Op Bancorp Stock Buy Hold or Sell Recommendation

OPBK Stock  USD 12.44  0.02  0.16%   
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding OP Bancorp is 'Hold'. The recommendation algorithm takes into account all of OP Bancorp's available fundamental, technical, and predictive indicators you will find on this site.
  
Check out OP Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.
Note, we conduct extensive research on individual companies such as OPBK and provide practical buy, sell, or hold advice based on investors' constraints. OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Execute OP Bancorp Buy or Sell Advice

The OPBK recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on OP Bancorp. Macroaxis does not own or have any residual interests in OP Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute OP Bancorp's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell OP BancorpBuy OP Bancorp
Hold

Market Performance

Very WeakDetails

Volatility

Not too volatileDetails

Hype Condition

Under hypedDetails

Current Valuation

UndervaluedDetails

Odds Of Distress

LowDetails

Economic Sensitivity

Follows the market closelyDetails

Investor Sentiment

AlarmedDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon OP Bancorp has a Risk Adjusted Performance of (0.14), Jensen Alpha of (0.40), Total Risk Alpha of (0.14) and Treynor Ratio of (0.62)
Our trade recommendation tool can cross-verify current analyst consensus on OP Bancorp and to analyze the firm potential to grow this quarter and beyond. To make sure OP Bancorp is not overpriced, please check all OP Bancorp fundamentals, including its shares outstanding, gross profit, cash flow from operations, as well as the relationship between the price to earning and cash per share . Given that OP Bancorp has a number of shares shorted of 45.25 K, we recommend you to check out OP Bancorp market performance and probability of bankruptcy to ensure the company can sustain itself this quarter and beyond given your latest risk tolerance and investing horizon.

OP Bancorp Trading Alerts and Improvement Suggestions

OP Bancorp generated a negative expected return over the last 90 days
About 64.0% of the company shares are owned by institutional investors
Latest headline from zacks.com: Should Value Investors Buy OP Bancorp Stock

OP Bancorp Returns Distribution Density

The distribution of OP Bancorp's historical returns is an attempt to chart the uncertainty of OP Bancorp's future price movements. The chart of the probability distribution of OP Bancorp daily returns describes the distribution of returns around its average expected value. We use OP Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of OP Bancorp returns is essential to provide solid investment advice for OP Bancorp.
Mean Return
-0.47
Value At Risk
-4.36
Potential Upside
3.72
Standard Deviation
2.75
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of OP Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

OPBK Stock Institutional Investors

Shares
Blackrock Inc2024-12-31
145.7 K
Ancora Advisors Llc2024-12-31
118.1 K
Geode Capital Management, Llc2024-12-31
117.8 K
Renaissance Technologies Corp2024-12-31
112.6 K
Morgan Stanley - Brokerage Accounts2024-12-31
106.4 K
Royce & Associates, Lp2024-12-31
94.5 K
Clarivest Asset Management Llc2024-09-30
90.5 K
Connor Clark & Lunn Inv Mgmt Ltd2024-12-31
87.2 K
O'shaughnessy Asset Management Llc2024-12-31
75.7 K
Alliancebernstein L.p.2024-12-31
796.7 K
Vanguard Group Inc2024-12-31
632.5 K
Note, although OP Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

OP Bancorp Cash Flow Accounts

202020212022202320242025 (projected)
Change In Cash20.4M9.1M(32.5M)8.2M7.4M4.8M
Free Cash Flow(5.6M)(29.4M)82.3M65.7M75.5M79.3M
Depreciation1.3M1.3M1.4M1.3M1.5M1.1M
Other Non Cash Items(17.1M)(51.2M)49.3M43.3M49.8M52.2M
Capital Expenditures619K1.1M1.4M2.2M2.0M1.1M
Net Income13.1M28.8M33.3M23.9M27.5M15.4M
End Period Cash Flow106.4M115.5M83.0M91.2M104.9M72.3M
Investments(147.1M)(186.5M)(224.2M)(158.5M)(142.7M)(149.8M)
Change To Netincome(2.3M)(17.4M)(67.1M)51.8M46.7M49.0M
Dividends Paid4.3M5.1M6.7M7.3M8.4M4.9M

OP Bancorp Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to OP Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that OP Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a OPBK stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over Dow Jones
-0.4
β
Beta against Dow Jones0.77
σ
Overall volatility
2.85
Ir
Information ratio -0.14

OP Bancorp Volatility Alert

OP Bancorp exhibits very low volatility with skewness of -0.53 and kurtosis of 2.84. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure OP Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact OP Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

OP Bancorp Fundamentals Vs Peers

Comparing OP Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze OP Bancorp's direct or indirect competition across all of the common fundamentals between OP Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as OP Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of OP Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing OP Bancorp by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare OP Bancorp to competition
FundamentalsOP BancorpPeer Average
Return On Equity0.11-0.31
Return On Asset0.0093-0.14
Profit Margin0.27 %(1.27) %
Operating Margin0.39 %(5.51) %
Current Valuation152.27 M16.62 B
Shares Outstanding14.82 M571.82 M
Shares Owned By Insiders26.09 %10.09 %
Shares Owned By Institutions63.71 %39.21 %
Number Of Shares Shorted45.25 K4.71 M
Price To Earning5.29 X28.72 X
Price To Book0.90 X9.51 X
Price To Sales2.33 X11.42 X
Revenue81.22 M9.43 B
Gross Profit79.28 M27.38 B
EBITDA34.83 M3.9 B
Net Income23.92 M570.98 M
Cash And Equivalents107.38 M2.7 B
Cash Per Share7.06 X5.01 X
Total Debt114.34 M5.32 B
Debt To Equity10.05 %48.70 %
Book Value Per Share13.83 X1.93 K
Cash Flow From Operations67.84 M971.22 M
Short Ratio1.42 X4.00 X
Earnings Per Share1.39 X3.12 X
Target Price19.0
Beta0.58-0.15
Market Capitalization184.36 M19.03 B
Total Asset2.15 B29.47 B
Retained Earnings120.86 M9.33 B
Annual Yield0.04 %
Net Asset2.15 B
Last Dividend Paid0.48
Note: Insider Trading [view details]

OP Bancorp Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as OPBK . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About OP Bancorp Buy or Sell Advice

When is the right time to buy or sell OP Bancorp? Buying financial instruments such as OPBK Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.

Use Investing Ideas to Build Portfolios

In addition to having OP Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Run Marketing Thematic Idea Now

Marketing
Marketing Theme
Companies providing marketing and public relation (PR) services as well as news and media distribution. The Marketing theme has 43 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Marketing Theme or any other thematic opportunities.
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When determining whether OP Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if OPBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Op Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Op Bancorp Stock:
Check out OP Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.
You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
0.48
Earnings Share
1.39
Revenue Per Share
5.331
Quarterly Revenue Growth
0.027
The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.