Horace Mann Earnings Estimate

HMN Stock  USD 41.94  0.96  2.34%   
The next projected EPS of Horace Mann is estimated to be 1.005 with future projections ranging from a low of 0.92 to a high of 1.07. Horace Mann's most recent 12-month trailing earnings per share (EPS TTM) is at 2.48. Please be aware that the consensus of earnings estimates for Horace Mann Educators is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Horace Mann is projected to generate 1.005 in earnings per share on the 31st of March 2025. Horace Mann earnings estimates show analyst consensus about projected Horace Mann Educators EPS (Earning Per Share). It derives the highest and the lowest estimates based on Horace Mann's historical volatility. Many public companies, such as Horace Mann, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing Horace Mann's earnings estimates, investors can diagnose different trends across Horace Mann's analyst sentiment over time as well as compare current estimates against different timeframes. As of the 17th of March 2025, Operating Profit Margin is likely to grow to 0.95, while Gross Profit is likely to drop about 1.1 B.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

Horace Mann Earnings Estimation Breakdown

The calculation of Horace Mann's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Horace Mann is estimated to be 1.005 with the future projection ranging from a low of 0.92 to a high of 1.07. Please be aware that this consensus of annual earnings estimates for Horace Mann Educators is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.68
0.92
Lowest
Expected EPS
1.005
1.07
Highest

Horace Mann Earnings Projection Consensus

Suppose the current estimates of Horace Mann's value are higher than the current market price of the Horace Mann stock. In this case, investors may conclude that Horace Mann is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Horace Mann's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
479.63%
1.68
1.005
2.48

Horace Mann Earnings History

Earnings estimate consensus by Horace Mann Educators analysts from Wall Street is used by the market to judge Horace Mann's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Horace Mann's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Horace Mann Quarterly Gross Profit

393.1 Million

At this time, Horace Mann's Price Earnings Ratio is very stable compared to the past year. As of the 17th of March 2025, Price Earnings To Growth Ratio is likely to grow to 0.13, while Retained Earnings are likely to drop about 815.3 M. As of the 17th of March 2025, Common Stock Shares Outstanding is likely to drop to about 36.1 M. In addition to that, Net Loss is likely to grow to about (2.8 M).
Hype
Prediction
LowEstimatedHigh
40.1941.8643.53
Details
Intrinsic
Valuation
LowRealHigh
40.7142.3844.05
Details
Naive
Forecast
LowNextHigh
40.2941.9643.63
Details
4 Analysts
Consensus
LowTargetHigh
40.0444.0048.84
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Horace assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Horace Mann. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Horace Mann's stock price in the short term.

Horace Mann Earnings per Share Projection vs Actual

Actual Earning per Share of Horace Mann refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Horace Mann Educators predict the company's earnings will be in the future. The higher the earnings per share of Horace Mann, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Horace Mann Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Horace Mann, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Horace Mann should always be considered in relation to other companies to make a more educated investment decision.

Horace Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Horace Mann's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-02-05
2024-12-311.02751.680.652563 
2024-11-04
2024-09-300.720.82850.108515 
2024-08-07
2024-06-300.190.20.01
2024-05-08
2024-03-310.780.6-0.1823 
2024-02-07
2023-12-310.660.840.1827 
2023-11-02
2023-09-300.430.440.01
2023-08-01
2023-06-300.020.030.0150 
2023-05-02
2023-03-310.210.230.02
2023-02-07
2022-12-31-0.1-0.11-0.0110 
2022-11-03
2022-09-300.640.57-0.0710 
2022-08-04
2022-06-30-0.16-0.010.1593 
2022-05-05
2022-03-310.960.64-0.3233 
2022-02-01
2021-12-310.750.970.2229 
2021-11-03
2021-09-300.380.50.1231 
2021-08-02
2021-06-301.011.020.01
2021-05-04
2021-03-310.81.10.337 
2021-02-02
2020-12-310.911.130.2224 
2020-11-02
2020-09-300.680.820.1420 
2020-08-06
2020-06-300.390.670.2871 
2020-05-07
2020-03-310.690.780.0913 
2020-02-05
2019-12-310.720.750.03
2019-11-06
2019-09-300.640.640.0
2019-08-05
2019-06-300.140.170.0321 
2019-04-30
2019-03-310.530.630.118 
2019-02-05
2018-12-31-0.09-0.21-0.12133 
2018-10-30
2018-09-300.180.250.0738 
2018-08-02
2018-06-300.210.13-0.0838 
2018-05-02
2018-03-310.630.51-0.1219 
2018-02-06
2017-12-310.480.650.1735 
2017-10-24
2017-09-300.380.690.3181 
2017-07-24
2017-06-300.110.02-0.0981 
2017-04-24
2017-03-310.540.37-0.1731 
2017-02-06
2016-12-310.40.520.1230 
2016-10-31
2016-09-300.510.580.0713 
2016-07-27
2016-06-300.170.250.0847 
2016-05-02
2016-03-310.570.620.05
2016-02-09
2015-12-310.520.43-0.0917 
2015-10-28
2015-09-300.560.5-0.0610 
2015-07-28
2015-06-300.540.36-0.1833 
2015-04-22
2015-03-310.590.720.1322 
2015-02-09
2014-12-310.680.680.0
2014-10-22
2014-09-300.580.55-0.03
2014-07-23
2014-06-300.50.43-0.0714 
2014-04-24
2014-03-310.480.650.1735 
2014-02-04
2013-12-310.550.790.2443 
2013-10-22
2013-09-300.590.590.0
2013-07-24
2013-06-300.320.390.0721 
2013-04-24
2013-03-310.510.550.04
2013-02-05
2012-12-310.350.670.3291 
2012-10-24
2012-09-300.40.620.2255 
2012-07-25
2012-06-300.130.160.0323 
2012-04-25
2012-03-310.50.640.1428 
2012-02-07
2011-12-310.530.720.1935 
2011-10-26
2011-09-300.310.23-0.0825 
2011-07-27
2011-06-30-0.21-0.39-0.1885 
2011-04-26
2011-03-310.430.530.123 
2011-02-07
2010-12-310.360.390.03
2010-10-28
2010-09-300.380.3-0.0821 
2010-07-28
2010-06-300.420.430.01
2010-04-28
2010-03-310.420.480.0614 
2010-02-08
2009-12-310.430.470.04
2009-10-28
2009-09-300.370.29-0.0821 
2009-07-30
2009-06-300.410.28-0.1331 
2009-04-29
2009-03-310.350.350.0
2009-02-04
2008-12-310.440.510.0715 
2008-10-29
2008-09-30-0.020.170.19950 
2008-07-30
2008-06-300.140.230.0964 
2008-04-30
2008-03-310.430.38-0.0511 
2008-02-06
2007-12-310.420.490.0716 
2007-10-31
2007-09-300.460.42-0.04
2007-08-01
2007-06-300.480.510.03
2007-05-02
2007-03-310.450.470.02
2007-02-06
2006-12-310.510.560.05
2006-11-01
2006-09-300.510.42-0.0917 
2006-08-02
2006-06-300.450.590.1431 
2006-05-03
2006-03-310.460.460.0
2006-02-08
2005-12-310.380.34-0.0410 
2005-11-02
2005-09-300.210.02-0.1990 
2005-08-03
2005-06-300.440.650.2147 
2005-05-04
2005-03-310.410.510.124 
2005-02-09
2004-12-310.420.540.1228 
2004-11-03
2004-09-30-0.39-0.370.02
2004-08-04
2004-06-300.330.450.1236 
2004-05-05
2004-03-310.330.430.130 
2004-02-17
2003-12-310.320.22-0.131 
2003-10-30
2003-09-30-0.11-0.44-0.33300 
2003-08-04
2003-06-300.110.02-0.0981 
2003-05-01
2003-03-310.340.26-0.0823 
2003-02-06
2002-12-310.30.30.0
2002-11-04
2002-09-300.240.280.0416 
2002-08-05
2002-06-300.260.24-0.02
2002-05-02
2002-03-310.320.340.02
2002-02-07
2001-12-310.340.350.01
2001-11-06
2001-09-300.260.22-0.0415 
2001-08-06
2001-06-300.24-0.04-0.28116 
2001-04-26
2001-03-310.240.340.141 
2001-02-08
2000-12-31-0.21-0.22-0.01
2000-10-31
2000-09-300.260.280.02
2000-08-01
2000-06-300.240.23-0.01
2000-05-04
2000-03-310.340.350.01
2000-02-01
1999-12-310.530.530.0
1999-11-04
1999-09-300.390.38-0.01
1999-08-05
1999-06-300.340.360.02
1999-05-03
1999-03-310.460.460.0
1999-02-02
1998-12-310.580.57-0.01
1998-11-03
1998-09-300.530.51-0.02
1998-07-28
1998-06-300.30.310.01
1998-04-28
1998-03-310.440.41-0.03
1998-02-03
1997-12-310.510.530.02
1997-10-27
1997-09-300.450.450.0
1997-07-24
1997-06-300.430.450.02
1997-04-28
1997-03-310.390.430.0410 
1997-01-27
1996-12-310.380.490.1128 
1996-10-21
1996-09-300.350.350.0
1996-07-22
1996-06-300.370.370.0
1996-04-22
1996-03-310.30.330.0310 

About Horace Mann Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Horace Mann earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Horace Mann estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Horace Mann fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings1.5 B815.3 M
Retained Earnings Total Equity1.8 B1.3 B
Earnings Yield 0.06  0.06 
Price Earnings Ratio 15.76  15.99 
Price Earnings To Growth Ratio 0.12  0.13 

Pair Trading with Horace Mann

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Horace Mann position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Horace Mann will appreciate offsetting losses from the drop in the long position's value.

Moving together with Horace Stock

  0.63ALL AllstatePairCorr

Moving against Horace Stock

  0.39AFG American FinancialPairCorr
The ability to find closely correlated positions to Horace Mann could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Horace Mann when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Horace Mann - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Horace Mann Educators to buy it.
The correlation of Horace Mann is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Horace Mann moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Horace Mann Educators moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Horace Mann can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
1.36
Earnings Share
2.48
Revenue Per Share
38.625
Quarterly Revenue Growth
0.015
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.