Op Bancorp Stock Buy Hold or Sell Recommendation
| OPBK Stock | USD 12.44 0.02 0.16% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding OP Bancorp is 'Hold'. The recommendation algorithm takes into account all of OP Bancorp's available fundamental, technical, and predictive indicators you will find on this site.
Check out OP Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide. Note, we conduct extensive research on individual companies such as OPBK and provide practical buy, sell, or hold advice based on investors' constraints. OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
OPBK |
Execute OP Bancorp Buy or Sell Advice
The OPBK recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on OP Bancorp. Macroaxis does not own or have any residual interests in OP Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute OP Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
OP Bancorp Trading Alerts and Improvement Suggestions
| OP Bancorp generated a negative expected return over the last 90 days | |
| About 64.0% of the company shares are owned by institutional investors | |
| Latest headline from zacks.com: Should Value Investors Buy OP Bancorp Stock |
OP Bancorp Returns Distribution Density
The distribution of OP Bancorp's historical returns is an attempt to chart the uncertainty of OP Bancorp's future price movements. The chart of the probability distribution of OP Bancorp daily returns describes the distribution of returns around its average expected value. We use OP Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of OP Bancorp returns is essential to provide solid investment advice for OP Bancorp.
| Mean Return | -0.47 | Value At Risk | -4.36 | Potential Upside | 3.72 | Standard Deviation | 2.75 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of OP Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
OPBK Stock Institutional Investors
| Shares | Blackrock Inc | 2024-12-31 | 145.7 K | Ancora Advisors Llc | 2024-12-31 | 118.1 K | Geode Capital Management, Llc | 2024-12-31 | 117.8 K | Renaissance Technologies Corp | 2024-12-31 | 112.6 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 106.4 K | Royce & Associates, Lp | 2024-12-31 | 94.5 K | Clarivest Asset Management Llc | 2024-09-30 | 90.5 K | Connor Clark & Lunn Inv Mgmt Ltd | 2024-12-31 | 87.2 K | O'shaughnessy Asset Management Llc | 2024-12-31 | 75.7 K | Alliancebernstein L.p. | 2024-12-31 | 796.7 K | Vanguard Group Inc | 2024-12-31 | 632.5 K |
OP Bancorp Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 20.4M | 9.1M | (32.5M) | 8.2M | 7.4M | 4.8M | |
| Free Cash Flow | (5.6M) | (29.4M) | 82.3M | 65.7M | 75.5M | 79.3M | |
| Depreciation | 1.3M | 1.3M | 1.4M | 1.3M | 1.5M | 1.1M | |
| Other Non Cash Items | (17.1M) | (51.2M) | 49.3M | 43.3M | 49.8M | 52.2M | |
| Capital Expenditures | 619K | 1.1M | 1.4M | 2.2M | 2.0M | 1.1M | |
| Net Income | 13.1M | 28.8M | 33.3M | 23.9M | 27.5M | 15.4M | |
| End Period Cash Flow | 106.4M | 115.5M | 83.0M | 91.2M | 104.9M | 72.3M | |
| Investments | (147.1M) | (186.5M) | (224.2M) | (158.5M) | (142.7M) | (149.8M) | |
| Change To Netincome | (2.3M) | (17.4M) | (67.1M) | 51.8M | 46.7M | 49.0M | |
| Dividends Paid | 4.3M | 5.1M | 6.7M | 7.3M | 8.4M | 4.9M |
OP Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to OP Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that OP Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a OPBK stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.4 | |
β | Beta against Dow Jones | 0.77 | |
σ | Overall volatility | 2.85 | |
Ir | Information ratio | -0.14 |
OP Bancorp Volatility Alert
OP Bancorp exhibits very low volatility with skewness of -0.53 and kurtosis of 2.84. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure OP Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact OP Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.OP Bancorp Fundamentals Vs Peers
Comparing OP Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze OP Bancorp's direct or indirect competition across all of the common fundamentals between OP Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as OP Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of OP Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing OP Bancorp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare OP Bancorp to competition |
| Fundamentals | OP Bancorp | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0093 | -0.14 |
| Profit Margin | 0.27 % | (1.27) % |
| Operating Margin | 0.39 % | (5.51) % |
| Current Valuation | 152.27 M | 16.62 B |
| Shares Outstanding | 14.82 M | 571.82 M |
| Shares Owned By Insiders | 26.09 % | 10.09 % |
| Shares Owned By Institutions | 63.71 % | 39.21 % |
| Number Of Shares Shorted | 45.25 K | 4.71 M |
| Price To Earning | 5.29 X | 28.72 X |
| Price To Book | 0.90 X | 9.51 X |
| Price To Sales | 2.33 X | 11.42 X |
| Revenue | 81.22 M | 9.43 B |
| Gross Profit | 79.28 M | 27.38 B |
| EBITDA | 34.83 M | 3.9 B |
| Net Income | 23.92 M | 570.98 M |
| Cash And Equivalents | 107.38 M | 2.7 B |
| Cash Per Share | 7.06 X | 5.01 X |
| Total Debt | 114.34 M | 5.32 B |
| Debt To Equity | 10.05 % | 48.70 % |
| Book Value Per Share | 13.83 X | 1.93 K |
| Cash Flow From Operations | 67.84 M | 971.22 M |
| Short Ratio | 1.42 X | 4.00 X |
| Earnings Per Share | 1.39 X | 3.12 X |
| Target Price | 19.0 | |
| Beta | 0.58 | -0.15 |
| Market Capitalization | 184.36 M | 19.03 B |
| Total Asset | 2.15 B | 29.47 B |
| Retained Earnings | 120.86 M | 9.33 B |
| Annual Yield | 0.04 % | |
| Net Asset | 2.15 B | |
| Last Dividend Paid | 0.48 |
Note: Insider Trading [view details]
OP Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as OPBK . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
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Check out OP Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.02) | Dividend Share 0.48 | Earnings Share 1.39 | Revenue Per Share | Quarterly Revenue Growth 0.027 |
The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.