NI Holdings Valuation
| NODK Stock | USD 14.11 0.19 1.36% |
At this time, the firm appears to be fairly valued. NI Holdings owns a latest Real Value of $14.66 per share. The recent price of the firm is $14.11. Our model forecasts the value of NI Holdings from analyzing the firm fundamentals such as Profit Margin of (0.02) %, return on asset of 0.0135, and Shares Owned By Insiders of 67.80 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting NI Holdings' valuation include:
Price Book 1.181 | Enterprise Value | Price Sales 0.8852 | Trailing PE 44.9032 | Enterprise Value Revenue 0.7318 |
Fairly Valued
Today
Please note that NI Holdings' price fluctuation is very steady at this time. Calculation of the real value of NI Holdings is based on 3 months time horizon. Increasing NI Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
NI Holdings' intrinsic value may or may not be the same as its current market price of 14.11, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 14.11 | Real 14.66 | Hype 14.09 | Naive 14.2 |
The intrinsic value of NI Holdings' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence NI Holdings' stock price.
Estimating the potential upside or downside of NI Holdings helps investors to forecast how NODK stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of NI Holdings more accurately as focusing exclusively on NI Holdings' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use NI Holdings' intrinsic value based on its ongoing forecasts of NI Holdings' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against NI Holdings' closest peers.
NI Holdings Cash |
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NODK Valuation Trend
Knowing NI Holdings' actual value is paramount for traders when making sound investment determinations. Using both NI Holdings' enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
NI Holdings Total Value Analysis
NI Holdings is now forecasted to have valuation of 237.99 M with market capitalization of 287.89 M, debt of 281.91 M, and cash on hands of 63.03 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the NI Holdings fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
237.99 M | 287.89 M | 281.91 M | 63.03 M |
NI Holdings Investor Information
About 68.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.18. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. NI Holdings had not issued any dividends in recent years. Based on the key indicators related to NI Holdings' liquidity, profitability, solvency, and operating efficiency, NI Holdings is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in April.NI Holdings Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. NI Holdings has an asset utilization ratio of 6.19 percent. This suggests that the Company is making $0.0619 for each dollar of assets. An increasing asset utilization means that NI Holdings is more efficient with each dollar of assets it utilizes for everyday operations.NI Holdings Ownership Allocation
NI Holdings secures a total of 20.68 Million outstanding shares. NI Holdings owns majority of its outstanding shares owned by insiders. An insider is usually defined as a corporate executive, director, member of the board or institutional investor who own at least 10% of the company's outstanding shares. 67.8 % of NI Holdings outstanding shares that are owned by insiders conveys that they have been buying or selling the stock in recent months in anticipation of some upcoming event. Please note that no matter how many assets the company retains, if the real value of the firm is less than the current market value, you may not be able to make money on it.NI Holdings Profitability Analysis
The company reported the previous year's revenue of 32.6 M. Net Loss for the year was (6.06 M) with profit before overhead, payroll, taxes, and interest of 12.77 M.About NI Holdings Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of NI Holdings. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of NI Holdings based exclusively on its fundamental and basic technical indicators. By analyzing NI Holdings's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of NI Holdings's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of NI Holdings. We calculate exposure to NI Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of NI Holdings's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 32.6 M | 31 M | |
| Pretax Profit Margin | 0.31 | 0.33 | |
| Operating Profit Margin | (10.32) | (9.80) | |
| Net Loss | (0.05) | (0.04) |
NI Holdings Quarterly Retained Earnings |
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NI Holdings Growth Indicators
Investing in growth stocks can be very risky. If the company such as NI Holdings does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 21.1 M | |
| Quarterly Earnings Growth Y O Y | 0.448 |
NI Holdings Current Valuation Indicators
NI Holdings' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final NI Holdings' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as NI Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use NI Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes NI Holdings' worth.When determining whether NI Holdings is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if NODK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Ni Holdings Stock. Highlighted below are key reports to facilitate an investment decision about Ni Holdings Stock: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NI Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment. For more information on how to buy NODK Stock please use our How to buy in NODK Stock guide.You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NI Holdings. If investors know NODK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.448 | Earnings Share 0.31 | Revenue Per Share | Quarterly Revenue Growth (0.06) | Return On Assets |
The market value of NI Holdings is measured differently than its book value, which is the value of NODK that is recorded on the company's balance sheet. Investors also form their own opinion of NI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NI Holdings' market value can be influenced by many factors that don't directly affect NI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.