Ni Holdings Stock Performance
| NODK Stock | USD 15.92 0.11 0.69% |
NI Holdings has a performance score of 2 on a scale of 0 to 100. The company owns a Beta (Systematic Risk) of 0.46, which conveys possible diversification benefits within a given portfolio. As returns on the market increase, NI Holdings' returns are expected to increase less than the market. However, during the bear market, the loss of holding NI Holdings is expected to be smaller as well. NI Holdings today owns a risk of 1.32%. Please verify NI Holdings potential upside, rate of daily change, and the relationship between the sortino ratio and skewness , to decide if NI Holdings will be following its current price history.
Risk-Adjusted Performance
2 of 100
Weak | Strong |
Weak
Compared to the overall equity markets, risk-adjusted returns on investments in NI Holdings are ranked lower than 2 (%) of all global equities and portfolios over the last 90 days. Despite quite persistent fundamental indicators, NI Holdings is not utilizing all of its potentials. The recent stock price mess, may contribute to short-term losses for the institutional investors. ...more
Actual Historical Performance (%)
One Day Return (0.69) | Five Day Return (3.46) | Year To Date Return 22.93 | Ten Year Return 7.93 | All Time Return 7.93 |
1 | A Deal For NI Holdings Where Everyone Wins - Seeking Alpha | 10/28/2024 |
2 | Disposition of 561 shares by Patrick Duncan of NI Holdings at 18.64 subject to Rule 16b-3 | 11/01/2024 |
3 | NI Holdings GAAP EPS of -0.13 | 11/08/2024 |
4 | How To Trade - Stock Traders Daily | 11/13/2024 |
| Begin Period Cash Flow | 47 M | |
| Free Cash Flow | 25 M |
NODK |
NI Holdings Relative Risk vs. Return Landscape
If you would invest 1,554 in NI Holdings on August 30, 2024 and sell it today you would earn a total of 38.00 from holding NI Holdings or generate 2.45% return on investment over 90 days. NI Holdings is currently generating 0.0469% in daily expected returns and assumes 1.3153% risk (volatility on return distribution) over the 90 days horizon. In different words, 11% of stocks are less volatile than NODK, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
NI Holdings Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for NI Holdings' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as NI Holdings, and traders can use it to determine the average amount a NI Holdings' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0356
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | NODK |
Estimated Market Risk
| 1.32 actual daily | 11 89% of assets are more volatile |
Expected Return
| 0.05 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.04 actual daily | 2 98% of assets perform better |
Based on monthly moving average NI Holdings is performing at about 2% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of NI Holdings by adding it to a well-diversified portfolio.
NI Holdings Fundamentals Growth
NODK Stock prices reflect investors' perceptions of the future prospects and financial health of NI Holdings, and NI Holdings fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on NODK Stock performance.
| Return On Equity | -0.0361 | ||||
| Return On Asset | -0.0013 | ||||
| Profit Margin | (0.02) % | ||||
| Operating Margin | (0.04) % | ||||
| Current Valuation | 289.62 M | ||||
| Shares Outstanding | 20.65 M | ||||
| Price To Earning | 7.34 X | ||||
| Price To Book | 1.36 X | ||||
| Price To Sales | 0.84 X | ||||
| Revenue | 365.69 M | ||||
| Gross Profit | (69.03 M) | ||||
| EBITDA | 1.03 M | ||||
| Net Income | (5.48 M) | ||||
| Cash And Equivalents | 63.03 M | ||||
| Cash Per Share | 2.98 X | ||||
| Total Debt | 2.06 M | ||||
| Debt To Equity | 0.64 % | ||||
| Current Ratio | 0.51 X | ||||
| Book Value Per Share | 11.69 X | ||||
| Cash Flow From Operations | 25.97 M | ||||
| Earnings Per Share | (0.43) X | ||||
| Market Capitalization | 328.73 M | ||||
| Total Asset | 615.68 M | ||||
| Retained Earnings | 208.38 M | ||||
| Working Capital | 40.05 M | ||||
| Current Asset | 44.43 M | ||||
| Current Liabilities | 4.38 M | ||||
About NI Holdings Performance
By examining NI Holdings' fundamental ratios, stakeholders can obtain critical insights into NI Holdings' financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that NI Holdings is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Capital Employed | 0.04 | 0.07 | |
| Return On Assets | (0.01) | (0.01) | |
| Return On Equity | (0.02) | (0.02) |
Things to note about NI Holdings performance evaluation
Checking the ongoing alerts about NI Holdings for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for NI Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| NI Holdings currently holds 2.06 M in liabilities with Debt to Equity (D/E) ratio of 0.64, which is about average as compared to similar companies. NI Holdings has a current ratio of 0.5, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about NI Holdings' use of debt, we should always consider it together with its cash and equity. | |
| The entity reported the previous year's revenue of 365.69 M. Net Loss for the year was (5.48 M) with loss before overhead, payroll, taxes, and interest of (69.03 M). | |
| NI Holdings has a poor financial position based on the latest SEC disclosures | |
| About 67.0% of NI Holdings outstanding shares are owned by corporate insiders | |
| Latest headline from news.google.com: How To Trade - Stock Traders Daily |
- Analyzing NI Holdings' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether NI Holdings' stock is overvalued or undervalued compared to its peers.
- Examining NI Holdings' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating NI Holdings' management team can have a significant impact on its success or failure. Reviewing the track record and experience of NI Holdings' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of NI Holdings' stock. These opinions can provide insight into NI Holdings' potential for growth and whether the stock is currently undervalued or overvalued.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NI Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment. For more information on how to buy NODK Stock please use our How to buy in NODK Stock guide.You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NI Holdings. If investors know NODK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 6.564 | Earnings Share (0.43) | Revenue Per Share 18.702 | Quarterly Revenue Growth 0.14 | Return On Assets (0) |
The market value of NI Holdings is measured differently than its book value, which is the value of NODK that is recorded on the company's balance sheet. Investors also form their own opinion of NI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NI Holdings' market value can be influenced by many factors that don't directly affect NI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.