Hanover Financial Statements From 2010 to 2024

Stocks . USA . 
Stock . The Hanover Insurance
THG Stock  USD 165.01  0.74  0.45%   
Hanover Insurance financial statements provide useful quarterly and yearly information to potential The Hanover Insurance investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Hanover Insurance financial statements helps investors assess Hanover Insurance's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Hanover Insurance's valuation are summarized below:
Gross Profit
752 M
Profit Margin
0.0592
Market Capitalization
5.9 B
Enterprise Value Revenue
1.0225
Revenue
6.2 B
There are over one hundred nineteen available fundamental trends for Hanover Insurance, which can be analyzed over time and compared to other ratios. Active traders should verify all of Hanover Insurance regular fundamental drivers against the trend between 2010 and 2024 to make sure the company can sustain itself down the road. The Hanover Insurance's current Market Cap is estimated to increase to about 5.2 B. The Hanover Insurance's current Enterprise Value is estimated to increase to about 5.6 B

Hanover Insurance Total Revenue

4.31 Billion

Check Hanover Insurance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Hanover Insurance's main balance sheet or income statement drivers, such as Interest Expense of 25.5 M, Total Revenue of 4.3 B or Gross Profit of 4.3 B, as well as many indicators such as Price To Sales Ratio of 0.6, Dividend Yield of 0.014 or PTB Ratio of 0.94. Hanover financial statements analysis is a perfect complement when working with Hanover Insurance Valuation or Volatility modules.
  
Check out the analysis of Hanover Insurance Correlation against competitors.

Hanover Insurance Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets13.5 B14.6 B13.9 B
Pretty Stable
Short and Long Term Debt Total724.5 M783.2 M922.4 M
Pretty Stable
Total Current Liabilities5.2 B6.1 B1.1 B
Slightly volatile
Total Stockholder Equity2.7 B2.5 B2.7 B
Slightly volatile
Retained Earnings1.5 B2.9 B1.9 B
Slightly volatile
Net Receivables2.5 B1.7 B2.9 B
Very volatile
Common Stock Shares Outstanding38.3 M32.5 M41.9 M
Slightly volatile
Liabilities And Stockholders Equity13.5 B14.6 B13.9 B
Pretty Stable
Non Current Liabilities Total7.8 B12.1 B7.2 B
Very volatile
Other Stockholder Equity69.2 M72.8 M682.9 M
Slightly volatile
Total Liabilities11.4 B12.1 B11.2 B
Pretty Stable
Total Current Assets2.3 B2 B2.7 B
Slightly volatile
Cash317.1 M316.1 M396.5 M
Slightly volatile
Non Current Assets Total738.7 M777.6 M3.3 B
Very volatile
Cash And Short Term Investments317.1 M316.1 M396.5 M
Slightly volatile
Common Stock Total Equity655.9 K690 K603.1 K
Slightly volatile
Short Term Investments445.2 M468.6 M4.4 B
Pretty Stable
Common Stock656.1 K690 K603.1 K
Slightly volatile
Other Liabilities66.4 M69.9 M2.2 B
Slightly volatile
Accounts Payable61.1 M64.3 M184 M
Slightly volatile
Long Term Debt697.6 M783.2 M760.7 M
Pretty Stable
Good Will183 M205.6 M181.1 M
Slightly volatile
Intangible Assets311.7 M620.8 M359.5 M
Very volatile
Net Tangible Assets2.9 B2.5 B2.6 B
Slightly volatile
Long Term Debt Total641.4 M704.2 M790.9 M
Slightly volatile
Capital Surpluse2 B2.2 B1.9 B
Slightly volatile
Long Term Investments8.9 B8.1 B8.1 B
Slightly volatile
Non Current Liabilities Other7.4 B9.1 B9.1 B
Pretty Stable
Short and Long Term Debt656 M708.2 M812.8 M
Slightly volatile
Cash And Equivalents291.6 M274.5 M320.9 M
Very volatile
Net Invested Capital2.3 B3.2 B3.2 B
Slightly volatile
Capital Stock480 K540 K588 K
Slightly volatile

Hanover Insurance Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue4.3 B6 B4.8 B
Slightly volatile
Gross Profit4.3 B6 B4.8 B
Slightly volatile
Other Operating Expenses4 B6 B4.4 B
Slightly volatile
Operating Income45.6 M48 M303.5 M
Very volatile
EBIT65.5 M68.9 M309.3 M
Very volatile
EBITDA71.4 M75.2 M331.2 M
Very volatile
Income Before Tax39 M41.1 M327.9 M
Slightly volatile
Net Income33.5 M35.3 M214.3 M
Very volatile
Depreciation And Amortization6 M6.3 M24.9 M
Slightly volatile
Net Income Applicable To Common Shares220.3 M133.4 M237.1 M
Slightly volatile
Minority Interest12.8 M14.4 M15.7 M
Slightly volatile
Net Income From Continuing Ops31.8 M33.5 M199.2 M
Pretty Stable
Tax Provision7.2 M7.6 M76.6 M
Slightly volatile
Interest Income61.3 M112 M61.3 M
Slightly volatile
Reconciled Depreciation6 M6.3 M23.2 M
Slightly volatile

Hanover Insurance Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Change In Working Capital285.7 M272.1 M291.5 M
Slightly volatile
Begin Period Cash Flow326.8 M305 M414.3 M
Slightly volatile
Dividends Paid68.6 M117.2 M97 M
Slightly volatile
Capital Expenditures11.3 M11.9 M127.9 M
Slightly volatile
Total Cash From Operating Activities334.3 M361.7 M512.8 M
Slightly volatile
Net Income31.8 M33.5 M214.6 M
Very volatile
End Period Cash Flow431.9 M316.1 M411.5 M
Slightly volatile
Depreciation20.5 M14.2 M26.4 M
Slightly volatile
Stock Based Compensation17.7 M31.1 M16.8 M
Slightly volatile
Change To Liabilities580.6 M906.2 M568.7 M
Slightly volatile
Change To Operating Activities485.4 M779.7 M446.5 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.60.72320.7298
Slightly volatile
Dividend Yield0.0140.0270.0247
Very volatile
PTB Ratio0.941.75811.3034
Slightly volatile
Days Sales Outstanding105104127
Slightly volatile
Book Value Per Share44.769.064465.4879
Slightly volatile
Operating Cash Flow Per Share5.8210.131712.5607
Slightly volatile
Stock Based Compensation To Revenue0.00280.00520.0034
Slightly volatile
Capex To Depreciation0.80.8384.863
Slightly volatile
PB Ratio0.941.75811.3034
Slightly volatile
EV To Sales0.630.80120.803
Slightly volatile
ROIC0.01140.0120.0719
Slightly volatile
Net Income Per Share0.940.98885.2624
Pretty Stable
Capex To Revenue0.00190.0020.0318
Slightly volatile
Cash Per Share20.8821.9804115
Pretty Stable
POCF Ratio22.8711.98428.3502
Slightly volatile
Interest Coverage1.341.40767.0113
Very volatile
Payout Ratio3.493.32010.8994
Slightly volatile
Capex To Operating Cash Flow0.03130.03290.5458
Slightly volatile
Income Quality11.3410.7974.1852
Slightly volatile
ROE0.01360.01430.0768
Very volatile
EV To Operating Cash Flow22.8913.27569.0938
Slightly volatile
PE Ratio12912333.7785
Slightly volatile
Return On Tangible Assets0.00230.00240.0159
Pretty Stable
Earnings Yield0.00770.00810.0591
Slightly volatile
Intangibles To Total Assets0.01050.01220.0126
Pretty Stable
Current Ratio0.320.331939.3249
Very volatile
Tangible Book Value Per Share42.464.05661.4415
Slightly volatile
Receivables Turnover3.923.5143.3118
Slightly volatile
Graham Number55.7439.198784.5495
Slightly volatile
Shareholders Equity Per Share42.8769.064464.3802
Slightly volatile
Debt To Equity0.180.31770.2759
Pretty Stable
Capex Per Share0.320.33332.8949
Slightly volatile
Revenue Per Share176168122
Slightly volatile
Interest Debt Per Share24.0422.893620.0961
Slightly volatile
Debt To Assets0.03390.05360.0545
Very volatile
Enterprise Value Over EBITDA67.0563.853621.6111
Slightly volatile
Short Term Coverage Ratios6.786.466.8969
Slightly volatile
Price Earnings Ratio12912333.7785
Slightly volatile
Operating Cycle83.193.48102
Slightly volatile
Price Book Value Ratio0.941.75811.3034
Slightly volatile
Dividend Payout Ratio3.493.32010.8994
Slightly volatile
Price To Operating Cash Flows Ratio22.8711.98428.3502
Slightly volatile
Pretax Profit Margin0.00650.00690.0748
Slightly volatile
Ebt Per Ebit1.190.85631.1302
Slightly volatile
Operating Profit Margin0.00760.0080.063
Pretty Stable
Company Equity Multiplier7.885.92665.5681
Pretty Stable
Long Term Debt To Capitalization0.140.24110.2126
Pretty Stable
Total Debt To Capitalization0.140.24110.2137
Pretty Stable
Return On Capital Employed0.00540.00560.023
Very volatile
Debt Equity Ratio0.180.31770.2759
Pretty Stable
Ebit Per Revenue0.00760.0080.063
Pretty Stable
Quick Ratio0.320.331940.9197
Pretty Stable
Dividend Paid And Capex Coverage Ratio2.872.80175.0071
Very volatile
Net Income Per E B T0.470.85890.8905
Pretty Stable
Cash Ratio0.04930.05195.2542
Pretty Stable
Cash Conversion Cycle1.1 K1.3 K1.4 K
Slightly volatile
Operating Cash Flow Sales Ratio0.05460.06030.1031
Slightly volatile
Days Of Sales Outstanding105104127
Slightly volatile
Cash Flow Coverage Ratios0.380.46180.6707
Slightly volatile
Price To Book Ratio0.941.75811.3034
Slightly volatile
Fixed Asset Turnover0.690.710.6582
Pretty Stable
Capital Expenditure Coverage Ratio17.8830.39535.3114
Slightly volatile
Price Cash Flow Ratio22.8711.98428.3502
Slightly volatile
Enterprise Value Multiple67.0563.853621.6111
Slightly volatile
Debt Ratio0.03390.05360.0545
Very volatile
Cash Flow To Debt Ratio0.380.46180.6707
Slightly volatile
Price Sales Ratio0.60.72320.7298
Slightly volatile
Return On Assets0.00230.00240.0157
Pretty Stable
Asset Turnover0.220.41020.3406
Slightly volatile
Net Profit Margin0.00560.00590.0444
Very volatile
Gross Profit Margin0.80.90.9826
Slightly volatile
Price Fair Value0.941.75811.3034
Slightly volatile
Return On Equity0.01360.01430.0768
Very volatile

Hanover Insurance Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap5.2 B4.9 B4.4 B
Slightly volatile
Enterprise Value5.6 B5.3 B4.8 B
Slightly volatile

Hanover Fundamental Market Drivers

Forward Price Earnings11.8906
Cash And Short Term Investments316.1 M

Hanover Upcoming Events

31st of January 2024
Upcoming Quarterly Report
View
7th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
31st of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Hanover Insurance Financial Statements

Hanover Insurance stakeholders use historical fundamental indicators, such as Hanover Insurance's revenue or net income, to determine how well the company is positioned to perform in the future. Although Hanover Insurance investors may analyze each financial statement separately, they are all interrelated. For example, changes in Hanover Insurance's assets and liabilities are reflected in the revenues and expenses on Hanover Insurance's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in The Hanover Insurance. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue6 B4.3 B
Cost Of Revenue-20.7 M-19.7 M
Revenue Per Share 167.89  176.28 
Ebit Per Revenue 0.01  0.01 

Currently Active Assets on Macroaxis

VVisa Class A
GOOGAlphabet Inc Class C
GOOGAlphabet Inc Class C
MSFTMicrosoft
GMGeneral Motors
When determining whether Hanover Insurance is a strong investment it is important to analyze Hanover Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Hanover Insurance's future performance. For an informed investment choice regarding Hanover Stock, refer to the following important reports:
How To Invest In Hanover
Details
Is Hanover Stock a good investment?
Details
What is Hanover Insurance's Net Worth?
Details
Largest Property & Casualty Insurance Companies
View
Largest Insurance - Property & Casualty Companies
View
Check out the analysis of Hanover Insurance Correlation against competitors.
You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanover Insurance. If investors know Hanover will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanover Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
10.656
Dividend Share
3.4
Earnings Share
10.08
Revenue Per Share
172.438
Quarterly Revenue Growth
0.032
The market value of Hanover Insurance is measured differently than its book value, which is the value of Hanover that is recorded on the company's balance sheet. Investors also form their own opinion of Hanover Insurance's value that differs from its market value or its book value, called intrinsic value, which is Hanover Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanover Insurance's market value can be influenced by many factors that don't directly affect Hanover Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Altman
Z Score
Details
Piotroski
F Score
Details
Beneish
M Score
Details
Financial
Analysis
Details
Buy or Sell
Advice
Details
Earnings
Projections
Details
Please note, there is a significant difference between Hanover Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanover Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanover Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions
 
Feedback Blog
Made with optimal in San Francisco
2024 Macroaxis LLC
COMMON DESTINATIONS
MAIN CATEGORIES
COMPANY