Hanover Historical Financial Ratios

THG Stock

USD 172.63 1.98 1.13%

Hanover Insurance is recently reporting on over 106 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Book Value Per Share of 45.32, Free Cash Flow Yield of 0.15, Invested Capital of 0.0 or Operating Cash Flow Per Share of 23.59 will help investors to properly organize and evaluate Hanover Insurance financial condition quickly.

Quick Ratio Current Ratio

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Hanover Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.

About Hanover Financial Ratios Analysis

Hanover InsuranceFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Hanover Insurance investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Hanover financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Hanover Insurance history.

Hanover Insurance Financial Ratios Chart

At this time, Hanover Insurance's Free Cash Flow Yield is most likely to increase slightly in the upcoming years. The Hanover Insurance's current Operating Cash Flow Per Share is estimated to increase to 23.59, while Dividend Yield is projected to decrease to 0.01.

Price To Sales Ratio Dividend Yield Ptb Ratio Days Sales Outstanding

Add Fundamental

Price To Sales Ratio

Price to Sales Ratio is figured by comparing Hanover Insurance stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Hanover Insurance sales, a figure that is much harder to manipulate than other The Hanover Insurance multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is The Hanover Insurance dividend as a percentage of Hanover Insurance stock price. Hanover Insurance dividend yield is a measure of Hanover Insurance stock productivity, which can be interpreted as interest rate earned on an Hanover Insurance investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Most ratios from Hanover Insurance's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Hanover Insurance current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Hanover Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.

	2021	2023	2025 (projected)
Dividend Yield	0.0217	0.027	0.0142
Price To Sales Ratio	0.9	0.72	0.61

Dividend Yield Price To Sales Ratio

Hanover Insurance fundamentals Correlations

	Price To Sales Ratio	Dividend Yield	Ptb Ratio	Days Sales Outstanding	Book Value Per Share	Free Cash Flow Yield	Operating Cash Flow Per Share	Capex To Depreciation	Pb Ratio	Ev To Sales	Free Cash Flow Per Share	Roic	Net Income Per Share	Payables Turnover	Capex To Revenue	Cash Per Share	Pocfratio	Interest Coverage	Payout Ratio	Capex To Operating Cash Flow	Pfcf Ratio	Days Payables Outstanding	Income Quality	Roe	Ev To Operating Cash Flow	Pe Ratio
Price To Sales Ratio		0.34	0.74	0.67	0.72	0.36	0.61	-0.39	0.74	0.98	0.57	-0.44	0.58	0.06	-0.4	0.27	0.14	0.55	-0.08	-0.4	0.3	0.08	-0.25	0.5	0.02	-0.11
Dividend Yield	0.34		0.13	0.47	0.27	-0.15	0.01	0.13	0.13	0.35	-0.1	-0.51	0.11	-0.15	0.15	0.25	0.06	0.04	0.32	0.15	-0.11	-0.14	0.12	0.03	0.02	0.09
Ptb Ratio	0.74	0.13		0.36	0.33	0.41	0.76	-0.37	1.0	0.72	0.69	-0.26	0.55	0.47	-0.45	-0.15	0.22	0.48	0.09	-0.45	0.43	0.45	-0.04	0.47	0.12	0.12
Days Sales Outstanding	0.67	0.47	0.36		0.41	0.08	0.29	-0.1	0.36	0.62	0.21	-0.53	0.5	-0.06	-0.1	0.45	0.08	0.45	-0.09	-0.1	0.09	-0.07	-0.27	0.43	-0.04	-0.19
Book Value Per Share	0.72	0.27	0.33	0.41		0.24	0.51	-0.25	0.33	0.77	0.41	-0.51	0.42	-0.02	-0.23	0.24	-0.14	0.36	0.01	-0.23	-0.01	0.02	-0.07	0.25	-0.17	-0.02
Free Cash Flow Yield	0.36	-0.15	0.41	0.08	0.24		0.43	-0.98	0.41	0.41	0.91	0.27	0.35	0.1	-0.99	0.36	-0.1	0.36	-0.27	-0.99	0.61	0.1	-0.22	0.39	-0.06	-0.2
Operating Cash Flow Per Share	0.61	0.01	0.76	0.29	0.51	0.43		-0.31	0.76	0.63	0.76	-0.24	0.69	0.51	-0.39	0.01	-0.4	0.56	-0.23	-0.4	-0.04	0.5	-0.17	0.52	-0.46	-0.2
Capex To Depreciation	-0.39	0.13	-0.37	-0.1	-0.25	-0.98	-0.31		-0.37	-0.44	-0.85	-0.26	-0.29	0.04	0.99	-0.36	-0.04	-0.33	0.22	0.99	-0.7	0.04	0.22	-0.35	-0.09	0.14
Pb Ratio	0.74	0.13	1.0	0.36	0.33	0.41	0.76	-0.37		0.72	0.69	-0.26	0.55	0.47	-0.45	-0.15	0.22	0.48	0.09	-0.45	0.43	0.45	-0.04	0.47	0.12	0.12
Ev To Sales	0.98	0.35	0.72	0.62	0.77	0.41	0.63	-0.44	0.72		0.62	-0.4	0.56	0.02	-0.44	0.3	0.09	0.55	-0.09	-0.45	0.31	0.04	-0.25	0.47	0.01	-0.11
Free Cash Flow Per Share	0.57	-0.1	0.69	0.21	0.41	0.91	0.76	-0.85	0.69	0.62		0.08	0.59	0.32	-0.9	0.23	-0.17	0.54	-0.28	-0.9	0.48	0.31	-0.25	0.54	-0.17	-0.21
Roic	-0.44	-0.51	-0.26	-0.53	-0.51	0.27	-0.24	-0.26	-0.26	-0.4	0.08		0.01	0.21	-0.27	0.03	-0.02	0.12	-0.55	-0.27	0.24	0.2	-0.49	0.23	0.09	-0.46
Net Income Per Share	0.58	0.11	0.55	0.5	0.42	0.35	0.69	-0.29	0.55	0.56	0.59	0.01		0.53	-0.36	0.13	-0.13	0.92	-0.53	-0.37	0.14	0.51	-0.7	0.96	-0.2	-0.57
Payables Turnover	0.06	-0.15	0.47	-0.06	-0.02	0.1	0.51	0.04	0.47	0.02	0.32	0.21	0.53		-0.1	-0.29	-0.09	0.39	-0.18	-0.1	0.01	1.0	-0.21	0.49	-0.14	-0.16
Capex To Revenue	-0.4	0.15	-0.45	-0.1	-0.23	-0.99	-0.39	0.99	-0.45	-0.44	-0.9	-0.27	-0.36	-0.1		-0.31	-0.03	-0.39	0.24	1.0	-0.7	-0.1	0.24	-0.41	-0.07	0.16
Cash Per Share	0.27	0.25	-0.15	0.45	0.24	0.36	0.01	-0.36	-0.15	0.3	0.23	0.03	0.13	-0.29	-0.31		-0.37	0.0	-0.33	-0.32	-0.07	-0.29	-0.28	0.14	-0.37	-0.39
Pocfratio	0.14	0.06	0.22	0.08	-0.14	-0.1	-0.4	-0.04	0.22	0.09	-0.17	-0.02	-0.13	-0.09	-0.03	-0.37		0.02	0.48	-0.02	0.72	-0.09	0.11	-0.02	0.98	0.48
Interest Coverage	0.55	0.04	0.48	0.45	0.36	0.36	0.56	-0.33	0.48	0.55	0.54	0.12	0.92	0.39	-0.39	0.0	0.02		-0.59	-0.39	0.28	0.38	-0.78	0.93	-0.02	-0.62
Payout Ratio	-0.08	0.32	0.09	-0.09	0.01	-0.27	-0.23	0.22	0.09	-0.09	-0.28	-0.55	-0.53	-0.18	0.24	-0.33	0.48	-0.59		0.24	0.14	-0.18	0.88	-0.63	0.47	0.97
Capex To Operating Cash Flow	-0.4	0.15	-0.45	-0.1	-0.23	-0.99	-0.4	0.99	-0.45	-0.45	-0.9	-0.27	-0.37	-0.1	1.0	-0.32	-0.02	-0.39	0.24		-0.7	-0.1	0.24	-0.41	-0.06	0.16
Pfcf Ratio	0.3	-0.11	0.43	0.09	-0.01	0.61	-0.04	-0.7	0.43	0.31	0.48	0.24	0.14	0.01	-0.7	-0.07	0.72	0.28	0.14	-0.7		0.01	-0.11	0.27	0.74	0.2
Days Payables Outstanding	0.08	-0.14	0.45	-0.07	0.02	0.1	0.5	0.04	0.45	0.04	0.31	0.2	0.51	1.0	-0.1	-0.29	-0.09	0.38	-0.18	-0.1	0.01		-0.2	0.48	-0.14	-0.16
Income Quality	-0.25	0.12	-0.04	-0.27	-0.07	-0.22	-0.17	0.22	-0.04	-0.25	-0.25	-0.49	-0.7	-0.21	0.24	-0.28	0.11	-0.78	0.88	0.24	-0.11	-0.2		-0.84	0.12	0.9
Roe	0.5	0.03	0.47	0.43	0.25	0.39	0.52	-0.35	0.47	0.47	0.54	0.23	0.96	0.49	-0.41	0.14	-0.02	0.93	-0.63	-0.41	0.27	0.48	-0.84		-0.07	-0.67
Ev To Operating Cash Flow	0.02	0.02	0.12	-0.04	-0.17	-0.06	-0.46	-0.09	0.12	0.01	-0.17	0.09	-0.2	-0.14	-0.07	-0.37	0.98	-0.02	0.47	-0.06	0.74	-0.14	0.12	-0.07		0.48
Pe Ratio	-0.11	0.09	0.12	-0.19	-0.02	-0.2	-0.2	0.14	0.12	-0.11	-0.21	-0.46	-0.57	-0.16	0.16	-0.39	0.48	-0.62	0.97	0.16	0.2	-0.16	0.9	-0.67	0.48

Click cells to compare fundamentals

Hanover Insurance Account Relationship Matchups

Hanover Insurance fundamentals Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Price To Sales Ratio	1.12	0.91	0.9	0.88	0.72	0.61
Dividend Yield	0.0706	0.0226	0.0217	0.027	0.0224	0.0142
Ptb Ratio	1.38	1.5	2.07	1.76	1.95	2.05
Book Value Per Share	84.94	87.6	65.33	69.06	79.16	45.32
Operating Cash Flow Per Share	18.77	22.94	20.29	10.13	22.46	23.59
Stock Based Compensation To Revenue	0.004164	0.00438	0.005303	0.005189	0.00497	0.002882
Capex To Depreciation	0.82	0.47	1.38	0.84	6.8	7.14
Pb Ratio	1.38	1.5	2.07	1.76	1.95	2.05
Free Cash Flow Per Share	18.37	22.72	19.79	9.8	22.18	23.29
Roic	0.0399	0.0312	0.0346	0.0615	(0.0119)	0.2
Net Income Per Share	9.51	11.78	3.26	0.99	11.87	12.46
Capex To Revenue	0.003087	0.00153	0.003255	0.001985	0.001635	0.001554
Cash Per Share	200.93	27.81	30.65	21.98	56.35	53.29
Pocfratio	6.23	5.71	6.66	11.98	6.89	6.54
Interest Coverage	11.9	15.29	5.2	1.41	12.47	13.1
Capex To Operating Cash Flow	0.0211	0.009712	0.0246	0.0329	0.0126	0.012
Pfcf Ratio	6.36	5.77	6.83	12.39	6.97	7.32
Roe	0.13	0.15	0.11	0.0499	0.0143	0.16
Ev To Operating Cash Flow	9.79	7.16	6.38	7.32	13.28	6.95
Pe Ratio	12.29	11.13	41.47	122.8	13.03	13.69
Return On Tangible Assets	0.027	0.03	0.008395	0.002446	0.0282	0.0296
Ev To Free Cash Flow	7.32	6.44	7.51	13.73	7.41	3.98
Earnings Yield	0.0814	0.0899	0.0241	0.008144	0.0767	0.0806
Net Debt To E B I T D A	1.32	0.99	2.68	6.21	0.82	1.18
Current Ratio	68.89	65.48	3.68	0.33	2.61	2.48
Tangible Book Value Per Share	80.2	82.62	60.3	64.06	74.18	42.96
Graham Number	134.85	152.36	69.21	39.2	145.38	152.65
Shareholders Equity Per Share	84.94	87.6	65.33	69.06	79.16	43.56
Capex Per Share	0.31	0.33	0.4	0.22	0.5	0.28
Graham Net Net	(31.34)	(310.12)	(252.43)	(282.44)	(252.34)	(264.96)
Revenue Per Share	128.05	145.62	153.61	167.89	173.74	182.43
Interest Debt Per Share	21.69	22.72	22.94	22.89	22.79	23.93

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When determining whether Hanover Insurance is a strong investment it is important to analyze Hanover Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Hanover Insurance's future performance. For an informed investment choice regarding Hanover Stock, refer to the following important reports:

How To Invest In Hanover

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Is Hanover Stock a good investment?

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What is Hanover Insurance's Net Worth?

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Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanover Insurance. If investors know Hanover will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanover Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.535

Dividend Share

3.45

Earnings Share

11.68

Revenue Per Share

173.744

Quarterly Revenue Growth

0.036

The market value of Hanover Insurance is measured differently than its book value, which is the value of Hanover that is recorded on the company's balance sheet. Investors also form their own opinion of Hanover Insurance's value that differs from its market value or its book value, called intrinsic value, which is Hanover Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanover Insurance's market value can be influenced by many factors that don't directly affect Hanover Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Hanover Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanover Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanover Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Price To Sales Ratio	Dividend Yield
Ptb Ratio	Days Sales Outstanding
Book Value Per Share	Free Cash Flow Yield
Invested Capital	Operating Cash Flow Per Share
Average Payables	Stock Based Compensation To Revenue
Capex To Depreciation	Pb Ratio
Ev To Sales	Free Cash Flow Per Share
Roic	Inventory Turnover
Net Income Per Share	Days Of Inventory On Hand
Payables Turnover	Sales General And Administrative To Revenue
Average Inventory	Research And Ddevelopement To Revenue
Capex To Revenue	Cash Per Share
Pocfratio	Interest Coverage
Payout Ratio	Capex To Operating Cash Flow
Pfcf Ratio	Days Payables Outstanding
Net Current Asset Value	Income Quality
Roe	Tangible Asset Value
Ev To Operating Cash Flow	Pe Ratio
Return On Tangible Assets	Ev To Free Cash Flow
Earnings Yield	Intangibles To Total Assets
Net Debt To E B I T D A	Current Ratio
Tangible Book Value Per Share	Receivables Turnover
Graham Number	Shareholders Equity Per Share
Debt To Equity	Capex Per Share
Graham Net Net	Average Receivables
Revenue Per Share	Interest Debt Per Share
Debt To Assets	Enterprise Value Over E B I T D A
Short Term Coverage Ratios	Price Earnings Ratio
Operating Cycle	Price Book Value Ratio
Price Earnings To Growth Ratio	Days Of Payables Outstanding
Dividend Payout Ratio	Price To Operating Cash Flows Ratio
Price To Free Cash Flows Ratio	Pretax Profit Margin
Ebt Per Ebit	Operating Profit Margin
Effective Tax Rate	Company Equity Multiplier
Long Term Debt To Capitalization	Total Debt To Capitalization
Return On Capital Employed	Debt Equity Ratio
Ebit Per Revenue	Quick Ratio
Dividend Paid And Capex Coverage Ratio	Net Income Per E B T
Cash Ratio	Cash Conversion Cycle
Operating Cash Flow Sales Ratio	Days Of Inventory Outstanding
Days Of Sales Outstanding	Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios	Price To Book Ratio
Fixed Asset Turnover	Capital Expenditure Coverage Ratio
Price Cash Flow Ratio	Enterprise Value Multiple
Debt Ratio	Cash Flow To Debt Ratio
Price Sales Ratio	Return On Assets
Asset Turnover	Net Profit Margin
Gross Profit Margin	Price Fair Value
Return On Equity

Hanover Historical Financial Ratios

About Hanover Financial Ratios Analysis

Hanover Insurance Financial Ratios Chart

Price To Sales Ratio

Dividend Yield

Ptb Ratio

Hanover Insurance fundamentals Correlations

Hanover Insurance Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Hanover Insurance fundamentals Accounts

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COMPANY

Pb Ratio	+ 1.0	Ptb Ratio
Days Payables Outstanding	+ 1.0	Payables Turnover
Capex To Operating Cash Flow	+ 1.0	Capex To Revenue
Capex To Revenue	+ 0.99	Capex To Depreciation
Capex To Operating Cash Flow	+ 0.99	Capex To Depreciation
Ev To Sales	+ 0.98	Price To Sales Ratio

Capex To Operating Cash Flow	- 0.99	Free Cash Flow Yield
Capex To Revenue	- 0.99	Free Cash Flow Yield
Capex To Depreciation	- 0.98	Free Cash Flow Yield
Capex To Operating Cash Flow	- 0.9	Free Cash Flow Per Share
Capex To Revenue	- 0.9	Free Cash Flow Per Share
Free Cash Flow Per Share	- 0.85	Capex To Depreciation