OPBK Historical Balance Sheet

OPBK Stock  USD 12.21  0.26  2.09%   
Trend analysis of OP Bancorp balance sheet accounts such as Total Stockholder Equity of 114.2 M provides information on OP Bancorp's total assets, liabilities, and equity, which is the actual value of OP Bancorp to its prevalent stockholders. By breaking down trends over time using OP Bancorp balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
 
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Financial Statement Analysis is much more than just reviewing and examining OP Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether OP Bancorp is a good buy for the upcoming year.

OP Bancorp Inventory

(1.48 Billion)

  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.

About OPBK Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of OP Bancorp at a specified time, usually calculated after every quarter, six months, or one year. OP Bancorp Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of OP Bancorp and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which OPBK currently owns. An asset can also be divided into two categories, current and non-current.

OP Bancorp Balance Sheet Chart

At this time, OP Bancorp's Non Current Assets Total are quite stable compared to the past year. Non Currrent Assets Other is expected to rise to about 2.3 B this year, although the value of Net Debt will most likely fall to (41.9 M).

Total Assets

Total assets refers to the total amount of OP Bancorp assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in OP Bancorp books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Current Liabilities

Total Current Liabilities is an item on OP Bancorp balance sheet that include short term debt, accounts payable, accrued salaries payable, payroll taxes payable, accrued liabilities and other debts. Total Current Liabilities of OP Bancorp are important to investors because some useful performance ratios such as Current Ratio and Quick Ratio require Total Current Liabilities to be accurate. The total amount of liabilities that a company is expected to pay within one year, including debts, accounts payable, and other short-term financial obligations.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Property Plant And Equipment Net

The total value of a company's physical assets (such as land, buildings, and equipment) used in operations, net of depreciation. It reflects the company's investment in assets used for production.
Most accounts from OP Bancorp's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into OP Bancorp current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.At this time, OP Bancorp's Non Current Assets Total are quite stable compared to the past year. Non Currrent Assets Other is expected to rise to about 2.3 B this year, although the value of Net Debt will most likely fall to (41.9 M).
 2022 2023 2024 2025 (projected)
Total Stockholder Equity176.9M192.6M205.0M114.2M
Total Current Liabilities2.8M9.3M16.1M16.9M

OP Bancorp balance sheet Correlations

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Click cells to compare fundamentals

OP Bancorp Account Relationship Matchups

OP Bancorp balance sheet Accounts

202020212022202320242025 (projected)
Total Assets1.4B1.7B2.1B2.1B2.4B2.5B
Other Current Liab7.4M(1.1M)7.4M(3.3M)16.1M16.9M
Total Current Liabilities1.0M558K2.8M9.3M16.1M16.9M
Total Stockholder Equity143.4M165.2M176.9M192.6M205.0M114.2M
Property Plant And Equipment Net11.3M13.3M13.5M13.7M12.9M8.4M
Net Debt(93.0M)(105.2M)(72.7M)23.1M(39.9M)(41.9M)
Retained Earnings55.4M79.1M105.7M120.9M134.8M141.5M
Accounts Payable1.0M558K2.8M12.6M14.5M15.2M
Cash106.4M115.5M83.0M91.2M134.9M68.8M
Non Current Assets Total113.1M174.7M235.4M2.1B2.2B2.3B
Non Currrent Assets Other(113.1M)(174.7M)(27.1M)1.8B2.2B2.3B
Other Assets1.1B1.3B1.6B(95.7M)(110.0M)(104.5M)
Cash And Short Term Investments198.2M265.9M292.8M91.2M134.9M121.7M
Net Receivables4.0M4.6M7.2M8.3M9.5M10.0M
Common Stock Total Equity86.4M78.7M78.7M79.3M91.2M68.1M
Common Stock Shares Outstanding15.2M15.2M15.2M15.2M14.9M13.1M
Liabilities And Stockholders Equity1.4B1.7B2.1B2.1B2.4B2.5B
Total Liab1.2B1.6B1.9B2.0B2.2B2.3B
Property Plant And Equipment Gross11.3M13.3M13.5M26.0M29.8M31.3M
Total Current Assets202.2M270.5M300.0M190.7M134.9M140.5M
Accumulated Other Comprehensive Income840K(1.2M)(17.8M)(15.5M)(15.4M)(14.6M)
Common Stock78.7M78.7M79.3M76.3M73.7M70.1M
Other Current Assets110.4M120.0M90.2M99.5M114.4M67.4M
Short Long Term Debt Total13.4M10.3M10.3M114.3M95M99.8M
Short Term Investments91.8M150.4M209.8M194.3M223.4M234.6M
Non Current Liabilities Total13.4M10.3M2.8M1.9B2.1B2.3B
Other Stockholder Equity8.5M8.6M9.7M10.9M11.9M6.9M
Short Term Debt8.4M2.2M10.2M107.6M123.7M129.9M
Other Liab5.4M8.9M16.5M18.8M21.6M22.7M
Net Tangible Assets140.6M143.4M165.2M176.9M203.5M130.4M
Long Term Investments101.8M161.4M221.9M210.5M242.1M254.2M
Intangible Assets7.4M12.7M12.8M11.7M10.8M9.3M
Property Plant Equipment13.5M11.3M13.3M4.4M5.1M8.2M
Capital Surpluse7.5M8.5M8.6M9.7M11.2M7.4M
Inventory(110.4M)(120.0M)(90.2M)(1.7B)(1.6B)(1.5B)

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When determining whether OP Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if OPBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Op Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Op Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.
You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
0.48
Earnings Share
1.39
Revenue Per Share
5.331
Quarterly Revenue Growth
0.027
The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.