mood
Horace Mann's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Horace Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.
Put-to-Call Volume
Most options investors, including buyers and sellers of Horace Mann's calls and puts, are not very successful. It is estimated that an average options trader loses somewhere between 80% to 90% of the time. Horace Mann's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.
Rule 16 of the current Horace contract
Base on the Rule 16, the options market is currently suggesting that Horace Mann Educators will have an average daily up or down price movement of about 0.0488% per day over the life of the 2025-01-17 option contract. With Horace Mann trading at USD 38.99, that is roughly USD 0.019. If you think that the market is fully incorporating Horace Mann's daily price movement you should consider buying Horace Mann Educators options at the current volatility level of 0.78%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
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Purchasing Horace Mann options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Horace calls. Remember, the seller must deliver Horace Mann Educators stock to the call owner when a call is exercised.
Horace Mann Option Chain
When Horace Mann's strike price is surpassing the current stock price, the option contract against Horace Mann Educators stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Horace Mann's option chain is a display of a range of information that helps investors for ways to trade options on Horace. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Horace. It also shows strike prices and maturity days for a Horace Mann against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone. | Open Int | Strike Price | Current Spread | Last Price | |||
Call | HMN250117C00022500 | 0 | 22.5 | 15.5 - 20.5 | 15.5 | In |
Call | HMN250117C00025000 | 0 | 25.0 | 13.0 - 18.0 | 13.0 | In |
Call | HMN250117C00030000 | 0 | 30.0 | 8.0 - 13.0 | 8.0 | In |
Call | HMN250117C00035000 | 0 | 35.0 | 3.5 - 8.5 | 3.5 | In |
Call | HMN250117C00040000 | 0 | 40.0 | 0.0 - 5.0 | 5.0 | In |
Call | HMN250117C00045000 | 0 | 45.0 | 0.0 - 5.0 | 5.0 | |
Call | HMN250117C00050000 | 0 | 50.0 | 0.0 - 5.0 | 5.0 | |
Call | HMN250117C00055000 | 0 | 55.0 | 0.0 - 5.0 | 5.0 | |
Call | HMN250117C00060000 | 0 | 60.0 | 0.0 - 5.0 | 5.0 | |
Put | HMN250117P00022500 | 0 | 22.5 | 0.0 - 5.0 | 5.0 | |
Put | HMN250117P00025000 | 0 | 25.0 | 0.0 - 5.0 | 5.0 | |
Put | HMN250117P00030000 | 0 | 30.0 | 0.0 - 0.4 | 0.4 | |
Put | HMN250117P00035000 | 0 | 35.0 | 0.0 - 0.9 | 0.9 | |
Put | HMN250117P00040000 | 0 | 40.0 | 0.0 - 5.0 | 5.0 | |
Put | HMN250117P00045000 | 0 | 45.0 | 2.5 - 7.5 | 2.5 | In |
Put | HMN250117P00050000 | 0 | 50.0 | 7.0 - 12.0 | 7.0 | In |
Put | HMN250117P00055000 | 0 | 55.0 | 12.0 - 17.0 | 12.0 | In |
Put | HMN250117P00060000 | 0 | 60.0 | 17.0 - 22.0 | 17.0 | In |
Horace Mann Market Cap Over Time
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Horace Total Stockholder Equity
Total Stockholder Equity |
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Horace Mann Corporate Directors
| Stephen Hasenmiller | Independent Director | Profile | |
| Daniel Domenech | Independent Director | Profile | |
| Steven Swyers | Independent Director | Profile | |
| Beverley McClure | Independent Director | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.964 | Dividend Share 1.35 | Earnings Share 2.52 | Revenue Per Share | Quarterly Revenue Growth 0.088 |
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.