Hanover Historical Cash Flow
| THG Stock | USD 172.63 1.98 1.13% |
Analysis of Hanover Insurance cash flow over time is an excellent tool to project Hanover Insurance future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Other Cashflows From Financing Activities of 5.6 M or Other Non Cash Items of 153.1 M as it is a great indicator of Hanover Insurance ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining Hanover Insurance latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Hanover Insurance is a good buy for the upcoming year.
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About Hanover Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in Hanover balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Hanover's non-liquid assets can be easily converted into cash.
Hanover Insurance Cash Flow Chart
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Change In Working Capital
The difference in the amount of working capital from one period to the next, indicating the change in a company's short-term assets and liabilities.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Capital Expenditures
Capital Expenditures are funds used by Hanover Insurance to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of Hanover Insurance operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Net Income
Net income is one of the most important fundamental items in finance. It plays a large role in Hanover Insurance financial statement analysis. It represents the amount of money remaining after all of The Hanover Insurance operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Most accounts from Hanover Insurance's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Hanover Insurance current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Hanover Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate. At this time, Hanover Insurance's Change In Working Capital is most likely to increase significantly in the upcoming years. The Hanover Insurance's current Begin Period Cash Flow is estimated to increase to about 324.4 M, while Capital Expenditures is projected to decrease to roughly 9.7 M.
Hanover Insurance cash flow statement Correlations
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Hanover Insurance Account Relationship Matchups
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Hanover Insurance cash flow statement Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | (95.1M) | 110.3M | 74.1M | 11.1M | 119.4M | 125.4M | |
| Free Cash Flow | 692.7M | 815.7M | 704.5M | 349.8M | 796.2M | 836.0M | |
| Change In Working Capital | 351.2M | 625.2M | 561.3M | 272.1M | 220.9M | 231.9M | |
| Begin Period Cash Flow | 215.7M | 120.6M | 230.9M | 305M | 316.1M | 324.4M | |
| Other Cashflows From Financing Activities | (8.5M) | 11.6M | (900K) | (4.9M) | 5.3M | 5.6M | |
| Other Non Cash Items | (17.6M) | (283.9M) | 49.6M | 10.8M | 145.8M | 153.1M | |
| Dividends Paid | 99.5M | 102.2M | 108.9M | (117.2M) | (124.1M) | (117.9M) | |
| Capital Expenditures | 14.9M | 8M | 17.8M | 11.9M | 10.2M | 9.7M | |
| Total Cash From Operating Activities | 707.6M | 823.7M | 722.3M | 361.7M | 806.4M | 846.7M | |
| Change To Account Receivables | (144M) | (156.3M) | (173.9M) | (201.9M) | (60.1M) | (63.1M) | |
| Net Income | 358.7M | 418.7M | 116M | 33.5M | 426M | 447.3M | |
| Total Cash From Financing Activities | (193.9M) | (253.2M) | (140.6M) | (122.1M) | (145.5M) | (152.8M) | |
| End Period Cash Flow | 120.6M | 230.9M | 305M | 316.1M | 435.5M | 433.5M | |
| Sale Purchase Of Stock | (212.8M) | (162.6M) | (30.8M) | 0.0 | (26.7M) | (28.0M) | |
| Depreciation | 18.2M | 16.9M | 12.9M | 14.2M | 1.5M | 1.4M | |
| Other Cashflows From Investing Activities | (82.3M) | 96.1M | 364.1M | (216.6M) | (574.2M) | (545.5M) | |
| Total Cashflows From Investing Activities | (311.9M) | (608.8M) | (460.2M) | (507.6M) | (456.8M) | (434.0M) | |
| Stock Based Compensation | 20.1M | 22.9M | 29M | 31.1M | 31M | 18.7M | |
| Investments | (511.6M) | (548.3M) | (853.9M) | (228.5M) | (540.9M) | (567.9M) | |
| Change Receivables | (257.8M) | (144M) | (156.3M) | (173.9M) | (156.5M) | (164.3M) | |
| Cash And Cash Equivalents Changes | (808.3M) | (95.1M) | 110.3M | 74.1M | 85.2M | 89.5M | |
| Cash Flows Other Operating | (126.7M) | (28.9M) | (234.9M) | (109.6M) | (98.6M) | (93.7M) | |
| Change To Netincome | 31.1M | (1.7M) | (76.2M) | 89M | 80.1M | 84.1M | |
| Change To Liabilities | 509.6M | 505.4M | 856M | 788M | 906.2M | 580.6M | |
| Change To Operating Activities | 316.1M | 435.2M | 748.6M | 678M | 779.7M | 485.4M |
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When determining whether Hanover Insurance is a strong investment it is important to analyze Hanover Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Hanover Insurance's future performance. For an informed investment choice regarding Hanover Stock, refer to the following important reports:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Hanover Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanover Insurance. If investors know Hanover will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanover Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.535 | Dividend Share 3.45 | Earnings Share 11.68 | Revenue Per Share | Quarterly Revenue Growth 0.036 |
The market value of Hanover Insurance is measured differently than its book value, which is the value of Hanover that is recorded on the company's balance sheet. Investors also form their own opinion of Hanover Insurance's value that differs from its market value or its book value, called intrinsic value, which is Hanover Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanover Insurance's market value can be influenced by many factors that don't directly affect Hanover Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanover Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanover Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanover Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.