OPBK Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . OP Bancorp
OPBK Stock  USD 12.98  0.36  2.70%   
OP Bancorp financial statements provide useful quarterly and yearly information to potential OP Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on OP Bancorp financial statements helps investors assess OP Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting OP Bancorp's valuation are summarized below:
Gross Profit
79.3 M
Profit Margin
0.2658
Market Capitalization
192.4 M
Enterprise Value Revenue
3.6746
Revenue
79.3 M
There are currently one hundred twenty fundamental measures for OP Bancorp that can be evaluated and compared over time across peers in the sector. We recommend to check out OP Bancorp's latest fundamental drivers against the all of the trends between 2010 and 2025. Enterprise Value is expected to rise to about 178.6 M this year, although the value of Market Cap will most likely fall to about 98.7 M.

OP Bancorp Total Revenue

98.07 Million

Check OP Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OP Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 64 M, Selling General Administrative of 18.4 M or Total Revenue of 98.1 M, as well as many indicators such as Price To Sales Ratio of 4.61, Dividend Yield of 0.0265 or PTB Ratio of 1.3. OPBK financial statements analysis is a perfect complement when working with OP Bancorp Valuation or Volatility modules.
  
Check out the analysis of OP Bancorp Correlation against competitors.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.

OP Bancorp Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.6 B2.5 B1.1 B
Slightly volatile
Total Current Liabilities11.3 M10.7 M3.3 M
Slightly volatile
Total Stockholder Equity232.6 M221.5 M113.4 M
Slightly volatile
Property Plant And Equipment Net8 M15.8 M7.5 M
Slightly volatile
Accounts Payable15.2 M14.5 M3.3 M
Slightly volatile
Cash63.1 M104.9 M62.1 M
Slightly volatile
Non Current Assets Total2.5 B2.4 B487 M
Slightly volatile
Cash And Short Term Investments119.8 M104.9 M111.3 M
Slightly volatile
Net Receivables10 M9.5 M3.7 M
Slightly volatile
Common Stock Total Equity68.1 M91.2 M66.3 M
Slightly volatile
Common Stock Shares Outstanding12.9 M17.4 M12.5 M
Slightly volatile
Liabilities And Stockholders Equity2.6 B2.5 B1.1 B
Slightly volatile
Total Liabilities2.4 B2.2 B1 B
Slightly volatile
Property Plant And Equipment Gross31.3 M29.8 M10.6 M
Slightly volatile
Total Current Assets140 M219.3 M127.9 M
Slightly volatile
Common Stock69.3 M87.7 M65.9 M
Slightly volatile
Other Current Assets67.4 M114.4 M54.8 M
Slightly volatile
Short and Long Term Debt Total138.1 M131.5 M35.5 M
Slightly volatile
Short Term Investments234.6 M223.4 M86.9 M
Slightly volatile
Non Current Liabilities Total2.3 B2.2 B418.5 M
Slightly volatile
Other Stockholder Equity6.4 M12.6 M5.6 M
Slightly volatile
Other Liabilities22.7 M21.6 M10.3 M
Slightly volatile
Net Tangible Assets130.4 M203.5 M114.9 M
Slightly volatile
Long Term Investments254.2 M242.1 M98 M
Slightly volatile
Intangible Assets9.1 M13.5 M7.7 M
Slightly volatile
Property Plant Equipment8.2 M5.1 M6.6 M
Slightly volatile
Capital Surpluse7.4 M11.2 M6.2 M
Slightly volatile
Earning Assets68.2 M72.2 M63.4 M
Slightly volatile
Long Term Debt126.8 M120.8 M28.9 M
Slightly volatile
Net Invested Capital203.3 M342.3 M160.9 M
Slightly volatile
Retained Earnings Total Equity75.1 M121.5 M55.9 M
Slightly volatile
Capital Stock65.4 M68.7 M84.6 M
Slightly volatile
Non Current Liabilities Other23.6 M33.4 M15.9 M
Slightly volatile
Good Will2.2 B2.1 B563.9 M
Slightly volatile
Capital Lease Obligations10.7 M10.7 M10.1 M
Very volatile

OP Bancorp Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense64 M60.9 M15 M
Slightly volatile
Selling General Administrative18.4 M36.5 M18.3 M
Slightly volatile
Total Revenue98.1 M93.4 M49.3 M
Slightly volatile
Gross Profit98.1 M93.4 M49.3 M
Slightly volatile
Other Operating Expenses100.1 M95.3 M32.3 M
Slightly volatile
Depreciation And Amortization1.1 M1.5 M912.6 K
Slightly volatile
Selling And Marketing Expenses629.7 K706.1 K554.3 K
Slightly volatile
Tax Provision7.9 M12.1 M6.5 M
Slightly volatile
Net Interest Income48.9 M83.6 M40.2 M
Slightly volatile
Interest Income141 M134.3 M56 M
Slightly volatile
Net Income From Continuing Ops17.6 M30.8 M14.2 M
Slightly volatile
Net Income Applicable To Common Shares40.2 M38.3 M16.3 M
Slightly volatile
Reconciled Depreciation1.3 M1.5 M1.2 M
Slightly volatile

OP Bancorp Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation1 M1.5 M891 K
Slightly volatile
Begin Period Cash Flow65.8 M95.4 M57.4 M
Slightly volatile
Depreciation1.1 M1.5 M912.6 K
Slightly volatile
Capital Expenditures1.1 M2 M1.3 M
Pretty Stable
Net Income15.4 M27.5 M14 M
Slightly volatile
Total Cash From Financing Activities17.9 M18.8 M122.1 M
Pretty Stable
End Period Cash Flow72.3 M104.9 M63.5 M
Slightly volatile
Dividends Paid4.9 M8.4 M4.3 M
Slightly volatile
Cash Flows Other Operating1 M1.1 M1.2 M
Pretty Stable

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.612.353.827
Slightly volatile
Dividend Yield0.02650.03940.0253
Slightly volatile
PTB Ratio1.30.991.102
Very volatile
Days Sales Outstanding39.0429.8729.5249
Pretty Stable
Book Value Per Share6.3411.447.788
Slightly volatile
Average Payables209.2 K335.1 K279.1 K
Slightly volatile
Stock Based Compensation To Revenue0.02570.01840.0232
Slightly volatile
Capex To Depreciation2.481.882.8555
Slightly volatile
PB Ratio1.30.991.102
Very volatile
Sales General And Administrative To Revenue0.530.450.4774
Slightly volatile
Capex To Revenue0.04690.03090.0457
Slightly volatile
Cash Per Share17.8116.9610.3543
Slightly volatile
Payout Ratio0.190.270.2092
Slightly volatile
Intangibles To Total Assets0.00470.00490.025
Pretty Stable
Current Ratio22.323.48169
Pretty Stable
Receivables Turnover13.1312.6516.475
Slightly volatile
Graham Number10.719.1313.3418
Slightly volatile
Shareholders Equity Per Share6.3411.447.788
Slightly volatile
Debt To Equity0.720.680.2825
Slightly volatile
Capex Per Share0.130.170.1237
Pretty Stable
Average Receivables760.5 K702.8 K793.8 K
Very volatile
Revenue Per Share2.584.823.243
Slightly volatile
Interest Debt Per Share10.449.942.9606
Slightly volatile
Debt To Assets0.06430.06120.0298
Pretty Stable
Operating Cycle39.0429.8729.5249
Pretty Stable
Price Book Value Ratio1.30.991.102
Very volatile
Dividend Payout Ratio0.190.270.2092
Slightly volatile
Ebt Per Ebit0.881.110.8142
Pretty Stable
Company Equity Multiplier7.3710.039.0531
Slightly volatile
Long Term Debt To Capitalization0.180.320.267
Slightly volatile
Total Debt To Capitalization0.450.430.2025
Pretty Stable
Debt Equity Ratio0.720.680.2825
Slightly volatile
Quick Ratio17.4518.37210
Very volatile
Net Income Per E B T1.010.821.0346
Slightly volatile
Cash Ratio10.6711.2395.2573
Pretty Stable
Cash Conversion Cycle39.0429.8729.5249
Pretty Stable
Days Of Sales Outstanding39.0429.8729.5249
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.191.111.1072
Slightly volatile
Price To Book Ratio1.30.991.102
Very volatile
Fixed Asset Turnover4.895.326.6582
Pretty Stable
Debt Ratio0.06430.06120.0298
Pretty Stable
Price Sales Ratio4.612.353.827
Slightly volatile
Asset Turnover0.03520.0340.0447
Pretty Stable
Price Fair Value1.30.991.102
Very volatile

OP Bancorp Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap98.7 M149.3 M106.6 M
Slightly volatile

OPBK Fundamental Market Drivers

Cash And Short Term Investments91.2 M

OPBK Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About OP Bancorp Financial Statements

OP Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how OPBK Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-11.4 M-11.9 M
Total Revenue93.4 M98.1 M
Cost Of Revenue-55.2 K-52.4 K
Stock Based Compensation To Revenue 0.02  0.03 
Sales General And Administrative To Revenue 0.45  0.53 
Capex To Revenue 0.03  0.05 
Revenue Per Share 4.82  2.58 
Ebit Per Revenue 0.39  0.22 

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When determining whether OP Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if OPBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Op Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Op Bancorp Stock:
How To Invest In OPBK
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Is OPBK Stock a good investment?
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What is OP Bancorp's Net Worth?
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Largest Regional Banks Companies
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Largest Banks - Regional Companies
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Check out the analysis of OP Bancorp Correlation against competitors.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
0.48
Earnings Share
1.39
Revenue Per Share
5.331
Quarterly Revenue Growth
0.027
The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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