Ni Holdings Stock Retained Earnings
| NODK Stock | USD 15.92 0.11 0.69% |
NI Holdings fundamentals help investors to digest information that contributes to NI Holdings' financial success or failures. It also enables traders to predict the movement of NODK Stock. The fundamental analysis module provides a way to measure NI Holdings' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to NI Holdings stock.
| Last Reported | Projected for Next Year | ||
| Retained Earnings | 208.4 M | 208.6 M | |
| Retained Earnings Total Equity | 246.2 M | 197.3 M |
NODK | Retained Earnings |
NI Holdings Company Retained Earnings Analysis
NI Holdings' Retained Earnings is a balance sheet account that refers to the portion of company income that is retained by the firm. In other words, it is a part of earnings that is not paid out as dividends or otherwise distributed to owners. Retained Earnings are calculated by adding net income to last period retained earnings and subtracting any dividends paid to owners.
More About Retained Earnings | All Equity Analysis
Retained Earnings | = | Beginning RE + Income | - | Dividends |
Current NI Holdings Retained Earnings | 208.38 M |
Most of NI Holdings' fundamental indicators, such as Retained Earnings, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, NI Holdings is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
NODK Retained Earnings Driver Correlations
Understanding the fundamental principles of building solid financial models for NI Holdings is extremely important. It helps to project a fair market value of NODK Stock properly, considering its historical fundamentals such as Retained Earnings. Since NI Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of NI Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of NI Holdings' interrelated accounts and indicators.
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NODK Retained Earnings Historical Pattern
Today, most investors in NI Holdings Stock are looking for potential investment opportunities by analyzing not only static indicators but also various NI Holdings' growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's retained earnings growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of NI Holdings retained earnings as a starting point in their analysis.
NI Holdings Retained Earnings |
| Timeline |
Retained Earnings shows how the firm utilizes its profits over time. In simple terms, investors can think of retained earnings as the amount of profit the company has reinvested in the business since its inceptions. However the methodology to make a decision over how much profit to retain is different between companies in different industries. For example, growing industries tend to retain more of their earnings than more matured industries as they need more assets investment to sustain their growth.
| Competition |
Based on the latest financial disclosure, NI Holdings has a Retained Earnings of 208.38 M. This is 98.63% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The retained earnings for all United States stocks is 97.77% higher than that of the company.
NODK Retained Earnings Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses NI Holdings' direct or indirect competition against its Retained Earnings to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of NI Holdings could also be used in its relative valuation, which is a method of valuing NI Holdings by comparing valuation metrics of similar companies.NI Holdings is currently under evaluation in retained earnings category among its peers.
NI Holdings Current Valuation Drivers
We derive many important indicators used in calculating different scores of NI Holdings from analyzing NI Holdings' financial statements. These drivers represent accounts that assess NI Holdings' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of NI Holdings' important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 381.5M | 357.5M | 405.1M | 283.1M | 274.9M | 382.8M | |
| Enterprise Value | 319.4M | 256.4M | 334.5M | 237.9M | 220.2M | 315.2M |
NI Holdings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, NI Holdings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to NI Holdings' managers, analysts, and investors.Environmental | Governance | Social |
NODK Fundamentals
| Return On Equity | -0.0361 | ||||
| Return On Asset | -0.0013 | ||||
| Profit Margin | (0.02) % | ||||
| Operating Margin | (0.04) % | ||||
| Current Valuation | 289.62 M | ||||
| Shares Outstanding | 20.65 M | ||||
| Shares Owned By Insiders | 67.42 % | ||||
| Shares Owned By Institutions | 24.23 % | ||||
| Number Of Shares Shorted | 26.06 K | ||||
| Price To Earning | 7.34 X | ||||
| Price To Book | 1.36 X | ||||
| Price To Sales | 0.84 X | ||||
| Revenue | 365.69 M | ||||
| Gross Profit | (69.03 M) | ||||
| EBITDA | 1.03 M | ||||
| Net Income | (5.48 M) | ||||
| Cash And Equivalents | 63.03 M | ||||
| Cash Per Share | 2.98 X | ||||
| Total Debt | 2.06 M | ||||
| Debt To Equity | 0.64 % | ||||
| Current Ratio | 0.51 X | ||||
| Book Value Per Share | 11.69 X | ||||
| Cash Flow From Operations | 25.97 M | ||||
| Short Ratio | 0.84 X | ||||
| Earnings Per Share | (0.43) X | ||||
| Number Of Employees | 219 | ||||
| Beta | 0.36 | ||||
| Market Capitalization | 328.73 M | ||||
| Total Asset | 615.68 M | ||||
| Retained Earnings | 208.38 M | ||||
| Working Capital | 40.05 M | ||||
| Current Asset | 44.43 M | ||||
| Current Liabilities | 4.38 M | ||||
| Net Asset | 615.68 M |
About NI Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze NI Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of NI Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of NI Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NI Holdings. If investors know NODK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 6.564 | Earnings Share (0.43) | Revenue Per Share 18.702 | Quarterly Revenue Growth 0.14 | Return On Assets (0) |
The market value of NI Holdings is measured differently than its book value, which is the value of NODK that is recorded on the company's balance sheet. Investors also form their own opinion of NI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NI Holdings' market value can be influenced by many factors that don't directly affect NI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.